The top-rated workers' compensation insurance agent in Kalispell, Montana is Flathead Insurance- Kalispell Montana Insurance, rated 4.9 stars across 282 reviews. Other highly rated options include TJ Wendt - State Farm Insurance Agent, Grachek Insurance, Tamarack Insurance. This directory lists 20 workers' compensation insurance agents serving Kalispell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Flathead Insurance- Kalispell Montana Insurance | 2330 U.S. Hwy 2 E | (406) 752-8000 |
| 2 | TJ Wendt - State Farm Insurance Agent | 2129 US-2 | (406) 752-9300 |
| 3 | Grachek Insurance | 1147 S Main St | (406) 755-4000 |
| 4 | Tamarack Insurance | 185 Commons Loop Suite C | (406) 270-2463 |
| 5 | Bailey Insurance Services | 4 Meridian Ct | (406) 752-7676 |
| 6 | Montana First Insurance, Inc. | 1088 N Meridian Rd | (406) 755-0719 |
| 7 | Paradox Insurance Agency | 1205 S Main St | (406) 451-0180 |
| 8 | Hebert Insurance Agency - Marlene Hebert | 114 1st Ave W | (406) 755-6453 |
| 9 | Marsh McLennan Agency | 165 Timberwolf Pkwy | (406) 758-4200 |
| 10 | Goosehead Insurance - Scott Countryman Agency | 30 5th St E Suite 101 | (406) 703-3002 |
Flathead Insurance- Kalispell Montana Insurance serves the Kalispell, MT area as a workers' compensation insurance agent. It helps local businesses secure coverage for workplace injuries and comply with Montana’s regulatory requirements. The agency assists employers in managing premium costs through accurate payroll classification. It also provides guidance on claims management to reduce workplace disruptions and legal exposure. Specific services include policy quotes tailored to small and mid-sized businesses and risk management consultations for seasonal industries in the Flathead region.
TJ Wendt - State Farm Insurance Agent provides workers' compensation insurance and related coverage options to businesses in the Kalispell area. Ongoing service includes policy reviews and claim assistance to help employers manage workplace injury risks and meet state compliance requirements. Maintenance plans typically involve periodic updates to payroll classifications and premium audits. The agency serves a variety of local properties, including single-family homes, apartments, retail stores, and restaurants.
Grachek Insurance serves local businesses navigating the complexities of workers’ compensation coverage in Kalispell, Montana. The agency helps employers secure policies that meet state requirements while protecting their workforce against on-the-job injuries. It also assists with managing claims and ensuring compliance with regional regulations. By staying current with industry practices, the firm supports its clients’ operational stability. Grachek Insurance additionally extends its workers’ compensation services to businesses throughout the Flathead Valley, including nearby Whitefish and Columbia Falls.
Tamarack Insurance serves Kalispell, Montana, and the surrounding Flathead Valley communities, providing workers' compensation insurance and risk management guidance. It handles policy placement for small to mid-sized employers as well as larger local businesses, covering sectors such as construction, logging, healthcare, and hospitality. To handle a typical job, it begins by analyzing a client’s payroll, claims history, and industry classification, then compares options from multiple carriers to match coverage with the employer’s specific operational exposure and budget.
Bailey Insurance Services in Kalispell, MT offers workers' compensation insurance agents who help employers choose between a one-time policy for a short-term project or a recurring annual program for ongoing payroll and risk. Their coverage focuses on medical expenses and lost wages for injured employees, ensuring compliance with state regulations. Business owners receive guidance on premium audits and claim reporting as needed, with account service provided on an as-needed basis.
Montana First Insurance, Inc. specializes in workers’ compensation coverage for local businesses, helping employers in the Kalispell area manage risk and meet regulatory requirements. The agency works to find plans that balance cost with compliance, guiding clients through policy selection and claims support. Whether a firm operates in construction, hospitality, or agriculture, this office addresses the unique exposures of Montana’s seasons, from winter slip hazards on icy parking lots to summer heat stress on ranch or trail crews.
As winter weather increases slip-and-fall risks for Kalispell businesses, Paradox Insurance Agency provides workers’ compensation coverage designed to address those specific workplace hazards. The agency assists employers in understanding Montana’s state insurance requirements while tailoring policies to fit local industry needs. Claims support and loss-control guidance are standard parts of their service for businesses across the Flathead Valley. The process begins with a free workplace assessment to identify potential safety improvements before any policy is issued.
Hebert Insurance Agency - Marlene Hebert in Kalispell, MT, serves as a local resource for workers' compensation insurance, helping businesses secure coverage designed to protect employees and meet regulatory requirements. The agency offers guidance on policy selection, premium management, and risk reduction strategies tailored to various industries in the region. Services typically include claims support, compliance updates, and injury prevention planning. Specialty assistance is available for small businesses navigating Montana’s state-specific wage and benefit calculations.
Marsh McLennan Agency assists employers in managing workers' compensation insurance needs, handling claims and minimizing workplace risks. It specializes in loss-control services and return-to-work programs tailored to the unique challenges of local businesses. By aligning coverage with regulatory requirements, the agency helps protect both employees and companies from financial disruption. In the Kalispell region, Marsh McLennan Agency serves commercial sectors including offices, warehouses, and food service operations, delivering practical support for each industry's distinct operational demands.
What Does a a Workers' Compensation Insurance Agent in Kalispell Cost?
Workers compensation insurance costs in Montana vary by industry and payroll. Rates are set by the National Council on Compensation Insurance and approved by the state. For a small construction business, annual premiums might range from 2,000 to 6,000 dollars per 100,000 dollars of payroll. Office based businesses often pay less, around 500 to 1,500 dollars per 100,000 dollars of payroll. This is general information and not insurance advice.
About workers' compensation insurance agents in Kalispell
Workers compensation insurance agents in Kalispell Montana help businesses secure coverage required by state law. Montana requires most employers to carry workers compensation insurance for their employees. A local agent can guide you through Montana Department of Labor and Industry rules and help you find a policy that fits your business needs.
Frequently Asked Questions
What does a workers compensation insurance agent in Kalispell do?
An agent helps you compare policies from different insurers and explains Montana coverage requirements. They assist with filing paperwork and can help you understand your premium calculations. Agents also provide guidance on Montana specific rules like the exemption for sole proprietors.
Is workers compensation insurance required in Montana?
Yes, Montana law generally requires employers with one or more employees to carry workers compensation insurance. There are some exceptions for certain agricultural workers and independent contractors. An agent can help you determine if your business must have coverage.
How do I find a workers compensation insurance agent in Kalispell Montana?
You can search online for local independent insurance agencies that offer commercial lines. Many Kalispell agents specialize in small business coverage. You can also contact the Montana Department of Labor and Industry for a list of licensed insurers in the state.
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