The top-rated workers' compensation insurance agent in Council Bluffs, Iowa is Greg Duncan - State Farm Insurance Agent, rated 5.0 stars across 310 reviews. Other highly rated options include Tracy Hough - State Farm Insurance Agent, Smith Davis Insurance, Duane Villatoro - State Farm Insurance Agent. This directory lists 20 workers' compensation insurance agents serving Council Bluffs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Greg Duncan - State Farm Insurance Agent | 1705 McPherson Ave Ste 400 | (712) 352-3500 |
| 2 | Tracy Hough - State Farm Insurance Agent | 928 Valley View Dr Ste 4 | (712) 325-1916 |
| 3 | Smith Davis Insurance | 532 1st Ave # 101 | (712) 322-1600 |
| 4 | Duane Villatoro - State Farm Insurance Agent | 265 W Broadway | (712) 256-9777 |
| 5 | JESSICA STEVENSON: Allstate Insurance | 1534 Avenue J | (712) 890-3072 |
| 6 | Damien Shull - State Farm Insurance Agent | 1417 1/2 W Broadway | (712) 323-2880 |
| 7 | Plunkett Agency INC. American Family Insurance | 127 S 35th St | (712) 322-6633 |
| 8 | NavSav Insurance - Council Bluffs | 100 E Broadway #100 | (712) 328-0305 |
| 9 | Judd Knispel - State Farm Insurance Agent | 1860 Madison Ave Ste 2 | (712) 325-0256 |
| 10 | Armour Insurance | 123 S 4th St | (712) 323-4959 |
Greg Duncan - State Farm Insurance Agent serves the Council Bluffs, Iowa metro area, providing workers' compensation insurance agent services. This office assists local businesses in securing coverage for work-related injuries and medical expenses. Policies are designed to meet state requirements while supporting employers with risk management. The agent handles claims filing guidance and policy adjustments for regional commercial clients.
Tracy Hough - State Farm Insurance Agent provides workers' compensation insurance and general commercial coverage options to employers in Council Bluffs, Iowa. Regular policy reviews and risk assessment consultations help business owners maintain appropriate protection as their operations evolve. Claims assistance and loss control guidance are also offered to minimize workplace disruptions. The company services a variety of local properties, including single-family homes, apartments, retail stores, and restaurants.
Smith Davis Insurance serves businesses in Council Bluffs and the surrounding area that require workers' compensation coverage, including contractors, manufacturers, and small commercial operations. The agency assists employers in securing policies that comply with Iowa regulations, manage risk, and protect against workplace injury claims. It guides clients through payroll classification and premium auditing processes to ensure accurate coverage. In addition to serving Council Bluffs, Smith Davis Insurance also covers clients in Omaha, Nebraska, just across the Missouri River.
Serving Council Bluffs and surrounding communities in western Iowa, Duane Villatoro - State Farm Insurance Agent handles workers’ compensation coverage for local employers. This office understands the specific needs of businesses, offering policies that help protect employees and comply with state regulations. For a typical job, the agent reviews the client’s industry, payroll, and claims history to recommend appropriate coverage levels from a recognized carrier. The general approach involves clearly explaining policy details and helping clients manage risks throughout the year.
Some clients require a one-time certificate for a single project, while others need ongoing annual coverage for their business payroll. JESSICA STEVENSON: Allstate Insurance in Council Bluffs, IA, assists employers in securing workers’ compensation insurance that meets state-mandated requirements for workplace injury protection. This includes evaluating payroll classifications and policy limits to ensure proper wage replacement and medical benefits. Service for setting up or renewing these policies is available on a scheduled basis throughout the term.
As a workers' compensation insurance agent in Council Bluffs, Iowa, Damien Shull - State Farm Insurance Agent specializes in helping small business owners secure coverage for work-related injuries and illnesses. General services include comprehensive business insurance policy consultations and claims assistance tailored to local employers. This focus proves especially valuable when Council Bluffs businesses face increased seasonal hiring demands or need to update coverage following workplace safety regulation changes.
As local businesses in Council Bluffs navigate the shifting seasonal demands of construction and manufacturing, obtaining proper workers' compensation coverage remains essential. Plunkett Agency INC., as an American Family Insurance agent, helps employers meet these state-required obligations while managing operational risk. The agency works closely with area firms to explain coverage terms, including how policies address medical costs and lost wages for on-the-job injuries. A typical first step involves a consultation and a brief review of current workplace safety practices to identify necessary policy adjustments.
NavSav Insurance in Council Bluffs provides workers' compensation insurance coverage for local employers, helping them secure policies that address employee injury claims and regulatory requirements. The agency specializes in tailoring these policies to match the specific risk profiles of different businesses. It can serve commercial sectors such as local offices, warehouses, and food service operations, ensuring each has appropriate protection under Iowa’s workers’ compensation laws.
Judd Knispel - State Farm Insurance Agent in Council Bluffs, IA, is known for guiding employers through workers' compensation insurance requirements. The agency helps local businesses secure coverage that provides medical benefits and wage replacement for employees injured on the job. It works with a range of local industries, tailoring policies to meet specific operational risks. Judd Knispel can also offer a specialized add-on such as employer liability coverage to address potential lawsuits beyond standard workers' compensation claims.
Armour Insurance provides residential workers' compensation insurance agency services for clients in Council Bluffs, Iowa. The company also handles commercial coverage needs for local businesses operating within the surrounding area. As a workers' compensation insurance agent, the firm assists employers in securing policies that meet legal requirements while managing risk. After initial claims or policy adjustments, the agent schedules follow-up consultations to review coverage changes and ensures repeat service is available between regular policy visits for any client updates.
What Does a a Workers' Compensation Insurance Agent in Council Bluffs Cost?
Typical workers compensation insurance costs in Iowa range from 0.50 to 2.50 per 100 dollars of payroll for low-risk office jobs to 5.00 to 15.00 per 100 dollars for high-risk construction work. Actual premiums depend on your industry, payroll size, and claims history. This is general information and not insurance advice.
About workers' compensation insurance agents in Council Bluffs
Workers compensation insurance agents in Council Bluffs help local businesses meet Iowa state law requirements. Iowa law requires most employers with one or more employees to carry workers compensation coverage. An agent can explain policy options for industries like manufacturing, construction, and retail common in the Council Bluffs area.
Frequently Asked Questions
What does a workers compensation insurance agent in Council Bluffs do?
An agent helps you find a policy that meets Iowa workers compensation requirements. They compare quotes from different carriers and advise on coverage limits. They also assist with payroll reporting and audit preparation.
Is workers compensation insurance required for all businesses in Iowa?
Iowa Code section 85.1 requires employers with one or more employees to carry workers compensation insurance. Some agricultural and domestic workers may be exempt. An agent can confirm if your business must have coverage.
How are workers compensation premiums calculated in Iowa?
Premiums are based on your payroll and the classification code for each job type. The Iowa Workers Compensation rating bureau sets loss costs. Agents use these factors plus your claims history to determine your rate.
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