The top-rated workers' compensation insurance agent in Patchogue, New York is Ken Kortright - State Farm Insurance Agent, rated 5.0 stars across 1,567 reviews. Other highly rated options include Steve Klinzing - State Farm Insurance Agent, Robert Donahue - State Farm Insurance Agent, Bay Harbour Insurance Agency, Inc.. This directory lists 20 workers' compensation insurance agents serving Patchogue.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ken Kortright - State Farm Insurance Agent | 224 E Main St Ste A | (631) 289-7300 |
| 2 | Steve Klinzing - State Farm Insurance Agent | 288 Waverly Ave | (631) 363-2468 |
| 3 | Robert Donahue - State Farm Insurance Agent | 499-77 Sunrise Hwy | (718) 459-2609 |
| 4 | Bay Harbour Insurance Agency, Inc. | 88 Waverly Ave | (631) 758-1550 |
| 5 | Gary Lombardo: Allstate Insurance | 1 S Ocean Ave Ste 204 | (631) 740-9742 |
| 6 | Specialized Insurance | 204 Medford Ave | (631) 758-6780 |
| 7 | LIGHTHOUSE INSURANCE PATCHOGUE | 259 Medford Ave | (631) 289-6400 |
| 8 | Michael Cirigliano: Allstate Insurance | 629 NY-112 #10 | (631) 758-7225 |
| 9 | Conference Associates | 180 E Main St #205 | (631) 654-0600 |
| 10 | Patchogue Independent Insurance | 600 Waverly Ave | (631) 475-6363 |
Ken Kortright - State Farm Insurance Agent serves the Patchogue, New York area and surrounding communities. The agency provides workers' compensation insurance to help local businesses meet legal coverage requirements. This type of insurance supports employers by covering medical expenses and lost wages for employees who suffer a job-related injury or illness. It also assists with navigating the state-specific claims process required in New York. The office handles policy reviews to ensure adequate coverage limits and manages payroll-based premium adjustments for small and mid-sized businesses during the year.
Steve Klinzing - State Farm Insurance Agent in Patchogue, NY, provides workers' compensation insurance coverage and offers routine policy reviews to help businesses maintain adequate protection. The agency assists employers in understanding their obligations under New York state guidelines. Their service includes evaluating risk exposure and adjusting coverage as business needs change. They serve a range of properties, including single-family homes, apartment complexes, retail stores, and restaurants, ensuring each has appropriate liability and wage replacement plans.
Robert Donahue - State Farm Insurance Agent in Patchogue, NY, serves local homeowners, businesses, and property managers in need of workers' compensation coverage. This agency helps employers navigate insurance requirements to protect their staff and operations against workplace injuries and related claims. By offering guidance on policy options, it assists clients in securing appropriate coverage for their specific commercial risks. The agency also provides its services to neighboring communities throughout the Long Island area, including Medford and Ronkonkoma.
Bay Harbour Insurance Agency, Inc. serves clients in Patchogue, New York, and the surrounding Long Island communities. It handles workers’ compensation insurance for local businesses, providing coverage for workplace injuries and lost wages as required by state law. The agent works to assess each client’s exposure to risk and match them with appropriate policies. When pursuing a typical job, it evaluates payroll figures, industry classification codes, and loss history to determine accurate premiums for the employer.
Gary Lombardo: Allstate Insurance provides workers' compensation insurance agent services in Patchogue, New York, focusing on helping local businesses secure coverage for work-related injuries and illnesses. The agency also assists employers with general liability policies and risk management guidance. It addresses common payroll reporting challenges and helps navigate state-specific compliance requirements for Long Island companies. During seasonal hiring surges or the start of new construction projects, the office advises on adjusting coverage levels to prevent gaps in protection for temporary or additional workers.
Specialized Insurance assists businesses with their mandatory workers’ compensation coverage requirements in Patchogue and the surrounding region. As a local insurance agent, the firm focuses on helping employers navigate the complex regulatory landscape while structuring policies that protect both workers and company assets. Their work involves explaining coverage options, managing claims support, and ensuring compliance with New York state laws. Specialized Insurance can serve a variety of commercial sectors, including offices, warehouses, and food service establishments.
Lighthouse Insurance Patchogue offers both one-time policy consultations or scheduled coverage adjustments for businesses seeking workers’ compensation insurance. Their services address mandatory employee injury protection and medical expense coverage required by law in Patchogue, NY. They assist local employers in navigating New York-specific compliance requirements and premium calculations. These services are available on a scheduled basis to coincide with policy renewals and evolving business needs.
As local business owners prepare for the colder months when workplace slips and seasonal hazards increase, Michael Cirigliano: Allstate Insurance in Patchogue guides clients through workers' compensation coverage. This agency helps employers understand how to manage claims and protect their staff from work-related injuries common in the area. They assess each business’s risk profile and explain policy options relevant to New York state requirements. To begin, they offer an initial walk-through of the workplace to identify potential safety concerns.
Conference Associates is a workers’ compensation insurance agent serving businesses in and around Patchogue, New York. It assists local employers in securing coverage that meets state-mandated requirements while managing premiums and claims processes. The agency helps clients evaluate payroll classifications and experience modification factors. Beyond standard policies, it can provide assistance with obtaining group self-insurance trust options for eligible companies.
What Does a a Workers' Compensation Insurance Agent in Patchogue Cost?
Workers compensation insurance costs in New York vary by industry and payroll. For a small retail business in Patchogue, annual premiums might range from 1,000 to 3,000 dollars. For higher-risk trades like construction, costs can be 5,000 to 15,000 dollars or more per year. The final price depends on your classification code and claims history. This is general information and not insurance advice.
About workers' compensation insurance agents in Patchogue
Businesses in Patchogue New York need workers compensation insurance to comply with state law. A local agent can help you understand New York coverage requirements and set up a policy that meets your needs. Patchogue agents are familiar with the specific industries common to Suffolk County and can guide you through the classification process.
Frequently Asked Questions
Is workers compensation insurance required for businesses in Patchogue New York?
Yes, New York law requires nearly all employers to carry workers compensation insurance. This includes businesses with even one employee. Failure to comply can result in fines and stop-work orders.
What does a workers compensation insurance agent in Patchogue do?
An agent helps you find a policy that fits your business type and payroll. They explain New York state classifications and premium calculations. They also assist with claims reporting and policy changes.
How does New York law affect workers compensation costs in Patchogue?
New York has specific rules for rate setting and experience modification. Agents use the New York Workers Compensation Board guidelines to estimate premiums. Local agents understand how factors like payroll size and industry risk affect your cost.
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