The top-rated workers' compensation insurance agent in Cleburne, Texas is Crystal Plaster - State Farm Insurance Agent, rated 4.9 stars across 230 reviews. Other highly rated options include Lone Star Insurance Agency, My Insurance Store, E-Z Pay Insurance. This directory lists 19 workers' compensation insurance agents serving Cleburne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Crystal Plaster - State Farm Insurance Agent | 506 N Ridgeway Dr Suite A | (817) 645-3974 |
| 2 | Lone Star Insurance Agency | 1200 W Henderson St ste a | (817) 641-3676 |
| 3 | My Insurance Store | 1609 N Main St | (817) 774-0488 |
| 4 | E-Z Pay Insurance | 121 S Westmeadow Dr C | (817) 641-0744 |
| 5 | Farmers Insurance - Blake Jones | 1940 W Kilpatrick St | (817) 556-0644 |
| 6 | Connect Insurance | 822 N Main St Suite A | (817) 558-3499 |
| 7 | Clint Pullen - State Farm Insurance Agent | 603 N Nolan River Rd | (817) 645-2510 |
| 8 | Fred Loya Insurance | 713 W Henderson St | (817) 556-0636 |
| 9 | Higginbotham Insurance & Financial Services - Cleburne | 401 N Ridgeway Dr | (817) 645-9155 |
| 10 | Farmers Insurance - Dennis Mark | 893 N Nolan River Rd Ste B | (817) 558-9595 |
Crystal Plaster - State Farm Insurance Agent serves Cleburne and Johnson County, Texas, as a workers’ compensation insurance agent. The agency assists local business owners in obtaining coverage that meets state requirements for employee medical expenses and lost wages. It also helps employers understand how premium calculations are based on payroll and industry classification. Specific services include providing policy quotes and guiding clients through the claims reporting process.
Lone Star Insurance Agency serves businesses and independent contractors in Cleburne, Texas, seeking workers’ compensation insurance to meet state coverage requirements. The agency helps clients secure policies that protect employees from work-related injuries and illnesses. It guides employers through the process of selecting appropriate coverage levels and filing necessary forms. Claims assistance is provided to help navigate the system efficiently. Businesses can also consult the agency about workplace safety programs to reduce accident risks. The firm extends its services to neighboring communities such as Burleson and the surrounding Johnson County area.
My Insurance Store provides a range of workers' compensation insurance agent services, including policy procurement, payroll classification, and premium auditing for Cleburne area employers. It offers tailored service plans that involve regular policy reviews and claims reporting assistance to help clients manage coverage throughout the policy term. The agency also maintains plans for periodic compliance updates and safety program guidance. Its services support various property types, including single-family homes, apartments, retail spaces, and restaurants.
Serving Cleburne and the surrounding communities of Johnson County, E-Z Pay Insurance handles workers' compensation insurance agent needs for local businesses. It assists employers in securing coverage for workplace injuries, helping to manage risk and maintain compliance with Texas state regulations. The office addresses the specific requirements of each client by analyzing their industry and workforce size. To complete a typical job, it reviews business operations, compares available insurance options, and presents a straightforward policy plan tailored to the employer's needs.
Farmers Insurance - Blake Jones in Cleburne, TX offers workers’ compensation insurance on either a one-time purchase basis for a single policy term or as a recurring service with annual policy renewals. Coverage typically includes medical expenses and lost wages for employees who suffer job-related injuries. The agency can help clients review policy requirements for compliance with Texas state regulations. Service appointments and consultations run on an as-needed basis, arranged by the client when they need assistance with a new or existing policy.
As local businesses in Cleburne begin their new fiscal year, they seek reliable coverage for workplace injuries. Connect Insurance addresses this need by guiding employers through the complexities of workers’ compensation policies tailored to the regional economy. Their work focuses on assessing client risk, comparing carrier options, and explaining state-mandated requirements without overselling coverage. A typical engagement starts with a careful audit of current operations and a file review of recent claims to build an appropriate baseline recommendation. After this initial assessment, a detailed inspection of the workplace facilities is scheduled.
Clint Pullen - State Farm Insurance Agent provides workers’ compensation insurance services for businesses in Cleburne, Texas. The agency assists employers in obtaining coverage that meets state requirements, protecting both the company and its employees in case of work-related injuries or illnesses. Additionally, it helps clients integrate this coverage with other general insurance needs. As seasonal demands fluctuate during the busy agricultural and construction periods in spring and summer, the agent works with local small businesses to adjust policy limits as short-term staffing increases.
Fred Loya Insurance provides residential workers’ compensation coverage to clients in Cleburne, Texas. The agency also handles commercial policies designed for local businesses operating in the area. Their service area primarily covers Cleburne and the surrounding Johnson County region, ensuring nearby employers have access to necessary protection. Consultations focus on matching policy types with specific industry needs. After a claim is filed, they follow up to discuss any adjustments for the next policy term. This repeat service helps maintain continuous coverage between regular business visits.
Higginbotham Insurance & Financial Services - Cleburne provides commercial insurance solutions for businesses, with a particular focus on workers' compensation coverage. This specialty helps employers manage risks related to employee workplace injuries and occupational illnesses. The agency assists clients in Cleburne and surrounding areas with policy selection to meet state regulatory requirements. Its services are available to local businesses, including offices, warehouses, and food service operations.
What Does a a Workers' Compensation Insurance Agent in Cleburne Cost?
Workers compensation insurance costs in Texas average around $1.50 to $3.00 per $100 of payroll for low risk jobs and $5.00 to $15.00 for high risk jobs. Cleburne businesses pay based on industry code and past claims. Actual premiums depend on your specific business operations and payroll size. This is general information and not insurance advice.
About workers' compensation insurance agents in Cleburne
Workers compensation insurance agents in Cleburne Texas help local businesses comply with state regulations. Texas is unique because private employers are not required to carry workers comp but many choose to for protection. An agent can explain the Texas non-subscriber system and help you find a policy that fits your business needs.
Frequently Asked Questions
Is workers compensation insurance required for businesses in Cleburne Texas?
Texas is the only state where private employers are not required to carry workers compensation insurance. However public entities and some contractors must have it. An agent can explain the legal risks of being a non-subscriber.
How does a workers comp agent in Cleburne help with Texas claims?
An agent can guide you through the Texas Division of Workers Compensation claim process. They help you understand reporting deadlines and medical benefit rules. They also assist with policy endorsements specific to Texas law.
What factors affect workers comp insurance costs in Cleburne Texas?
Costs depend on your business classification payroll and claims history. Texas uses a competitive rating system so rates vary by carrier. An agent can compare quotes from multiple insurers to find suitable pricing.
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