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Workers' Compensation Insurance Agents in Troy, NY
Compare workers' compensation insurance agents in Troy. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
Troy, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 12 workers' compensation insurance agents in Troy, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kelly McGrath - State Farm Insurance Agent
233 N Greenbush Rd, Troy, NY 12180
(518) 272-7000
mcgrathagency.com
Attanasio Agency, LLC
235 Pawling Ave, Troy, NY 12180
(518) 266-0311
attanasioagency.com
John Loughlin - State Farm Insurance Agent
160 Oakwood Ave, Troy, NY 12180
(518) 266-9965
johnloughlininsurance.com
Freeway Insurance
351 Broadway, Troy, NY 12180
(518) 520-0450
locations.freeway.com
Culnan Insurance Agency LLC
16C N Greenbush Rd, Troy, NY 12180
(518) 326-1191
culnanagency.com
Wm. J. Fagan & Sons, Inc
15 1st St, Troy, NY 12180
(518) 272-3471
faganandsons.com
Brundige Insurance Agency
8 Grange Rd, Troy, NY 12180
(518) 279-1940
frontageinsurance.com
Insurance Depot
639 Pawling Ave, Troy, NY 12180
(518) 279-1190
Triad Group, LLC
400 Jordan Rd, Troy, NY 12180
(800) 337-7419
triadgate.com
Bright Line Insurance NY
615 Pawling Ave, Troy, NY 12180
(518) 394-1808
Schmidt Agency, Inc
321 Farm to Market Rd, Troy, NY 12180
(518) 283-2201
schmidtagency.com
NII Brokerage LLC
351 Broadway, Troy, NY 12180
(518) 271-1185
Workers compensation insurance agents in Troy New York help local businesses comply with state laws. New York requires most employers to carry workers comp coverage. A local agent can guide you through the classification codes and premium calculations specific to the Capital Region.
What Does a Workers' Compensation Insurance Agent in Troy Cost?
Workers compensation insurance costs in New York vary widely. Typical premiums range from 0.50 to 2.50 per 100 dollars of payroll for low-risk office jobs, and up to 10.00 or more for high-risk construction work. Your final cost depends on your classification code, payroll, and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a workers compensation insurance agent in Troy do?
An agent helps you find a policy that meets New York State requirements. They explain coverage options and assist with claims. They also ensure your business is properly classified for accurate premiums.
Is workers comp insurance mandatory for Troy businesses?
Yes, New York law requires most employers to provide workers compensation coverage. Failure to carry coverage can result in fines and stop-work orders. Some sole proprietors may choose to opt out but should consult an agent first.
How does New York set workers comp rates for Troy?
Rates are set by the New York State Insurance Fund and private carriers based on classification codes. Your agent will review your payroll and job duties to determine the correct rate. Troy businesses may have different rates than other areas due to local risk factors.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.