The top-rated workers' compensation insurance agent in Latham, New York is Northeastern Insurance, rated 5.0 stars across 1,053 reviews. Other highly rated options include The Murray Group Insurance Services, Inc., Rullo Insurance Agency, Sunmark Insurance Services. This directory lists 11 workers' compensation insurance agents serving Latham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Northeastern Insurance | 1214 Troy-Schenectady Rd | (518) 346-2886 |
| 2 | The Murray Group Insurance Services, Inc. | 43 British American Blvd | (518) 777-7777 |
| 3 | Rullo Insurance Agency | 1128 Troy-Schenectady Rd | (518) 782-7146 |
| 4 | Sunmark Insurance Services | 1187 Troy-Schenectady Rd | (518) 783-1010 |
| 5 | MK Dignum Insurance Agency | 622 Loudon Rd #204 | (518) 240-8418 |
| 6 | Justice Insurance Agency | 980 Loudon Rd | (518) 786-1397 |
| 7 | Marshall+Sterling | 8 British American Blvd | (518) 272-6120 |
| 8 | Acrisure Latham, NY (CLG Insurance) | 40 Century Hill Dr Suite 201 | (518) 371-0075 |
| 9 | PERMA - Public Employer Risk Management Association | 9 Cornell Rd | (518) 220-1111 |
| 10 | Crawford Insurance | 459 Troy-Schenectady Rd | (518) 783-2662 |
Northeastern Insurance serves employers throughout the Latham, New York area as a workers’ compensation insurance agent. The company helps local businesses navigate New York’s specific classification rules and premium calculation methods for employee injury coverage. It assists with auditing payroll reports and setting up experience modification factors to control annual policy costs. Policyholders rely on the agency to secure their state-mandated coverage and to manage claim filing procedures that arise from workplace accidents. Northeastern Insurance also advises on return-to-work programs and provides documentation support for insurance audits conducted in the region.
Rullo Insurance Agency serves local businesses seeking workers’ compensation coverage from its location in Latham, New York. The agency helps employers navigate insurance requirements specific to this region, assisting with policy selection that meets state regulations. It works with companies to understand how premium calculations and claims processes function within the workers’ compensation system. The firm’s services extend throughout the greater Capital District area, including neighboring communities such as Colonie and the surrounding towns of Albany County.
Sunmark Insurance Services in Latham, NY understands that workers’ compensation coverage differs from one-time business insurance; ongoing policies provide continuous protection against workplace injury claims while one-time options can cover a short-term project or specific event. As a local agent, the firm helps employers comply with state regulations and manage premium costs. Service is offered on either a one-time basis for temporary needs or as a scheduled annual policy renewal.
As winter ice and snow increase slip-and-fall risks across the Capital Region, MK Dignum Insurance Agency in Latham, NY, assists local employers with necessary workers’ compensation coverage. These insurance agents help businesses manage medical expenses and lost wages after on-the-job injuries, safeguarding both the worker and the employer’s financial stability. They evaluate each company’s unique operations to match policies with specific workforce hazards. The process begins by scheduling a thorough inspection of the worksite and an initial assessment of current safety protocols.
Serving the Capital Region and surrounding communities from its office in Latham, NY, Justice Insurance Agency handles workers' compensation insurance for a wide range of local businesses. It assists employers in securing coverage that meets New York state requirements while protecting both the company and its workforce. In a typical job, the agency reviews the client's operations and payroll details to recommend a suitable policy from available carriers.
Marshall+Sterling operates as a workers’ compensation insurance agent, helping businesses secure coverage for employees who suffer work-related injuries or illnesses. Located in Latham, NY, the agency assists clients in navigating the complexities of workers’ compensation policies, focusing on managing risk and controlling premium expenses. It serves a variety of local commercial sectors, including professional offices, industrial warehouses, and food service operations.
Acrisure Latham, NY (CLG Insurance) is known for connecting area employers with comprehensive workers’ compensation coverage, serving businesses throughout the Capital Region. The agency helps clients navigate the complexities of insurance selection, comparing policies from multiple carriers to find appropriate protection. It provides ongoing support for claims management and risk reduction tailored to local industries. For those needing additional security, the firm can also arrange employer’s liability coverage as a complement to a standard policy.
PERMA - Public Employer Risk Management Association serves workers’ compensation insurance needs for residential clients in the Latham area, offering coverage tailored to individual property and liability risks. This agency also provides commercial insurance solutions for local public employers, addressing their workplace injury and compliance requirements. Serving Latham and the surrounding region, PERMA helps businesses and municipalities manage claims and reduce workplace hazards. Agents conduct regular policy reviews and follow-up services to adjust coverage between annual visits, ensuring clients maintain appropriate protection as their operations evolve.
Crawford Insurance in Latham, New York, assists businesses with their insurance needs, centering its work on the procurement and management of Workers Compensation coverage for area employers. The company provides help reviewing payroll classifications and managing claims to help control policy costs. It serves a range of local commercial sectors, including professional offices, distribution warehouses, and food service operations.
What Does a a Workers' Compensation Insurance Agent in Latham Cost?
Workers compensation insurance costs in New York vary by industry, payroll size, and claims history. For a small business in Latham, annual premiums can range from several hundred to several thousand dollars per employee. Rates are set by the New York Compensation Insurance Rating Board and approved by the state. This is general information and not insurance advice.
About workers' compensation insurance agents in Latham
Workers compensation insurance agents in Latham New York assist local businesses with obtaining the required coverage under New York State law. New York requires nearly all employers to carry workers compensation insurance, and an agent can help you understand your classification code and premium calculation. These agents provide guidance on policy options, payroll reporting, and compliance with the New York Workers Compensation Board.
Frequently Asked Questions
What does a workers compensation insurance agent in Latham do?
A workers compensation insurance agent helps you find a policy that meets New York State requirements. They explain coverage options, assist with payroll classification, and help you file necessary paperwork with the Workers Compensation Board.
Is workers compensation insurance mandatory for businesses in Latham New York?
Yes, New York law requires most employers to provide workers compensation insurance. This includes businesses with one or more employees, including part-time workers. Failure to carry coverage can result in fines and stop-work orders.
How can a Latham agent help me save on workers compensation premiums?
An agent can review your payroll classifications and suggest safety programs or workplace training that may qualify you for premium discounts. They can also help ensure your payroll reporting is accurate to avoid overpaying.
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