Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 10 workers' compensation insurance agents in Des Moines, IA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Insurance Specialists Inc
514 E Euclid Ave, Des Moines, IA 50313
(515) 280-1207
insspecinc.com
Boersma Insurance Services
100 Court Ave #310/450, Des Moines, IA 50309
(515) 327-7033
boersmainsurance.com
Insurance Networking Systems
3512 Ingersoll Ave, Des Moines, IA 50312
(515) 243-1223
myinsagents.com
Diversity Insurance Inc / Seguros Mundo Latino
1541 E Grand Ave Suite A, Des Moines, IA 50316
(515) 287-0055
mydiversityinsurance.com
EMC Insurance Companies Headquarters
717 Mulberry St, Des Moines, IA 50309
(800) 362-2227
emcinsurance.com
Adriana's Agency
1514 E Grand Ave Suite B, Des Moines, IA 50316
(515) 266-0402
adrianas-agency.com
Davis Insurance Agency
2815 Beaver Ave # 200, Des Moines, IA 50310
(515) 274-3838
davis-insurance.com
Crivaro Insurance Agency
2449 SW 9th St, Des Moines, IA 50315
(515) 288-5589
brockerkarns.com
Dallas Downey, DSM Insurance Guy
505 E Grand Ave, Des Moines, IA 50309
(515) 373-8988
dsminsuranceguy.com
Reynolds & Reynolds Inc
300 Walnut St STE 200, Des Moines, IA 50309
(515) 243-1724
agent.travelers.com
What Does a Workers' Compensation Insurance Agent in Des Moines Cost?
Typical workers compensation insurance costs in Iowa range from 0.50 to 2.50 per 100 dollars of payroll for low risk office jobs, and can exceed 15.00 per 100 dollars for high risk construction work. Actual premiums depend on your business class code, payroll size, and loss experience. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a workers compensation insurance agent in Des Moines do?
An agent helps you find a policy that meets Iowa legal requirements. They explain coverage options, assist with payroll classification, and help file claims. They also advise on safety programs to reduce premiums.
Is workers compensation insurance required for all Des Moines businesses?
Yes, Iowa law requires workers comp for any employer with one or more employees, including part time workers. Sole proprietors and some agricultural workers may be exempt. An agent can verify your specific obligations.
How do Iowa workers comp rates compare to other states?
Iowa has moderate rates compared to the national average. Premiums are based on payroll, industry classification, and claims history. The Iowa Insurance Division regulates rate filings to ensure fairness.