The top-rated workers' compensation insurance agent in Spartanburg, South Carolina is Calidad Insurance, rated 5.0 stars across 616 reviews. Other highly rated options include Select Source Insurance, Hub City Insurance Group, Carolina's Choice Insurance Agency, LLC. This directory lists 23 workers' compensation insurance agents serving Spartanburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Calidad Insurance | 8066 Asheville Hwy | (864) 327-8295 |
| 2 | Select Source Insurance | 481 S Pine St | (864) 585-8318 |
| 3 | Hub City Insurance Group | 396 E St John St | (864) 707-1005 |
| 4 | Carolina's Choice Insurance Agency, LLC | 858 E Main St | (864) 585-5000 |
| 5 | Gloria Boyter - State Farm Insurance Agent | 1100 Boiling Springs Rd | (864) 573-6847 |
| 6 | Compass Insurance Group LLC | 118 Southport Rd | (864) 764-1714 |
| 7 | ZIVO INSURANCE | 1481 Asheville Hwy | (864) 900-3331 |
| 8 | Affordable Insurance Services Inc. | 2775 Reidville Rd | (864) 587-1129 |
| 9 | CWS Insurance Agency | 435 E Kennedy St | (864) 583-1451 |
| 10 | MIKE DIXON INSURANCE AGENCY | 1209 Boiling Springs Rd | (864) 585-3010 |
Calidad Insurance serves Spartanburg, South Carolina, as a local workers' compensation insurance agent. The company assists area employers with securing appropriate coverage to meet state-mandated requirements. Agents guide businesses through the process of classifying employees and managing premium audits. They help clients understand experience modification factors and their impact on costs. The firm also aids in submitting claims efficiently to ensure injured workers receive proper medical care and wage replacement promptly.
Select Source Insurance provides a full range of workers’ compensation insurance solutions tailored for local employers, from initial policy placement to ongoing coverage reviews. It offers regular policy maintenance to ensure compliance with South Carolina regulations and to adjust coverage as business needs evolve. Annual plan audits help clients manage premium accuracy and mitigate workplace risk. The agency services a variety of commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
Hub City Insurance Group serves small and mid-sized businesses in Spartanburg, South Carolina, helping them navigate workers’ compensation coverage requirements. The agency assists local companies in securing policies that meet state regulations and protect their employees from workplace injuries. By focusing on this specialty line, they provide guidance tailored to the needs of area employers, from manufacturing firms to retail operations. Hub City Insurance Group also extends its workers’ compensation services to businesses in nearby Greenville, ensuring broader coverage for the Upstate region.
Carolina’s Choice Insurance Agency, LLC serves Spartanburg, South Carolina, and its surrounding communities. It handles workers’ compensation insurance policies for local businesses, addressing coverage needs from small employers to larger operations. The agency works by evaluating each client’s specific industry risks and payroll to recommend appropriate policy limits. It then assists with claim reporting and compliance requirements to keep clients on track with state regulations.
Workers’ compensation coverage, provided through a personal policy or a business owner’s package, protects both employers and employees from financial losses due to workplace injuries. Gloria Boyter’s agency, located in Spartanburg, SC, helps local businesses identify which recurring annual policy structure suits their specific operational risks and state requirements. Policyholders receive ongoing support for claims handling and premium adjustments throughout each term. Service for new and existing clients runs on a scheduled basis at renewal and on an as-needed basis for mid-term policy changes.
As local businesses face the seasonal shifts in construction and manufacturing, Compass Insurance Group LLC in Spartanburg, SC provides specialized workers' compensation coverage to help them manage workplace injury risks. They guide employers through policy options designed to comply with South Carolina regulations and protect both workers and company finances. Their process for each new client begins with a thorough review of the business’s operations and safety practices during an initial on-site inspection.
ZIVO Insurance offers workers' compensation insurance agent services to businesses in Spartanburg, South Carolina. The company helps employers navigate coverage requirements and manage workplace injury claims. It assists local firms in securing policies that align with state regulations and their operational needs. ZIVO Insurance can serve a range of commercial sectors, including offices, warehouses, and food service establishments.
Affordable Insurance Services Inc. specializes in providing workers' compensation insurance coverage for businesses in Spartanburg, South Carolina. It also assists local employers with general insurance needs, helping them navigate policy requirements and compliance. This agent works with companies to secure protection that covers medical costs and lost wages for injured employees. As winter weather increases risks for slips and falls on icy job sites, it helps businesses address these seasonal workplace hazards.
CWS Insurance Agency in Spartanburg, SC provides residential workers' compensation insurance services for local homeowners. The company also offers commercial coverage tailored to small businesses and independent contractors throughout the upstate region. Its agents assess liability risks specific to workplace injuries, ensuring policy compliance with state regulations. Clients appreciate its straightforward claims assistance and prompt customer support. CWS Insurance Agency encourages follow-up consultations between regular policy renewals to adjust coverage as business needs evolve.
What Does a a Workers' Compensation Insurance Agent in Spartanburg Cost?
Workers compensation insurance costs in South Carolina average around 1.50 to 2.50 dollars per 100 dollars of payroll for low risk office jobs. Higher risk industries like construction can range from 5 to 15 dollars per 100 dollars of payroll. Actual premiums depend on your business classification, payroll size, and claims history. This is general information and not insurance advice.
About workers' compensation insurance agents in Spartanburg
Workers compensation insurance agents in Spartanburg South Carolina help local businesses meet state mandated coverage requirements. South Carolina law requires most employers with four or more employees to carry workers compensation insurance. An experienced agent can guide you through the specific classifications and premium calculations for your industry in the Upstate region.
Frequently Asked Questions
What are the workers compensation requirements for Spartanburg businesses?
In South Carolina, employers with four or more employees must carry workers compensation insurance. Certain industries like construction have different thresholds. An agent can help you determine if your business is required to have coverage under SC Code Section 42-1-360.
How does an agent help with South Carolina workers compensation rates?
An agent reviews your business classification codes and payroll to find accurate premium rates. South Carolina uses a competitive rating system, so rates vary by insurer. The agent can compare quotes from multiple carriers to find a policy that fits your budget.
What happens if I do not carry workers comp in Spartanburg?
Failure to carry required workers compensation in South Carolina can result in fines up to 1000 dollars per day of noncompliance. The South Carolina Workers Compensation Commission may also issue a stop work order. An agent can help you avoid these penalties by securing proper coverage.
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