The top-rated workers' compensation insurance agent in Clifton Park, New York is Doug Neil Insurance Agency, rated 5.0 stars across 1,356 reviews. Other highly rated options include Tim Mcgrath - State Farm Insurance Agent, Farmers Insurance - Christine Sheppard, Cote Insurance Agency. This directory lists 22 workers' compensation insurance agents serving Clifton Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Doug Neil Insurance Agency | 955 NY-146 | (518) 783-3311 |
| 2 | Tim Mcgrath - State Farm Insurance Agent | 1471 US-9 Unit 107 | (518) 631-5113 |
| 3 | Farmers Insurance - Christine Sheppard | 632 Plank Rd #111 | (518) 220-2010 |
| 4 | Cote Insurance Agency | 1690 US-9 | (518) 630-6478 |
| 5 | Michele Metzger at Comparion Insurance Agency | 28 Corporate Dr #106 | (518) 243-1129 |
| 6 | Lee Serino - State Farm Insurance Agent | 868 NY-146 | (518) 371-0377 |
| 7 | Foursurance | 636 Plank Rd # 109 | (518) 978-4044 |
| 8 | Farmers Insurance - Mary Ann O'Brien | 22 Clifton Country Rd Suite 52 | (518) 280-1396 |
| 9 | StoneBuilt Insurance Agency Inc | 985 NY-146 Ste 1 | (518) 691-1233 |
| 10 | Thomas Rupert - State Farm Insurance Agent | 308 Grooms Rd | (518) 383-0060 |
Doug Neil Insurance Agency serves the Greater Albany and Saratoga County area from its base in Clifton Park, New York, providing workers' compensation insurance solutions for local businesses. The agency assists employers in securing coverage that meets state regulatory requirements and protects against workplace injury claims. It helps clients navigate classification codes, premium audits, and claims management processes necessary for compliance. The agency specifically handles new policy placements and mid-term policy adjustments for changing business operations.
Tim McGrath - State Farm Insurance Agent in Clifton Park, NY, provides local workers’ compensation insurance services for businesses, including policy selection, risk consultation, and claims support. Ongoing coverage maintenance includes regular policy reviews to help ensure compliance with New York state requirements and timely adjustments for operational changes. The agency services a range of properties, including single-family homes, apartments, retail establishments, and restaurants.
Farmers Insurance - Christine Sheppard serves business owners, landlords, and property managers in Clifton Park who need workers’ compensation coverage for their employees. The agency helps clients understand New York’s requirements and match policy limits to specific operational risks, from small retail shops to local construction contractors. It also assists with policy administration and claims guidance for workplace injuries. The agent extends these services to nearby communities such as Saratoga Springs and the broader Capital District area.
Cote Insurance Agency serves businesses in Clifton Park, New York, and the surrounding communities in Saratoga County. It handles workers’ compensation insurance policies tailored to the needs of local employers. Each policy aims to cover medical expenses and lost wages for employees injured on the job. The agency typically begins an engagement by assessing a client’s industry risks and payroll size. It then reviews available coverage options and selects a plan that aligns with relevant state regulations.
Businesses in Clifton Park can choose between one-time consultation for initial policy setup or recurring support for ongoing compliance, addressing both past claims and future liability concerns. Coverage typically includes partial wage replacement and medical cost management to protect local employees and operations. Service runs on scheduled intervals for policy reviews and as-needed basis for incident reporting or audit assistance, enabling seamless adjustments to workforce or business scope.
Lee Serino - State Farm Insurance Agent in Clifton Park, NY provides workers' compensation insurance policies for local businesses. It also offers general insurance services to address related commercial coverage needs. The agency assists employers in understanding how these policies cover medical expenses and lost wages for employees injured on the job. Each business plan is individualized to meet specific operational risks. As the winter season approaches, the agent can help companies prepare for increased slip-and-fall claims that commonly occur on icy parking lots and walkways.
Foursurance assists businesses throughout Clifton Park, New York, with securing workers’ compensation insurance. The agency specializes in tailoring policies that meet New York state coverage requirements while helping employers minimize financial risks associated with workplace injuries. Its services include evaluating client operations to recommend appropriate coverage limits. Foursurance can serve a variety of commercial sectors, including offices, warehouses, and food service providers.
Farmers Insurance - Mary Ann O'Brien in Clifton Park, NY, assists residential clients with workers' compensation coverage for household employees. The agency also serves local businesses in the Capital Region by offering commercial policies that address workplace injury liabilities. Focusing on the Clifton Park area, the team provides guidance on coverage requirements and claims processes tailored to regional regulations. After an initial policy setup, the office maintains contact with clients for follow-up questions and ongoing adjustments between regular renewal visits, ensuring coverage stays current with changing needs.
Thomas Rupert - State Farm Insurance Agent in Clifton Park, NY, is known for providing workers' compensation insurance coverage to local employers. The company serves businesses by helping them secure policies that address medical expenses and lost wages for job-related injuries. It assists clients in navigating coverage options designed to meet New York state requirements and protect company operations. In addition to core workers' compensation policies, the agent offers consultation on risk management strategies to help reduce workplace incidents.
What Does a a Workers' Compensation Insurance Agent in Clifton Park Cost?
Workers compensation insurance costs in New York vary by industry payroll and claims history. Average rates range from 1.50 to 3.00 dollars per 100 dollars of payroll for low risk office jobs and up to 15 dollars or more for high risk construction work. New York sets minimum premium amounts and uses a specific rating system. This is general information not insurance advice.
About workers' compensation insurance agents in Clifton Park
Workers compensation insurance agents in Clifton Park New York help businesses secure coverage required by New York State law. New York requires all employers with one or more employees to carry workers compensation insurance. A local agent can guide you through NYS classification codes and premium audit processes.
Frequently Asked Questions
What does a workers compensation insurance agent in Clifton Park do?
A workers compensation insurance agent helps businesses obtain the correct policy based on payroll and job duties. They also explain New York specific requirements such as the DBL disability coverage and the NYS Workers Compensation Board rules.
Is workers compensation insurance mandatory in Clifton Park New York?
Yes, New York State requires all employers with at least one employee to carry workers compensation insurance. Failure to have coverage can result in fines up to 2000 dollars per 10 day period and possible criminal charges.
How do I find a workers compensation insurance agent in Clifton Park?
You can search online for licensed insurance agents in Clifton Park who specialize in commercial lines. Look for agents who are familiar with New York State classification codes and the NYS Workers Compensation Board filing process.
Workers' Compensation Insurance Agents in Other New York Cities
Albany · Amherst · Babylon · Bay Shore · Bethpage · Binghamton · Bronx · Brooklyn · Buffalo · Cheektowaga · Cicero · Clarence · Commack · Deer Park · East Meadow