The top-rated umbrella insurance agent in Cheyenne, Wyoming is Farmers Insurance - Eric Romano Agency, rated 4.9 stars across 184 reviews. Other highly rated options include Knifong Insurance Agency Inc., Salazar Agency - Farmers Insurance, Burns Insurance. This directory lists 20 umbrella insurance agents serving Cheyenne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Eric Romano Agency | 3221 E Pershing Blvd | (307) 635-2856 |
| 2 | Knifong Insurance Agency Inc. | 2005 Warren Ave | (307) 772-3333 |
| 3 | Salazar Agency - Farmers Insurance | 4515 E Lincolnway Ste E | (307) 634-2715 |
| 4 | Burns Insurance | 237 Storey Blvd | (307) 634-5757 |
| 5 | Farm Bureau Insurance of Cheyenne | 6248 Yellowstone Rd | (307) 632-9008 |
| 6 | Farmers Insurance - Amy Majewski | 604 W Lincolnway | (307) 635-2208 |
| 7 | TWFG Mossey Insurance | 415 W 17th St Suite 150 | (307) 514-2900 |
| 8 | Maggard Insurance Group | 5420 Yellowstone Rd STE 1 | (307) 632-6722 |
| 9 | HI Country Insurance | 2723 Central Ave | (307) 632-0576 |
| 10 | Timberline Insurance Agency | 3151 Nationway Unit K8 | (307) 217-6322 |
Farmers Insurance - Eric Romano Agency serves the Cheyenne, Wyoming area as an umbrella insurance agent. The agency provides additional liability coverage that extends beyond the limits of standard homeowners or auto policies. This type of insurance helps protect clients from major claims and lawsuits. With offices located in Cheyenne, the agency handles coverage options for both personal and commercial umbrella policies in the region.
Knifong Insurance Agency Inc. provides umbrella liability coverage designed to extend protection beyond standard homeowners and auto policies in Cheyenne, WY. Its service includes policy review and adjustment to ensure adequate coverage limits for asset protection. Ongoing maintenance involves monitoring policy changes and assisting with claims coordination. The agency serves a variety of local properties, including single-family homes, apartments, retail spaces, and restaurants.
Serving Cheyenne and the surrounding communities in Laramie County, Salazar Agency - Farmers Insurance handles specialized umbrella insurance policies that provide additional liability protection beyond standard home and auto coverage. The agency helps local residents safeguard their assets from major claims and lawsuits. To evaluate a client's exposure, it begins with a thorough assessment of existing policies and personal risk factors, then customizes an umbrella plan that offers higher coverage limits for broader peace of mind.
Burns Insurance offers umbrella liability policies, which provide extra coverage beyond standard home and auto insurance. Unlike one-time standalone policies, these are often renewed annually to maintain continuous protection. Serving Cheyenne, Wyoming, the agency helps clients address gaps in existing coverage for potential lawsuits or major claims. Their services include policy adjustments as needs change. These runs are available on a scheduled basis, typically requiring an annual renewal to sustain the extended coverage.
Farm Bureau Insurance of Cheyenne serves homeowners, businesses, and property managers in Cheyenne, Wyoming, seeking umbrella liability insurance. This type of policy provides additional coverage beyond standard limits, protecting assets from major claims or lawsuits. The agency helps clients assess their personal liability risks and select appropriate additional coverage amounts for their properties and operations. It also extends its services to residents and commercial clients in the greater Laramie County area, including the neighboring community of Pine Bluffs.
Serving Cheyenne, Wyoming, as an umbrella insurance agent, Farmers Insurance - Amy Majewski offers specialty liability coverage that extends beyond standard policies to protect assets and future earnings. This agency generally works to secure comprehensive protection for homes, vehicles, and personal property through tailored insurance solutions. The broad coverage of an umbrella policy is particularly important during Wyoming’s winter months, when increased driving hazards and ice-related incidents on properties can lead to costly lawsuits or claims exceeding standard limits.
Maggard Insurance Group tailors umbrella insurance to either a single-payment policy or a recurring premium plan. Coverage extends personal liability protection beyond the limits of standard home and auto policies, safeguarding assets and future earnings against major claims. Based in Cheyenne, WY, the agency works with clients to layer this extra security over existing coverage for catastrophic events. Service operates on an as-needed basis, with clients requesting a policy review when their primary insurance limits require supplemental protection.
When Wyoming's severe hailstorms or sudden snowmelt threaten properties in Cheyenne, supplemental coverage becomes essential for financial protection. HI Country Insurance serves as an umbrella insurance agent, offering policies that extend liability limits beyond standard homeowners or auto plans. Their work focuses on helping clients close coverage gaps that could arise from costly lawsuits or accident-related expenses common in this region. An initial assessment of current policies and risk exposure is conducted to tailor appropriate additional layers of coverage for each individual or business.
Located in Cheyenne, Wyoming, Timberline Insurance Agency works to match clients with general liability and related coverage. The company specializes in providing umbrella insurance to expand existing policy protection, offering broader limits for claims that exceed standard underlying insurance. This type of extra liability coverage can apply to businesses operating within the local region. Commercial sectors the agency can serve include offices, warehouses, and food service establishments seeking additional financial safeguards.
What Does an a Umbrella Insurance Agent in Cheyenne Cost?
The cost of an umbrella insurance policy in Wyoming typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Factors like your driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Cheyenne
An umbrella insurance agent in Cheyenne Wyoming can help you secure additional liability protection beyond your standard auto or homeowners policy. Wyoming law does not require umbrella insurance but it is a smart choice for those with significant assets or high risk. Local agents understand the unique weather and liability risks in Laramie County.
Frequently Asked Questions
What does an umbrella insurance agent in Cheyenne do?
An umbrella insurance agent helps you buy a personal liability umbrella policy that covers claims above your primary insurance limits. They assess your assets and risk to recommend the right coverage amount. In Wyoming this can protect against lawsuits from accidents on your property or while driving.
How much umbrella coverage do I need in Wyoming?
Most Wyoming agents recommend at least one million dollars in umbrella coverage. The amount depends on your net worth, income, and potential liability risks. For example if you own a ranch or rental properties you may need higher limits.
Is umbrella insurance required by Wyoming law?
No Wyoming state law does not require umbrella insurance. However it is often required by lenders or landlords if you have a mortgage or lease. It is also a common condition for certain high value policies.