The top-rated workers' compensation insurance agent in Utica, New York is Scott Grates - State Farm Insurance Agent, rated 5.0 stars across 291 reviews. Other highly rated options include Matt Nimey Insurance Agency, AAA Utica, Dan Meehan - State Farm Insurance Agent. This directory lists 12 workers' compensation insurance agents serving Utica.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Scott Grates - State Farm Insurance Agent | 430 Trenton Rd | (315) 797-7763 |
| 2 | Matt Nimey Insurance Agency | By appointment Only, 2001 Bleecker St | (315) 737-6099 |
| 3 | AAA Utica | 430 Court St | (315) 797-5452 |
| 4 | Dan Meehan - State Farm Insurance Agent | 2023 Sunset Ave | (315) 735-4494 |
| 5 | BEACH AGENCY INC | 1111 Oriskany St W | (315) 793-7626 |
| 6 | Scalzo Zogby & Wittig Inc | 120 Lomond Ct | (315) 792-0000 |
| 7 | Farmers Insurance - Michelle Santillo-Romano | 2400 Genesee St | (315) 765-6531 |
| 8 | Adjusters International/Basloe, Levin & Cuccaro | 6 Rhoads Dr | (315) 797-1234 |
| 9 | Michael Garcia: Allstate Insurance | 2046 Genesee St | (315) 793-3322 |
| 10 | premium plan Insurance NY | 266 Genesee St | (332) 334-6798 |
Scott Grates - State Farm Insurance Agent serves the Utica, New York area as a workers' compensation insurance agent. The agency assists local business owners in securing coverage that addresses workplace injury claims and state-mandated insurance requirements. This role involves assessing company risk levels and payroll structures to provide appropriate policy options. Workers' compensation insurance agents in this region help clients navigate New York State regulations and manage premium costs. The office specifically handles policy renewals and claims support for employers across various industries in the Mohawk Valley.
Nurturing businesses from solo entrepreneurs to larger commercial operations, this Utica agency helps firms secure workers’ compensation coverage that meets New York regulatory requirements. It guides employers in classifying employees, managing payroll reports, and navigating claims to control premium costs. The agency can tailor insurance packages for various industries, including construction, manufacturing, and healthcare. It also maintains a strong presence in neighboring New Hartford to serve the broader Oneida County business community.
AAA Utica provides workers' compensation insurance agent services to businesses in Utica, New York. Its offerings include policy placement and claims assistance for employers navigating coverage requirements. Service and maintenance plans support clients with renewals and compliance updates. The agency helps manage risk and potential premium costs through professional guidance. It services various commercial properties, including single-family homes, apartments, retail locations, and restaurants.
Dan Meehan - State Farm Insurance Agent serves Utica, New York, and its surrounding communities with workers' compensation insurance. This agency handles coverage for small and mid-size businesses, helping employers meet state-mandated requirements while protecting their workforce. They assist clients in understanding benefit structures and claim procedures under New York law. When a typical job comes in, the office first reviews the client’s payroll and classification codes to find a suitable policy, then presents clear coverage options to match the business’s specific operational risks.
BEACH AGENCY INC in Utica, NY offers one-time consultations for policy review or recurring service for ongoing coverage management as a workers’ compensation insurance agent. Their work focuses on securing policies that meet legal requirements and help injured employees receive medical care and wage replacement. Services assist local businesses in classifying payroll, managing claims, and controlling premium costs. These services are provided on an as-needed basis, with support available whenever client circumstances require adjustment or renewal.
Scalzo Zogby & Wittig Inc specializes in workers’ compensation insurance agent services for businesses in Utica, New York. It guides local employers through policy selection, risk management, and claim navigation to comply with state regulations. The agency works with area companies to secure coverage tailored to their industry’s specific workplace hazards and payroll needs. In the winter months, it helps businesses address the elevated slip-and-fall risks common in Central New York’s snowy season.
Farmers Insurance - Michelle Santillo-Romano provides workers' compensation insurance solutions and can additionally offer related business coverage options to employers in Utica, NY. This agency helps companies manage workplace injury claims by arranging policies that cover medical costs and lost wages. Their services focus on keeping local businesses compliant with state insurance requirements while protecting both employees and employers from financial risk. The agency serves a range of commercial sectors, including offices, warehouses, and food service operations.
When a Utica business suffers a workplace injury, the need for prompt benefits and reduced liability becomes immediate. Adjusters International/Basloe, Levin & Cuccaro serves as a local workers’ compensation insurance agent, helping employers navigate claims, secure appropriate coverage, and manage risk within New York’s regulatory framework. Their work involves assessing workplace hazards and tailoring policies to specific industries, from manufacturing to construction. To begin controlling costs and ensuring compliance, the firm will schedule a full inspection of your premises before recommending any plan modifications.
Michael Garcia with Allstate Insurance provides workers' compensation coverage to businesses in the Rome, NY area. As an insurance agent, the core focus is helping employers meet state-mandated insurance requirements and manage risk for workplace injuries. A specialty is tailoring policies that address the unique liability exposures of different industries. This service can assist various commercial sectors including local offices, warehouses, and food service operations.
What Does a a Workers' Compensation Insurance Agent in Utica Cost?
Workers compensation insurance costs in New York vary by industry classification and payroll. Average rates for Utica businesses range from 1.50 to 3.00 dollars per 100 dollars of payroll for low risk office work, while construction can exceed 10 dollars per 100 dollars of payroll. Premiums are also affected by your claims history and safety programs. This is general information and not insurance advice.
About workers' compensation insurance agents in Utica
Workers compensation insurance agents in Utica New York help local businesses secure coverage required by New York State law. New York mandates that nearly all employers provide workers comp benefits to employees. An agent can guide you through the classification system and find a policy that fits your Utica business needs.
Frequently Asked Questions
Why do I need a workers compensation insurance agent in Utica?
A local agent understands New York State specific requirements and can help you comply with the Workers Compensation Law. They also assist with classification codes and premium audits to avoid penalties.
What are the penalties for not having workers comp in New York?
New York imposes severe penalties including fines up to 2000 dollars per 10 day period of noncompliance. The state may also issue stop work orders and pursue criminal charges against business owners.
How does an agent help with New York workers comp classification codes?
Agents review your business operations to assign correct classification codes from the New York Workers Compensation Board. Proper classification ensures accurate premiums and reduces the risk of audit adjustments.
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