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Workers' Compensation Insurance Agents in Smithtown, NY

Browse workers' compensation insurance agents serving Smithtown, New York. Contact information and addresses listed below.

19 agents listed
Updated May 2026
Smithtown, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 19 workers' compensation insurance agents in Smithtown, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jennifer O'Brien - State Farm Insurance Agent
550 Smithtown Bypass 2nd Fl Suite 114, Smithtown, NY 11787
(631) 724-0002 insurewithjenn.com
Joe Aguirre - State Farm Insurance Agent
61 W Main St, Smithtown, NY 11787
(631) 265-3880 smithtownagent.com
Lynne Barnhardt - State Farm Insurance Agent
58 N Country Rd, Smithtown, NY 11787
(631) 265-5030 lynnebarnhardt.com
Philip Forte: Allstate Insurance
310 Maple Ave, Smithtown, NY 11787
(631) 346-6400 agents.allstate.com
Platinum Insurance Group
111 E Main St, Smithtown, NY 11787
(516) 621-2436 platinuminsgroupny.com
Jeff Troiano: Allstate Insurance
25 Manor Rd, Smithtown, NY 11787
(631) 724-2100 agents.allstate.com
Zachary Millian: Allstate Insurance
360 E Jericho Tpke, Smithtown, NY 11787
(631) 656-7856 agents.allstate.com
Takach & Associates, Inc
112 Terry Rd, Smithtown, NY 11787
(631) 366-2774 takachinsurance.com
Cafaro Insurance Agency Inc.
738 Smithtown Bypass #110, Smithtown, NY 11787
(631) 321-6165 cafaroins.com
Antos Agency Inc
158 Terry Rd, Smithtown, NY 11787
(631) 360-3737 antosagencyinc.com
Central Insurance Agency
93 E Main St, Smithtown, NY 11787
(877) 242-9600 ciainsures.com
Navigators Insurance
550 Smithtown Bypass STE 202, Smithtown, NY 11787
(631) 724-4989 insnavigator.com
Schaefer Agency Inc. (The)
201 E Main St, Smithtown, NY 11787
(631) 979-7474
Nationwide Insurance: Bagatta Associates Inc.
823 W Jericho Turnpike Suite 1A, Smithtown, NY 11787
(631) 864-1111 bagatta.com
BGR Insurance Services
22 Lawrence Ave Suite 308, Smithtown, NY 11787
(631) 647-8488
Marluca Insurance
50 Karl Ave #103, Smithtown, NY 11787
(631) 543-2232
Island Agency Inc.
2 Redan Dr, Smithtown, NY 11787
(516) 256-2300 islandagencyinc.com
Gallagher Insurance, Risk Management & Consulting
1 E Main St, Smithtown, NY 11787
(860) 426-6200 assuredpartners.com
International Benefits Group
133 Paddington Cir, Smithtown, NY 11787
(631) 807-8148 internationalbenefitsgroup.com

A workers compensation insurance agent in Smithtown New York helps local businesses secure coverage required under New York State law. New York requires nearly all employers to carry workers compensation insurance even for part-time workers. An agent can explain how the New York State Insurance Fund works and help you find a private carrier policy that fits your business needs.

What Does a Workers' Compensation Insurance Agent in Smithtown Cost?

Workers compensation insurance costs in New York vary by industry payroll and claims history. Average rates range from 1 to 3 dollars per 100 dollars of payroll for low-risk office jobs but can exceed 15 dollars for high-risk construction work. New York sets minimum premium amounts and uses a classification system to determine rates. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a workers compensation insurance agent in Smithtown do?
An agent helps Smithtown business owners find and purchase a workers compensation policy. They explain New York coverage requirements including the need to cover all employees and independent contractors in some cases. They also assist with policy renewals and claims questions.
Is workers compensation insurance required for all businesses in Smithtown New York?
Yes New York law requires almost every employer with one or more employees to carry workers compensation insurance. This includes part-time seasonal and family workers unless specifically exempt. Failure to carry coverage can result in fines and stop-work orders.
How do I find a workers compensation insurance agent in Smithtown?
You can search online for licensed agents in Smithtown or contact the New York State Insurance Department for a list of authorized carriers. Many local independent agents in Suffolk County offer workers compensation policies from multiple insurance companies.