The top-rated workers' compensation insurance agent in Denton, Texas is Matt Portz - State Farm Insurance Agent, rated 4.9 stars across 292 reviews. Other highly rated options include Ryan Everet Insurance - Independent Agency, Century Insurance Agency, Inc, Fredrick Insurance Brokers. This directory lists 19 workers' compensation insurance agents serving Denton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Portz - State Farm Insurance Agent | 800 S I-35E | (940) 591-6644 |
| 2 | Ryan Everet Insurance - Independent Agency | 121 Hann St | (940) 268-5112 |
| 3 | Century Insurance Agency, Inc | 2735 Wind River Ln # 151 | — |
| 4 | Fredrick Insurance Brokers | 502 W Oak St STE 102 A | (972) 375-0507 |
| 5 | Michael Doranski: Allstate Insurance | 2000 Denison St A | (940) 387-6289 |
| 6 | Neal & Neal Insurance Agency | 4202 N Interstate 35 | (940) 387-8281 |
| 7 | Wade Hunt Insurance | 303 N Carroll Blvd Suite 220 | (940) 591-8581 |
| 8 | Neill Christian - State Farm Insurance Agent | 2409 Fort Worth Dr Ste 100 | (940) 239-3650 |
| 9 | Ramey & King Insurance | 830 S Interstate 35 | (940) 382-9691 |
| 10 | D3 Insurance Group - Denton | 1111 Teasley Ln | (940) 566-2202 |
Matt Portz - State Farm Insurance Agent serves Denton County, offering workers' compensation insurance for local businesses. As a licensed agent, Portz helps employers navigate policies that cover medical expenses and lost wages for employees injured on the job. Workers' compensation is required in Texas for most companies, making proper coverage essential for financial protection. This agency tailors plans to meet specific industry needs while ensuring compliance with state regulations. It handles policy selection and claims assistance for small to mid-sized employers in the area.
Ryan Everet Insurance - Independent Agency provides workers' compensation insurance options and ongoing policy maintenance for employers in the Denton area. It assists businesses with coverage analysis, claims management support, and compliance updates to help meet state requirements. The agency reviews policy adjustments as business needs change. It services a variety of commercial properties, including single-family homes, apartments, retail locations, and restaurants.
For a single location or an ongoing payroll, a workers’ compensation insurance agent can secure a one-time policy or set up a recurring audit-based program. Fredrick Insurance Brokers in Denton, TX, helps businesses manage employer liability by pairing coverage with classification codes and claims support. Their service runs primarily on a scheduled, periodic basis as policies are renewed annually.
Michael Doranski: Allstate Insurance serves Denton and the surrounding North Texas communities, handling workers' compensation coverage for local employers. It assists businesses in securing policies that meet state requirements and provide wage replacement and medical benefits for injured employees. The agency evaluates each client’s operational risks to recommend appropriate coverage limits. For a typical job, the agent reviews the employer's payroll, classification codes, and claims history to comply with occupational injury regulations and secure competitive premiums.
Neal & Neal Insurance Agency specializes in workers' compensation insurance, offering policies that cover medical expenses and lost wages for injured employees. It also provides general commercial lines assistance to businesses in Denton, Texas. The agency helps local employers understand their liability requirements and secure appropriate coverage for their workforce. As seasonal hiring fluctuates with the winter holidays, the agency can advise on adjusting policies to protect newly added temporary or seasonal staff.
With spring construction picking up across Denton, local business owners face the increased risk of workplace injuries and the need for reliable coverage. Wade Hunt Insurance serves employers in this market by offering workers’ compensation policies that meet regulatory requirements while helping to protect against financial losses from employee claims. The agency works directly with different industries to recommend manageable coverage limits and payroll classifications. An initial assessment of a business’s operations, risk factors, and workforce size is conducted to determine the necessary quotes and policy options.
As a workers' compensation insurance agent in the Denton, Texas area, Neill Christian - State Farm Insurance Agent works with local employers to address coverage needs related to workplace injuries. The agency offers specialized programs that can help businesses manage claims and control premiums. Its services are structured for a variety of commercial sectors, including office environments, warehouse operations, and food service establishments.
Ramey & King Insurance assists local homeowners with residential workers' compensation needs for household employees in Denton, Texas. The agency also provides tailored commercial coverage for small businesses requiring liability protection in this region. Their agents serve clients throughout Denton County, helping to navigate mandatory coverage requirements for employee injuries. Follow-up services are available between regular policy reviews to address any changes in staffing or operational risks that arise.
D3 Insurance Group - Denton is known for guiding local businesses through the complexities of workers’ compensation coverage. It assists employers in obtaining policies that comply with Texas regulations and provide essential protection for employees. A professional agent here analyzes a company’s industry risks to suggest appropriate liability limits and payroll classifications. Additional support often includes workplace safety program referrals and assistance with claims management to help reduce premium adjustments. The agency can also secure separate coverage for owners and partners who wish to exclude themselves from a standard policy.
What Does a a Workers' Compensation Insurance Agent in Denton Cost?
Workers compensation insurance costs in Texas vary widely. For a small business with low risk like an office the annual premium might range from $500 to $2,000. For higher risk industries like construction costs can be $5,000 to $20,000 or more per year. Carriers use your payroll and experience modification factor to set the rate. This is general information and not insurance advice.
About workers' compensation insurance agents in Denton
Workers compensation insurance agents in Denton Texas help businesses comply with state laws and secure coverage for workplace injuries. Texas is unique because private employers are not required to carry workers comp insurance unless they have a contract or public entity requirement. An agent can guide you through the Texas Department of Insurance rules and find a policy that fits your business size and risk.
Frequently Asked Questions
Do Texas employers have to carry workers compensation insurance?
No, Texas is the only state where private employers are not required to have workers comp insurance. However, if you have a contract that requires it or you are a public entity you must carry coverage. An agent can help you decide if opting out is right for your business.
What does a workers compensation insurance agent in Denton do?
An agent helps you compare policies from different carriers to find coverage that meets Texas state requirements. They explain the difference between a guaranteed cost policy and a deductible policy. They also assist with filing claims and managing your policy over time.
How is workers comp insurance priced in Texas?
Premiums are based on your business classification code payroll and claims history. The Texas Department of Insurance sets loss costs which carriers use to calculate rates. An agent can provide quotes from multiple insurers to find competitive pricing.
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