The top-rated umbrella insurance agent in Gillette, Wyoming is Jon Craft Insurance Agency, rated 5.0 stars across 115 reviews. Other highly rated options include Natalie Daly - State Farm Insurance Agent, Farmers Insurance - Amber Eliason, Ida Snead - State Farm Insurance Agent. This directory lists 20 umbrella insurance agents serving Gillette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jon Craft Insurance Agency | 1001 S Douglas Hwy #184 | (307) 682-6520 |
| 2 | Natalie Daly - State Farm Insurance Agent | 39 Town Ctr Dr #100 | (307) 687-1700 |
| 3 | Farmers Insurance - Amber Eliason | 1001 S Douglas Hwy B7 | (307) 685-6600 |
| 4 | Ida Snead - State Farm Insurance Agent | 201 E 3rd St | (307) 682-3481 |
| 5 | Farmers Insurance - Patrick Howell | 901 E 4th St | (307) 682-3197 |
| 6 | Christy Schomer Agency- American National | 320 S Gillette Ave STE E | (307) 670-8333 |
| 7 | Dave Urban - State Farm Insurance Agent | 700 S Douglas Hwy Aa | (307) 682-7200 |
| 8 | Farmers Insurance - P B Howell | 401 E 2nd St | (307) 682-3197 |
| 9 | Dee Dee Lore: Allstate Insurance | 1001 S Douglas Hwy #130 | (307) 686-1133 |
| 10 | Tegeler & Associates | 1001 S Douglas Hwy #270 | (307) 682-5130 |
Jon Craft Insurance Agency serves Gillette and surrounding Campbell County, Wyoming, as an umbrella insurance agent. Umbrella insurance provides additional liability coverage that extends beyond the limits of standard home and auto policies, offering clients greater financial protection against large claims or lawsuits. The agency helps residents and businesses assess their personal risk exposure and secure appropriate supplemental coverage. Jon Craft Insurance Agency handles personal umbrella policies and excess liability protection for broader asset shielding in this area.
Natalie Daly - State Farm Insurance Agent in Gillette, WY offers umbrella insurance coverage, as well as complementary personal liability policies tailored for local residents. This agent’s services include evaluating clients’ existing homeowners and auto policies to identify gaps where extra liability protection may be necessary. Ongoing plan reviews are available to adjust coverage as circumstances change. Policies cover single-family homes and apartments, along with local retail spaces and restaurants needing higher liability limits.
Homeowners, local businesses, and property managers in Gillette turn to Farmers Insurance - Amber Eliason for umbrella insurance policies that extend liability coverage beyond standard limits. This agency helps clients protect their assets by providing an extra layer of financial security against large claims or lawsuits. People also come in for guidance on assessing their personal risk and selecting appropriate coverage amounts. The company serves customers throughout Campbell County as well as the neighboring community of Wright, Wyoming.
Serving Gillette and the surrounding communities of northeastern Wyoming, Ida Snead - State Farm Insurance Agent provides umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. An umbrella policy from this local agency helps protect personal assets and future earnings against major claims and lawsuits. For a typical client, the agency reviews existing coverage levels to determine appropriate additional protection, then tailors a policy to match specific financial risk exposure.
Farmers Insurance - Patrick Howell in Gillette, WY offers umbrella insurance through both one-time purchase options for a single policy and ongoing service for coverage that renews across multiple policy periods. Umbrella insurance provides extra liability coverage beyond standard homeowners or auto policies, protecting assets against major claims or lawsuits. Policies typically extend coverage limits and may include situations not covered by underlying policies. This agent operates on an as-needed basis, meaning clients reach out to purchase a new policy, adjust existing coverage, or renew when necessary.
As winter storms and sudden hailstorms can cause unexpected liability claims in Gillette, the Christy Schomer Agency- American National provides umbrella insurance policies that extend coverage beyond standard auto and homeowners limits. This local agent helps residents protect assets like savings and property from large legal costs or damages. The process begins with a review of current policies to assess risk exposure and coverage gaps during an initial consultation.
Dave Urban - State Farm Insurance Agent in Gillette, WY, provides umbrella insurance coverage for homeowners requiring added liability protection beyond their standard policies. This service also extends to small businesses seeking broad commercial liability solutions throughout Campbell County and the surrounding region. The agency works with clients to identify appropriate coverage limits for residential and commercial exposures. Customers often return for periodic policy reviews and adjustments between regular visits to ensure consistent protection as their personal or business circumstances evolve.
Farmers Insurance - P B Howell provides personal risk management services in Gillette, Wyoming, with a specialty in umbrella liability coverage that extends policy protection beyond standard limits. This agency helps clients safeguard assets against major claims and lawsuits through added liability layers. Umbrella policies here apply across auto, home, and rental insurance. Commercial sectors it serves include offices, warehouses, and food service operations, ensuring each business obtains expanded coverage tailored to its property and liability exposures.
Dee Dee Lore: Allstate Insurance specializes in umbrella insurance coverage in the Gillette area, offering supplementary liability protection beyond standard auto and homeowners policies. It provides personalized advice to residents concerned about asset protection from large claims or lawsuits. The agency assists clients in assessing their risk exposure and selecting appropriate umbrella policy limits for enhanced financial security. During Wyoming’s winter months, it helps households manage increased liability risks from icy roads and sidewalk accidents on residential property.
What Does an a Umbrella Insurance Agent in Gillette Cost?
A personal umbrella policy in Wyoming typically costs between one hundred fifty and four hundred dollars per year for one million dollars of coverage. The price depends on your driving record number of properties and the number of vehicles insured. Higher limits of two to five million dollars may cost three hundred to eight hundred dollars annually. This is general information not insurance advice.
About umbrella insurance agents in Gillette
Umbrella insurance agents in Gillette Wyoming help you add an extra layer of liability protection above your auto home or boat policies. Wyoming law does not require umbrella insurance but it can shield your savings and future wages from large lawsuits. Local agents understand the unique risks of rural and energy industry properties in Campbell County.
Frequently Asked Questions
What does an umbrella insurance agent in Gillette do?
An umbrella insurance agent reviews your existing policies and recommends a personal umbrella policy that kicks in when your auto or home liability limits are exhausted. They help you choose coverage amounts typically starting at one million dollars. The agent also explains how Wyoming s comparative fault rules might affect a claim against you.
How much umbrella coverage do I need in Wyoming?
Most agents suggest at least one million dollars in umbrella coverage if you own a home or have significant assets. Wyoming s homestead exemption protects up to sixty thousand dollars of home equity but other assets like vehicles and investments remain at risk. Your agent can run a personal risk assessment to recommend a specific limit.
Does umbrella insurance cover legal defense costs in Wyoming?
Yes umbrella policies typically cover your legal defense costs even if the lawsuit against you is groundless. In Wyoming the statute of limitations for personal injury claims is generally four years. Your umbrella policy may also cover defense costs for claims that fall outside your primary policy s scope.