The top-rated workers' compensation insurance agent in Minot, North Dakota is Jessica Aardahl - State Farm Insurance Agent, rated 5.0 stars across 278 reviews. Other highly rated options include Paul Siebert - State Farm Insurance Agent, Michael A Lucy Agency Inc American Family Insurance, Kim Albert Agency: Allstate Insurance. This directory lists 20 workers' compensation insurance agents serving Minot.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jessica Aardahl - State Farm Insurance Agent | 2151 36th Ave SW Suite C | (701) 839-3436 |
| 2 | Paul Siebert - State Farm Insurance Agent | 500 20th Ave SW B | (701) 852-1060 |
| 3 | Michael A Lucy Agency Inc American Family Insurance | 605 31st Ave SW #2 | (701) 852-1078 |
| 4 | Kim Albert Agency: Allstate Insurance | 2825 S Broadway Ste 2 | (701) 852-1460 |
| 5 | Michael E Braun - State Farm Insurance Agent | 816 31st Ave SW Ste A | (701) 838-0713 |
| 6 | Donovan Insurance Agency LLP | 1600 2nd Ave SW Ste 15 | (701) 838-0614 |
| 7 | Heritage Insurance Services | 2201 36th Ave SW unit a | (701) 858-7100 |
| 8 | Pinnacle Employee Benefits | 710 31st Ave SW STE 3 | (701) 858-0058 |
| 9 | Marchelle Mantz - COUNTRY Financial Representative | 2808 Main St S | (701) 852-2090 |
| 10 | Randall Schepp Agency Inc American Family Insurance | 605 31st Ave SW #2 | (701) 852-1078 |
Jessica Aardahl - State Farm Insurance Agent serves the Minot, North Dakota area, offering workers' compensation insurance coverage for local businesses. The agency works to help employers manage the financial risks associated with workplace injuries and illnesses. Policies provide protection for medical expenses and lost wages for employees injured on the job. The agency handles policy consultations and claims assistance for workers' compensation needs in the region.
Paul Siebert - State Farm Insurance Agent in Minot, ND, provides workers’ compensation insurance coverage to help local businesses manage workplace injury risks and meet regulatory requirements. His office assists clients in selecting appropriate policy limits and supports them with filing claims when incidents occur. Ongoing policy reviews and adjustments are available to keep coverage aligned with changing business needs. The agency routinely serves a variety of commercial properties, including single-family homes, apartments, retail stores, and restaurants.
Serving Minot and the surrounding communities of north central North Dakota, Michael A Lucy Agency Inc American Family Insurance handles workers' compensation insurance for local businesses. This coverage protects employers from financial loss resulting from workplace injuries. The agency helps clients secure policies that comply with state regulations. For each job, it begins by reviewing the specific risks associated with a client’s industry and then sources a policy tailored to those operational needs.
Businesses, property managers, and self-employed individuals in Minot seek workers’ compensation insurance to meet state coverage requirements and protect their workforce. The Kim Albert Agency, serving as an Allstate Insurance representative, assists local clients with policy options tailored to their industry’s specific risk profiles. Claims support and premium management are part of the services offered to area employers. The agency also provides coverage guidance for companies and contractors operating in nearby communities such as Burlington.
For those needing workers' compensation insurance, Michael E Braun - State Farm Insurance Agent in Minot, ND offers both initial policy setup and ongoing coverage management. This type of insurance helps protect employers from costs related to workplace injuries. The agent handles new policy paperwork and can process modifications when business operations change. Coverage typically aligns with North Dakota regulatory requirements. Consultations and quotes are available on a one-time or as-needed basis, while policy renewals and payroll audit adjustments are handled on a scheduled annual cycle.
Donovan Insurance Agency LLP specializes in workers’ compensation insurance policies for businesses in Minot, North Dakota. The agency helps employers navigate coverage requirements, manage premium costs, and comply with state regulations for workplace injury protection. It works with a range of local industries, tailoring risk management strategies to each client’s specific operational needs. During winter months, when slip-and-fall claims rise on icy surfaces, the agency assists businesses in reviewing their coverage limits and safety protocols to reduce potential liabilities.
With Minot’s agricultural and energy sectors facing seasonal shifts that raise injury risks, Heritage Insurance Services provides tailored workers’ compensation coverage for local employers. The agency helps businesses navigate North Dakota compliance requirements and customizes policies to match specific operational hazards. By conducting a thorough initial assessment of each workplace, Heritage identifies unique exposures before recommending appropriate insurance solutions, then begins with an on-site inspection to evaluate safety protocols and payroll classifications.
Pinnacle Employee Benefits assists local businesses in navigating workers' compensation insurance requirements, with a specialty in tailoring coverage and managing claims. This agency evaluates workplace risks to design policies that comply with state regulations. It helps commercial clients protect their employees and control costs through customized insurance solutions. Pinnacle Employee Benefits serves a range of sectors in Minot, ND, including offices, warehouses, and food service operations.
Marchelle Mantz, with COUNTRY Financial in Minot, ND, serves residential clients seeking workers' compensation coverage and also assists commercial businesses in the surrounding area. As a local insurance agent, she helps policyholders manage the complexities of workplace injury protection and compliance with state regulations. Her office provides information on coverage options tailored to different types of employment risks. After an initial policy setup, clients can return for periodic reviews or updates to their plans as their needs change between regular service appointments.
What Does a a Workers' Compensation Insurance Agent in Minot Cost?
Typical workers compensation insurance costs in North Dakota range from 0.50 to 3.00 dollars per 100 dollars of payroll for low-risk office jobs, and up to 10.00 dollars or more per 100 dollars of payroll for high-risk construction or manufacturing work. Premiums are also influenced by your experience modification factor and safety record. This is general information and not insurance advice.
About workers' compensation insurance agents in Minot
Workers compensation insurance agents in Minot North Dakota help local businesses secure coverage required by state law. North Dakota mandates that most employers provide workers compensation insurance through the state fund or a qualified private carrier. An agent can guide you through the process of obtaining a policy that meets North Dakota Workforce Safety and Insurance standards.
Frequently Asked Questions
Is workers compensation insurance required for all businesses in Minot North Dakota?
Yes, North Dakota law requires most employers with one or more employees to carry workers compensation insurance. This includes part-time and seasonal workers. The requirement is enforced by North Dakota Workforce Safety and Insurance.
Can I use a private insurance agent for workers comp in North Dakota?
Yes, North Dakota allows employers to purchase workers compensation insurance from private carriers licensed by the state. An agent can help you compare policies from private insurers and the state fund to find suitable coverage.
What factors affect the cost of workers comp insurance in Minot?
Costs depend on your business classification, payroll size, and claims history. Rates are set by the North Dakota Department of Insurance and vary by industry. An agent can provide a quote based on your specific business details.
Workers' Compensation Insurance Agents in Other North Dakota Cities
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