The top-rated workers' compensation insurance agent in Fargo, North Dakota is Far North Insurance, rated 4.9 stars across 204 reviews. Other highly rated options include Grand Slam Insurance, Dixon Insurance, Superior Insurance. This directory lists 16 workers' compensation insurance agents serving Fargo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Far North Insurance | 3357 39th St S # 1 | (701) 237-6651 |
| 2 | Grand Slam Insurance | 1205 16th Ave S | (701) 356-3265 |
| 3 | Dixon Insurance | 3101 39th St S suite a | (701) 281-8200 |
| 4 | Superior Insurance | 1002 28th St S | (701) 356-3256 |
| 5 | Summit Insurance Agency | 5302 51st Ave S Unit C | (701) 390-1994 |
| 6 | OnPoint Insurance Services | 3575 45th St S Suite #100 | (701) 353-2592 |
| 7 | Sarah Herlihy Agency - Nodak Insurance Company | 4141 31st Ave S Suite 105 | (701) 566-2128 |
| 8 | FM Insurance | 428 25th St S | (701) 271-8110 |
| 9 | Dawson Insurance Agency | 505 Broadway N Suite 100 | (701) 237-3311 |
| 10 | RJ Bailey Insurance Center | 3611 Lincoln St S Ste C | (701) 356-7001 |
Far North Insurance serves Fargo, North Dakota, and the surrounding metro area as a specialized workers' compensation insurance agent. The agency assists local businesses in securing coverage that addresses workplace injury claims and associated medical costs. It guides employers through premium audits and compliance with North Dakota’s regulatory requirements. Its services include helping clients classify employees correctly for payroll reporting and managing experience modification factors to maintain stable policy costs.
Grand Slam Insurance provides tailored workers' compensation coverage for businesses in Fargo, North Dakota. It offers comprehensive policy structuring to manage employer liability and mitigate workplace injury risks. Ongoing service includes policy reviews to adapt to changing business operations and claim support to facilitate employee recovery. The firm maintains long-term service relationships by assessing coverage needs during business growth or shifts in workforce composition. It handles insurance needs for a variety of commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
Dixon Insurance serves Fargo, North Dakota, and the surrounding Red River Valley communities, handling workers' compensation policies for local businesses. The company guides employers through state-specific coverage requirements to protect their workforce. Dixon Insurance then evaluates each client's payroll classifications and risk exposures to tailor a policy. To handle a typical job, it begins with a detailed consultation to understand the client's operations, then compares quotes from multiple insurers to find a suitable option.
Superior Insurance in Fargo, ND, offers clients the choice between a one-time consultation for policy review or an ongoing service arrangement for continuous coverage adjustments. The agency provides workers’ compensation insurance, which helps protect businesses from financial losses related to workplace injury claims. For local employers, this includes assistance with classification codes and premium audit support. All services are available on a scheduled basis or as needed to accommodate changing business risks.
Summit Insurance Agency specializes in workers' compensation insurance, providing coverage for businesses in Fargo, North Dakota, against the costs of workplace injuries and illnesses. It also assists clients with policy selection and compliance guidance. As a local agent, it helps employers manage premiums by understanding regional industry classifications and risk factors. During the winter months, when icy conditions increase slip-and-fall claims, the agency advises businesses on adjusting their coverage to reflect seasonal operational hazards and potential liability changes.
As winter weather heightens slip-and-fall risks across Fargo’s industrial and commercial properties, OnPoint Insurance Services provides workers’ compensation coverage that helps local businesses manage those liabilities. The agency works closely with employers to tailor policies that meet North Dakota’s unique regulatory requirements for workplace injury and illness protection. Businesses in agriculture, manufacturing, and construction alike seek guidance on controlling premium costs while maintaining legal compliance. To begin, a representative completes an on-site assessment of the workplace environment, evaluating existing safety protocols and employee classifications before offering coverage recommendations.
Based in Fargo, North Dakota, this agency works as a workers' compensation insurance agent, helping businesses protect their employees and manage risk. The Sarah Herlihy Agency specializes in providing coverage through Nodak Insurance Company, a regional carrier. Drawing on its local market knowledge, the agency assists companies in compliance with state requirements and reducing workplace injury costs. It serves a range of commercial sectors, including offices, warehouses, and food service operations, tailoring policies to the specific needs of each business type.
Serving businesses throughout the Fargo area, FM Insurance provides workers' compensation insurance coverage to local employers. It helps companies secure policies that meet North Dakota regulatory requirements and protect their workforce in case of workplace injuries. The agency guides clients through coverage options and claims support, ensuring compliance with state laws governing employee benefits and occupational risks. Its services also extend to commercial property managers and small business owners needing tailored risk solutions. The agency additionally covers West Fargo and the surrounding Cass County metro communities.
Dawson Insurance Agency in Fargo, ND, helps local residents secure workers’ compensation coverage for their home-based or small commercial operations. The agency also assists businesses throughout the Fargo area in obtaining proper policies for employee injury protection, ensuring compliance with regional requirements. Guidance is tailored to each client’s specific industry and workforce size. Follow-up consultations are offered to adjust coverage as business needs evolve, and repeat service is available between regular visits to address any changes in operations.
What Does a a Workers' Compensation Insurance Agent in Fargo Cost?
Workers compensation insurance costs in North Dakota vary by industry and payroll. For a small business in Fargo, annual premiums can range from a few hundred to several thousand dollars. Rates are set by the North Dakota Workforce Safety and Insurance for the state fund. Private carriers also offer policies with different pricing. This is general information and not insurance advice.
About workers' compensation insurance agents in Fargo
Workers compensation insurance agents in Fargo North Dakota help businesses meet state requirements for employee injury coverage. North Dakota law requires most employers to carry workers compensation insurance through the state fund or a private carrier. A local agent can guide you through the process of obtaining the right policy for your business.
Frequently Asked Questions
What does a workers compensation insurance agent in Fargo do?
An agent helps you find and purchase a workers compensation policy that meets North Dakota requirements. They can explain coverage options and assist with claims. Agents also help ensure your business complies with state laws.
Is workers compensation insurance required in North Dakota?
Yes, North Dakota law requires most employers to provide workers compensation coverage. This includes businesses with one or more employees. Failure to carry coverage can result in fines and legal penalties.
How do I choose a workers compensation insurance agent in Fargo?
Look for an agent licensed in North Dakota with experience in your industry. Ask about their knowledge of the state workers compensation system. Compare quotes and services from multiple agents before deciding.
Workers' Compensation Insurance Agents in Other North Dakota Cities
Bismarck · Grand Forks · Minot · Williston