The top-rated workers' compensation insurance agent in Post Falls, Idaho is Sue Breesnee - State Farm Insurance Agent, rated 4.9 stars across 285 reviews. Other highly rated options include Evans Insurance, Andy Cline: Allstate Insurance, Basin Pacific-Post Falls. This directory lists 19 workers' compensation insurance agents serving Post Falls.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sue Breesnee - State Farm Insurance Agent | 724 ID-41 Ste A | (208) 457-9000 |
| 2 | Evans Insurance | 4653 St Joe Ave Unit A-109 | (208) 765-8917 |
| 3 | Andy Cline: Allstate Insurance | 1208 N Idaho St Suite 103 | (208) 777-7675 |
| 4 | Basin Pacific-Post Falls | 311 E Mullan Ave | (208) 457-1800 |
| 5 | Farm Bureau- North Idaho Insurance Agency | 806 E Polston Ave Suite B | (208) 618-8765 |
| 6 | Acrisure Post Falls, ID (Dickinson Insurance) | 609 N Syringa St Ste A | (208) 773-0504 |
| 7 | Farm Bureau Insurance | 806 E Polston Ave STE A | (208) 457-8018 |
| 8 | Joseph Richards - Idaho Farm Bureau Insurance Agent | 806 E Polston Ave Suite B | (208) 618-8765 |
| 9 | Tavis Throm - State Farm Insurance Agent | 1810 E Schneidmiller Ave Ste 201 | (208) 777-7674 |
| 10 | Jana Pool American Family Insurance | 3145 E Mullan Ave #400 | (208) 664-2344 |
Sue Breesnee - State Farm Insurance Agent serves the Post Falls, Idaho area as a provider of workers’ compensation insurance products. This company assists local businesses with policies designed to cover medical expenses and lost wages for employees injured on the job. Clients can obtain liability coverage and benefit from support in managing payroll classifications and audit requirements. The agency also offers guidance on filing claims and maintaining compliance with Idaho’s workers’ compensation regulations.
Evans Insurance serves local businesses, contractors, and property managers in the Post Falls area who need workers’ compensation coverage. The agency helps clients understand their obligations for employee injury protection and guides them through policy options that meet Idaho’s requirements. Claims support and ongoing risk management advice are provided to keep operations secure and compliant. Beyond Post Falls, the firm also serves employers and commercial property owners throughout Coeur d’Alene and the surrounding Kootenai County region.
Andy Cline: Allstate Insurance provides workers' compensation coverage for local businesses, helping employers manage claims and meet state-mandated insurance requirements. Services include policy review, risk assessment assistance, and ongoing guidance to support workplace safety compliance. After a policy is in place, the agency offers continued support for filing claims and updating coverage as business needs evolve. Andy Cline serves a range of commercial properties, including single-family homes, apartments, retail locations, and restaurants in the Post Falls, Idaho area.
Basin Pacific-Post Falls serves Post Falls, Idaho, and the surrounding Kootenai County communities, offering workers' compensation insurance agent services. The company handles the placement of employer coverage for work-related injuries, helping clients navigate state compliance requirements and policy selection. It also manages claims support to address on-the-job incidents efficiently. To complete a typical job, the agency reviews each employer's risk profile and payroll data directly, then matches those specific operational factors with an appropriate policy from its available carrier options.
Farm Bureau- North Idaho Insurance Agency in Post Falls, ID serves clients needing workers’ compensation insurance, distinguishing between a one-time policy for a single project and a recurring plan that covers ongoing payroll. This type of coverage provides medical benefits and partial wage replacement for employees injured on the job. Agents ensure the policy meets state requirements and discloses available safety resources. Service for new and renewal policies runs on a one-time basis per request, while adjustments or consultations take place as needed.
Acrisure Post Falls, ID (Dickinson Insurance) specializes in connecting local businesses with workers’ compensation coverage tailored to industry-specific risks, including payroll audits and experience modification reviews. It also assists employers with general commercial insurance needs, such as liability and property policies. As the seasons change, the agency helps contractors and agricultural operations adjust their coverage to account for fluctuating workforce numbers and seasonal hazards like icy worksites or harvest-related injuries.
As autumn harvests slow and winter weather increases slip-and-fall risks on icy surfaces, farm and construction businesses around Post Falls seek dependable workers' compensation coverage to protect their employees. Farm Bureau Insurance helps local employers manage these payroll-based insurance requirements by offering policies that cover medical expenses and lost wages for workers injured on the job. Their agents evaluate each business’s specific operations and employment levels to calculate accurate premiums. An initial consultation typically begins with a site inspection to assess workplace hazards and verify safety protocols are in place.
Joseph Richards - Idaho Farm Bureau Insurance Agent serves the Post Falls area as a resource for workers' compensation insurance coverage. The agency helps local businesses secure policies that address workplace injury claims and medical cost management. General services include policy review, risk assessment guidance, and claims assistance tailored to regional industry needs. Complementary coverage options such as general liability insurance can be integrated into a full business protection plan.
Tavis Throm - State Farm Insurance Agent in Post Falls handles workplace risk management and claims support for local businesses, with a specialization in workers' compensation insurance to help employers navigate Idaho's coverage requirements. The agency assists clients in securing policies that address medical expenses and lost wages for injured employees. Tavis Throm's office can serve commercial sectors operating in offices, warehouses, and food service establishments.
Jana Pool American Family Insurance provides residential coverage for families and individuals in the Post Falls area. The agency also offers commercial policies for local businesses, including workers’ compensation insurance to protect employees and employers. This service helps business owners meet coverage requirements while addressing post-claim needs. Clients can contact the office directly to start a policy or adjust existing coverage. Follow-up discussions often occur when clients return to review annual renewals or update policy details between regular visits.
What Does a a Workers' Compensation Insurance Agent in Post Falls Cost?
Workers compensation insurance costs in Idaho vary by business type, payroll, and claims history. Typical rates range from 0.50 to 3.00 dollars per 100 dollars of payroll for low risk office jobs, and up to 15.00 dollars or more for high risk construction work. Idaho uses a competitive rating system so prices differ between carriers. This is general information and not insurance advice.
About workers' compensation insurance agents in Post Falls
Workers compensation insurance agents in Post Falls Idaho help businesses comply with state laws and protect their employees. Idaho requires most employers with one or more employees to carry workers compensation coverage. A local agent can guide you through the Idaho Industrial Commission rules and find a policy that fits your business needs.
Frequently Asked Questions
Do I need workers compensation insurance in Post Falls Idaho?
Yes, Idaho law requires most employers with one or more employees to carry workers compensation insurance. This includes part-time and seasonal workers. Failure to comply can result in fines and legal penalties.
How does an agent help with workers comp in Idaho?
An agent helps you understand Idaho specific requirements like the state rating system and classification codes. They can compare policies from different carriers to find coverage that meets your business risk and budget.
What happens if I do not have workers comp in Idaho?
Idaho employers who do not carry required workers compensation may face fines up to 500 dollars per day. They also lose common law defenses against employee injury lawsuits. An agent can help you avoid these risks.
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