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Find Workers' Compensation Insurance Agents Near You in Charleston, SC

Browse workers' compensation insurance agents serving Charleston, South Carolina. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in Charleston, South Carolina is Windy Plank - State Farm Insurance Agent, rated 4.9 stars across 372 reviews. Other highly rated options include Harrell Insurance Agency, Cassie Ballard - State Farm Insurance Agent, C. T. Lowndes & Company. This directory lists 20 workers' compensation insurance agents serving Charleston.

Showing 20 workers' compensation insurance agents in Charleston, SCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Windy Plank - State Farm Insurance Agent1715 Sam Rittenberg Blvd(843) 769-5000
2Harrell Insurance Agency2000 Sam Rittenberg Blvd #124(843) 572-1500
3Cassie Ballard - State Farm Insurance Agent2041 Wappoo Dr UNIT D(843) 501-7555
4C. T. Lowndes & Company749 St Andrews Blvd(843) 763-0120
5Taylor Agency147 Wappoo Creek Dr #502(843) 762-1805
6A & A Insurance1525 Sam Rittenberg Blvd(843) 571-5060
7Brooke Allen - State Farm Insurance Agent1221 Wappoo Rd(843) 769-8330
8John Acker - State Farm Insurance Agent1711 Savannah Hwy(843) 766-5579
9Covenant Insurance Group LLC1032 Savannah Hwy(843) 795-0189
10Bridge Insurance7 Gamecock Ave Suite 706(843) 974-5150
WP
1715 Sam Rittenberg Blvd
Windy Plank - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Charleston, SC

Windy Plank - State Farm Insurance Agent serves the Charleston, South Carolina, area as a workers' compensation insurance agent. The company helps local businesses secure coverage that meets state requirements for employee medical expenses and lost wages due to work-related injuries. These policies are essential for protecting both employers and their workforce in the Lowcountry region. The office specializes in tailoring workers' compensation plans for small to midsize businesses and advising clients on compliance with South Carolina labor codes.

HI
2000 Sam Rittenberg Blvd #124
Harrell Insurance Agency
Workers' Compensation Insurance Agent · Charleston, SC

Harrell Insurance Agency provides workers' compensation insurance policies for businesses operating in and around Charleston, South Carolina. Its services include risk assessment consultations to help employers maintain compliance with state regulations and reduce workplace injury exposure. The agency also offers ongoing policy management assistance, helping clients handle claims filing and report modifications as their workforce changes. It covers a broad array of local commercial properties, including single-family homes, apartment complexes, retail spaces, and restaurants.

CB
2041 Wappoo Dr UNIT D
Cassie Ballard - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Charleston, SC

Cassie Ballard, a State Farm Insurance agent, serves Charleston homeowners, businesses, and property managers seeking workers' compensation insurance. This agency helps local employers secure coverage that protects employees for work-related injuries, which is a legal requirement for most South Carolina businesses. Policies are tailored to meet specific industry needs, ensuring compliance with state regulations while managing payroll-based premiums. The caseload often includes small to mid-sized firms across the metro area. Cassie Ballard's agency also extends its workers' compensation services to clients in the neighboring community of Mount Pleasant.

CT
749 St Andrews Blvd
C. T. Lowndes & Company
Workers' Compensation Insurance Agent · Charleston, SC

C. T. Lowndes & Company serves businesses and commercial property owners across the Charleston area who require Workers’ Compensation coverage. The agency works to match each client with an appropriate insurance plan that meets state requirements for employee protection. Policies are structured to cover medical expenses and lost wages for work-related injuries. Local employers seek out its guidance for managing risk and filing claims. The firm also extends its services to companies based in the neighboring community of Mount Pleasant.

TA
147 Wappoo Creek Dr #502
Taylor Agency
Workers' Compensation Insurance Agent · Charleston, SC

Taylor Agency serves Charleston, South Carolina, and the surrounding Lowcountry communities, handling workers' compensation insurance for local businesses. It assists employers with coverage that addresses medical expenses and lost wages for injured workers. For each client, the agency begins by reviewing the company's specific operational risks, then presents policy options from multiple carriers. It typically tailors the coverage limits and exclusions to match the unique needs of a given industry, ensuring compliance with state regulations through careful policy selection.

IN
1525 Sam Rittenberg Blvd
A & A Insurance
Workers' Compensation Insurance Agent · Charleston, SC

Businesses navigating workers' compensation insurance may choose between a one-time policy placement or ongoing service for managing annual renewals. As a workers' compensation insurance agent in Charleston, SC, A & A Insurance helps employers secure coverage that meets state requirements for employee injury protection. This involves analyzing payroll classifications and risk factors to find an appropriate insurance carrier. Their service operates primarily on an as-needed basis, assisting clients when policies are due for renewal or when a new business requires immediate coverage.

BA
1221 Wappoo Rd
Brooke Allen - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Charleston, SC

Brooke Allen - State Farm Insurance Agent in Charleston, SC, specializes in providing workers’ compensation insurance, helping local businesses meet state requirements for employee injury coverage while also offering a range of personal and commercial insurance services. The agency guides employers through policy options to protect their workforce and business assets. Understanding that workplace accidents can occur during busy construction seasons or with seasonal employee hirings, the office assists clients in adjusting coverage to address these temporary increases in operational risk.

