The top-rated workers' compensation insurance agent in Caldwell, Idaho is Garrett Miyauchi - State Farm Insurance Agent, rated 4.9 stars across 353 reviews. Other highly rated options include Selva Insurance Group - Idaho Farm Bureau Insurance, Three Rivers Insurance Inc., The Hartwell Corporation. This directory lists 17 workers' compensation insurance agents serving Caldwell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Garrett Miyauchi - State Farm Insurance Agent | 2024 Blaine St | (208) 455-9717 |
| 2 | Selva Insurance Group - Idaho Farm Bureau Insurance | 4122 Cleveland Blvd | (208) 809-8140 |
| 3 | Three Rivers Insurance Inc. | 910 Cleveland Blvd | (208) 454-1424 |
| 4 | The Hartwell Corporation | 1220 Cleveland Blvd | (208) 459-1678 |
| 5 | Idaho Farm Bureau Insurance | 4122 Cleveland Blvd | (208) 459-1604 |
| 6 | Eduardo Diaz - State Farm Insurance Agent | 2922 Cleveland Blvd Ste 500 | (208) 453-6852 |
| 7 | James Ellis Agency LLC American Family Insurance | 704 Dearborn St | (208) 321-7560 |
| 8 | Mark S Freemyer: Allstate Insurance | 3110 Cleveland Blvd Ste A3 | (208) 459-1713 |
| 9 | Montoya Insurance Group | 6115 Cleveland Blvd Ste 101 | (208) 459-1687 |
| 10 | Shaffer Buck Insurance | 524 S 9th Ave #101 | (208) 454-1401 |
Garrett Miyauchi - State Farm Insurance Agent serves the Caldwell, Idaho area as a workers' compensation insurance agent. This agency works with local businesses to provide coverage that helps employees who suffer work-related injuries or illnesses. Policies typically include medical expense coverage and partial wage replacement when a claim occurs. The agent assists employers in managing risk and filing required claims through the Idaho Industrial Commission system. Workers' compensation is the primary service offered, along with general business insurance options for companies in Canyon County and around Caldwell.
Selva Insurance Group - Idaho Farm Bureau Insurance serves local homeowners, business owners, and property managers in Caldwell. It specializes in workers’ compensation insurance, helping employers secure coverage that meets state requirements and protects their team. The agency assists with policy selection, risk management, and claims support for businesses of varying sizes. It also extends these services to clients in the surrounding communities of Nampa and across Canyon County.
Three Rivers Insurance Inc. in Caldwell, Idaho provides workers' compensation insurance policies tailored to meet legal and fiscal requirements. It assists businesses in managing coverage compliance and offers ongoing policy reviews to adjust for changes in payroll or risk. The agency monitors evolving regulations to help maintain proper classifications. Its maintenance plans include claims coordination support and periodic audits of insurance certificates to ensure accurate coverage. This local agency serves single-family homes, apartments, retail spaces, and restaurants.
Clients seeking workers’ compensation insurance through The Hartwell Corporation in Caldwell, ID may choose either one-time placement of a single policy or ongoing coverage adjustments across multiple renewals. Their agency provides essential risk-management guidance, helping local businesses comply with Idaho’s state requirements while securing appropriate benefit structures for injured employees. All services are provided on an as-needed basis, allowing employers to request assistance with audits, claims support, or policy reviews whenever the need arises.
Idaho Farm Bureau Insurance serves local homeowners, businesses, and property managers in Caldwell by offering Workers’ Compensation Insurance Agent services designed to protect workers and comply with state requirements. These services help employers manage claims and maintain coverage for their teams. The agency provides guidance on policy options tailored to each client’s specific risks. It also covers neighboring communities such as Nampa and the broader Treasure Valley metro area.
Local businesses in Caldwell face rising workers' compensation costs as seasonal employment shifts occur. Eduardo Diaz - State Farm Insurance Agent offers coverage tailored to protect both employers and employees from workplace injury expenses. Their policies help local companies meet Idaho's compliance requirements while managing premium stability during busy harvest periods. By focusing on accurate payroll reporting and risk classification, they assist firms in avoiding costly audit surprises. An initial review of the client's current operations and safety protocols is conducted to begin this process.
James Ellis Agency LLC American Family Insurance provides workers' compensation insurance coverage to businesses, helping them manage workplace injury risks and meet regulatory requirements. The agency specializes in tailoring policies that align with each client's operational exposures in the Caldwell, Idaho area. It serves a variety of commercial sectors, including offices, warehouses, and food service establishments, ensuring broad protection for different workplace environments.
Mark S Freemyer: Allstate Insurance serves Caldwell, Idaho, and the surrounding communities, handling workers’ compensation insurance for local businesses. This coverage addresses medical expenses and lost wages for employees injured on the job. The company works with employers to help manage policies that meet state requirements. To handle a typical job, it evaluates the client’s specific industry risks and helps them select coverage that matches their operational needs.
Montoya Insurance Group specializes in providing tailored workers’ compensation coverage and risk management solutions for local businesses in Caldwell, Idaho. It assists employers in securing policies that meet state requirements while also advising on workplace safety practices and claims handling to reduce lost time and costs. As seasons change, the company helps seasonal agricultural and construction employers adjust their coverage for fluctuating payroll levels and temporary workers.
Shaffer Buck Insurance provides residential workers' compensation coverage for homeowners and independent contractors in Caldwell. The agency also handles commercial policies for local businesses, protecting employers throughout the surrounding region. Their agents help clients assess payroll classifications and compliance requirements specific to Idaho’s regulations. Policyholders receive assistance with claims reporting and risk management guidance. Regular follow-up occurs to review changing workforce needs or coverage adjustments, ensuring accounts remain accurate between annual renewal visits.
What Does a a Workers' Compensation Insurance Agent in Caldwell Cost?
Workers compensation insurance costs in Idaho average between 0.50 and 2.50 dollars per 100 dollars of payroll depending on industry classification and claims history. For example a low risk office job may cost around 0.40 dollars while construction work can exceed 3.00 dollars. Premiums are set by the Idaho Department of Insurance based on approved rate filings. This is general information and not insurance advice.
About workers' compensation insurance agents in Caldwell
Workers compensation insurance agents in Caldwell Idaho help employers meet state legal requirements for workplace injury coverage. Idaho law requires most businesses with one or more employees to carry workers compensation insurance. Local agents can guide you through Idaho specific regulations including the Idaho Industrial Commission rules and coverage exemptions for certain agricultural workers.
Frequently Asked Questions
What are the requirements for workers compensation insurance in Caldwell Idaho?
Idaho Code Title 72 requires employers with one or more employees to carry workers compensation insurance. Sole proprietors and certain agricultural workers may be exempt. An agent can help determine your specific obligations under Idaho law.
How do I find a workers compensation insurance agent in Caldwell?
Look for licensed insurance agents in Caldwell who specialize in commercial lines. The Idaho Department of Insurance website provides a licensee search tool. Local business associations may also offer referrals to experienced agents.
What happens if I do not have workers compensation insurance in Idaho?
Idaho law imposes significant penalties for non compliance including fines up to 500 dollars per day and possible criminal charges. The Idaho Industrial Commission can also issue stop work orders against uninsured employers.
Workers' Compensation Insurance Agents in Other Idaho Cities
Boise · Coeur d'Alene · Eagle · Idaho Falls · Lewiston · Meridian · Nampa · Pocatello · Post Falls · Twin Falls