The top-rated workers' compensation insurance agent in Great Falls, Montana is Todd Neighbor at Comparion Insurance Agency, rated 5.0 stars across 69 reviews. Other highly rated options include Mike Smith - Representing Smith Family Insurance Agency, Cogswell Insurance Agency, Reilly Insurance Agency FARMERS UNION INSURANCE. This directory lists 20 workers' compensation insurance agents serving Great Falls.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Todd Neighbor at Comparion Insurance Agency | 1703 2nd Ave N | (406) 217-1442 |
| 2 | Mike Smith - Representing Smith Family Insurance Agency | 33 Division Rd #1 | (406) 453-6453 |
| 3 | Cogswell Insurance Agency | 800 9th St S | (406) 761-5000 |
| 4 | Reilly Insurance Agency FARMERS UNION INSURANCE | 314 Central Ave | (406) 952-4343 |
| 5 | Tschetter Agency- Farmers Union | 325 Smelter Ave NE | (406) 836-9320 |
| 6 | Leavitt Great West | 21 3rd St N Suite 3B | (406) 453-0409 |
| 7 | HUB International | 400 Park Dr S | (406) 453-1464 |
| 8 | The Quintrell Agency | 518 9th St S | (406) 201-9032 |
| 9 | Hinebauch Agency - Insurance Agency in Great Falls | 300 River Dr #3 | (406) 453-8413 |
| 10 | Advantage Insurance Agency LLC | 207 Smelter Ave NE #2nd | (406) 452-2956 |
Todd Neighbor at Comparion Insurance Agency serves workers and employers in the Great Falls, Montana area as a workers' compensation insurance agent. The agency helps businesses secure coverage for job-related injuries and illnesses, ensuring compliance with state regulations. It also assists with policy selection tailored to specific industry risks and claims management support. These services include guiding clients through payroll classifications, premium audits, and return-to-work program coordination.
Mike Smith, representing Smith Family Insurance Agency, serves small businesses and independent contractors throughout Great Falls who require workers' compensation coverage. This agency helps commercial clients navigate Montana's workers' compensation requirements, providing policies that protect employees against job-related injuries while supporting employers with compliance guidance. The agency focuses on matching business owners with appropriate coverage from reputable carriers to meet state mandates. It also assists property managers and construction firms operating in outlying areas, extending its services to the nearby community of Black Eagle.
Cogswell Insurance Agency provides workers’ compensation coverage solutions for businesses, helping manage occupational injury risks and state compliance requirements. It offers consultations to evaluate liability exposures and can assist with filing claims should workplace accidents occur. Services include policy review to maintain proper coverage levels as business operations evolve. This Great Falls agency serves a range of local property types, including single-family homes under contracting work, apartments with maintenance staff, retail storefronts, and restaurants.
Serving Great Falls and the surrounding communities throughout north-central Montana, Reilly Insurance Agency FARMERS UNION INSURANCE handles workers' compensation coverage packages for local businesses. This insurance agent works to tailor policies that address specific industry risks and ensure compliance with Montana state regulations. It assists employers in managing claims and navigating the return-to-work process for injured staff. To handle a typical job, it begins with a careful evaluation of the client's payroll classifications and historical loss data.
Tschetter Agency- Farmers Union in Great Falls, MT distinguishes between one-time policy placements for specific projects and recurring policies for businesses needing ongoing coverage. Their work focuses on workers’ compensation insurance, which helps protect employers from costs if an employee is injured on the job. This area requires careful assessment of each client’s operational risks and payroll to set appropriate premiums. Ongoing support is provided, as service runs on a scheduled basis, typically aligned with each client’s policy renewal cycle.
Leavitt Great West helps businesses handle workers' compensation insurance, focusing on coverage that meets legal requirements and protects employees from workplace injury costs. The company specializes in pairing this core coverage with additional services such as claims management support and safety program guidance. Located in Great Falls, MT, the agency serves local offices by tailoring policies to administrative environments, warehouses by addressing material handling risks, and food service operations by accounting for kitchen injuries and repetitive motion concerns.
HUB International serves as a local workers' compensation insurance agent in Great Falls, Montana, specializing in helping businesses manage workplace injury claims and reduce employer liability. It also provides general insurance services tailored to regional industry needs, including policy reviews and risk identification. The agency assists clients with compliance as seasonal workforce changes occur, such as when agricultural or construction operations expand during the warmer months, requiring updated coverage for temporary employees.
The Quintrell Agency is known for assisting businesses in Great Falls, MT with essential workers' compensation insurance coverage. Its services help employers navigate compliance with state regulations and secure policies that protect both their company and their employees during workplace injuries. The agency works to match each client’s specific industry risk profile with appropriate protection plans. To further support business operations, it can also advise on employer’s liability insurance to extend coverage beyond standard statutory requirements.
Serving residential clients throughout the Great Falls area, Hinebauch Agency also provides comprehensive workers’ compensation insurance coverage for local commercial businesses. As a dedicated agency, it assists employers in understanding Montana’s regulatory requirements and securing appropriate policies to protect both workers and company assets. The agency works closely with clients to manage claims efficiently and offer guidance on risk reduction strategies. After initial policy setup, the team maintains regular communication to review coverage needs, facilitating ongoing service and necessary adjustments between scheduled visits.
What Does a a Workers' Compensation Insurance Agent in Great Falls Cost?
Workers compensation insurance costs in Montana vary by industry and payroll. For a small Great Falls business with low risk employees annual premiums might range from 300 to 1500 dollars. High risk industries like construction can cost several thousand dollars per year. Rates are set by the Montana State Fund and private carriers based on classification codes. This is general information not insurance advice.
About workers' compensation insurance agents in Great Falls
Workers compensation insurance agents in Great Falls Montana help businesses meet state requirements for employee injury coverage. Montana law requires most employers to carry workers compensation insurance. A local agent can guide you through Montana Department of Labor and Industry rules and find a policy that fits your business.
Frequently Asked Questions
What does a workers compensation insurance agent in Great Falls do?
A workers compensation insurance agent helps you choose a policy that meets Montana state requirements. They explain coverage options and assist with claims and premium audits. Agents also help you understand Montana specific rules like the exclusive remedy provision.
Is workers compensation insurance required for all businesses in Great Falls Montana?
Montana law requires most employers with one or more employees to carry workers compensation insurance. Some exemptions exist for sole proprietors and certain agricultural workers. A local agent can confirm if your business qualifies for an exemption.
How do I find a workers compensation insurance agent in Great Falls?
You can search for licensed agents through the Montana Commissioner of Securities and Insurance website. Local Great Falls agencies often specialize in business insurance. Ask agents about their experience with Montana workers compensation laws.