JA
1711 Savannah Hwy
John Acker - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Charleston, SC

As local businesses in Charleston prepare for the summer construction surge, securing proper coverage is essential for managing workplace injury risks. John Acker - State Farm Insurance Agent provides workers’ compensation insurance policies tailored to meet South Carolina’s requirements. These policies help cover medical expenses and lost wages for employees injured on the job. The process begins with a thorough review of the company’s operations and employee classifications, followed by a free initial workplace assessment to identify specific coverage needs.

CI
1032 Savannah Hwy
Covenant Insurance Group LLC
Workers' Compensation Insurance Agent · Charleston, SC

Covenant Insurance Group LLC assists South Carolina businesses in navigating the requirements of workers’ compensation coverage. The firm focuses on securing policies that address both workplace injury claims and associated regulatory compliance. Its services extend to helping clients manage payroll classification and premium audits. Based in Charleston, the agency serves commercial operations including offices, warehouses, and food service establishments.

BI
7 Gamecock Ave Suite 706
Bridge Insurance
Workers' Compensation Insurance Agent · Charleston, SC

Bridge Insurance provides residential workers' compensation coverage for individual policyholders in Charleston, South Carolina. The company also handles commercial policies for larger local employers needing to meet state-mandated workplace injury requirements. Service extends throughout the Charleston metropolitan area and surrounding communities. Bridge Insurance helps clients navigate claim filing processes and coordinates with employers to maintain compliance. After settling a claim, the agent contacts the policyholder to verify satisfactory resolution before the next regular coverage renewal period.

AI
3491 Shelby Ray Ct
Anderson Insurance Associates
Workers' Compensation Insurance Agent · Charleston, SC
(843) 763-7525
aiasc.com
DI
656 Ellis Oak Ave Suite 112
Dunes Insurance
Workers' Compensation Insurance Agent · Charleston, SC
(843) 737-6236
dunesinsurance.com
CH
1531 Sam Rittenberg Blvd
Cliff Heath Insurance Inc
Workers' Compensation Insurance Agent · Charleston, SC
(843) 766-6316
cliffheathinsurance.com
CI
635 E Bay St D
Crescent Insurance Advisers
Workers' Compensation Insurance Agent · Charleston, SC
(843) 410-5616
crescentagency.com
GI
12-A Carriage Ln
Goosehead Insurance - Blake Robertson
Workers' Compensation Insurance Agent · Charleston, SC
(843) 790-9321
goosehead.com/agents/sc/charleston/blake-robertson
GA
1527 Sam Rittenberg Blvd #1
The General Agency
Workers' Compensation Insurance Agent · Charleston, SC
(843) 766-9091
generalagencyinc.com
CI
658 Rutledge Ave
Comprehensive Insurance
Workers' Compensation Insurance Agent · Charleston, SC
(843) 595-8553
LI
4 Carriage Ln # 301
Lesemann Insurance Agency
Workers' Compensation Insurance Agent · Charleston, SC
(843) 571-6721
lesemannins.com
KI
1243 Savannah Hwy
Kinghorn Insurance Agency
Workers' Compensation Insurance Agent · Charleston, SC
(843) 806-3911
kinghornagency.com/contact/charleston-sc-insurance
NI
1144 Folly Rd
Nationwide Insurance: Aydlette Services Of The Lowcountry, Inc.
Workers' Compensation Insurance Agent · Charleston, SC
(843) 795-8111
agency.nationwide.com/sc/charleston/29412/aydlette-services-of-the-lowcountry-inc

What Does a a Workers' Compensation Insurance Agent in Charleston Cost?

Workers compensation insurance costs in South Carolina vary by industry and payroll. Average rates range from 0.50 to 2.50 per 100 dollars of payroll for low-risk office jobs to over 10.00 for high-risk construction work. Premiums are set by the National Council on Compensation Insurance and approved by the SC Department of Insurance. Each business gets a unique rate based on its claims history and classification codes. This is general information and does not constitute insurance advice.

About workers' compensation insurance agents in Charleston

Workers compensation insurance agents in Charleston South Carolina help businesses secure coverage required by state law. South Carolina requires most employers with four or more employees to carry workers compensation insurance. A local agent can guide you through SC-specific classifications and premium calculations.

Frequently Asked Questions

What are the workers compensation requirements in South Carolina for Charleston businesses?

South Carolina law requires employers with four or more employees to carry workers compensation insurance. Construction businesses with one or more employees must also have coverage. An agent can help you determine your specific obligation under SC Code Section 42-1-360.

How do Charleston workers compensation insurance agents help with policy audits?

Agents assist with annual premium audits by reviewing payroll classifications and ensuring accurate reporting. They can help you prepare documentation required by the South Carolina Workers Compensation Commission. Proper audit preparation can prevent unexpected premium adjustments.

Can a workers compensation agent help with independent contractor issues in SC?

Yes. South Carolina has strict rules for classifying workers as independent contractors. An agent can explain how the SC Workers Compensation Commission determines employee status. Misclassification can lead to fines and uncovered claims.

Workers' Compensation Insurance Agents in Other South Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.