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Find Umbrella Insurance Agents Near You in Hurricane, WV

Browse umbrella insurance agents serving Hurricane, West Virginia. Updated 2026-07-14.

The top-rated umbrella insurance agent in Hurricane, West Virginia is Christian Brand - State Farm Insurance Agent, rated 5.0 stars across 405 reviews. Other highly rated options include Morris Insurance Services, Caldwell Insurance Agency, John Bumgarner - State Farm Insurance Agent. This directory lists 16 umbrella insurance agents serving Hurricane.

Showing 16 umbrella insurance agents in Hurricane, WVListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Christian Brand - State Farm Insurance Agent3853 Teays Valley Road(304) 760-5001
2Morris Insurance Services3353 Teays Valley Road(304) 757-5477
3Caldwell Insurance Agency3744 Teays Valley Road Suite 101(681) 265-3735
4John Bumgarner - State Farm Insurance Agent3550 Teays Valley Road Suite 1(304) 562-9000
5Henderson Insurance Inc3275 Teays Valley Road(304) 562-9681
6Tom Moore - State Farm Insurance Agent3745 Teays Valley Road(304) 757-7711
7Kirtley Insurance Services111 County Rd 19 Ste C(304) 562-9226
8Brightway Insurance, The Mays Agency600 Prestige Park Dr Ste B1 Ofc 4(304) 814-2509
9Larry Bevins: Allstate Insurance2939 Virginia Ave Ste 2000(304) 397-4455
10Comparion Insurance Agency3955 Teays Valley Road(304) 757-4220
CB
3853 Teays Valley Road
Christian Brand - State Farm Insurance Agent
Umbrella Insurance Agent · Hurricane, WV

Christian Brand - State Farm Insurance Agent serves the Hurricane, West Virginia area as an umbrella insurance agency. It helps clients secure additional personal liability coverage beyond standard policies, which is particularly valuable for homeowners and those with significant assets. This location provides professional guidance on umbrella policies tailored to local risk factors, including seasonal weather exposure. The agency specifically handles personal umbrella insurance and coordinates with existing auto and homeowners policies.

MI
3353 Teays Valley Road
Morris Insurance Services
Umbrella Insurance Agent · Hurricane, WV

Morris Insurance Services provides a range of umbrella insurance policies designed to offer additional liability coverage beyond standard home and auto policies. The agency assists clients in evaluating their current coverage to determine appropriate policy limits for broader financial protection. Service includes periodic policy reviews to help ensure coverage remains adequate as client circumstances change. Regular maintenance involves updating policy details to reflect new acquisitions or changes in risk exposure. The firm services a variety of properties, including single-family homes, apartments, retail establishments, and restaurants.

CI
3744 Teays Valley Road Suite 101
Caldwell Insurance Agency
Umbrella Insurance Agent · Hurricane, WV

Residential umbrella insurance clients in Hurricane, West Virginia, call on Caldwell Insurance Agency for extra liability protection beyond standard policies. Commercial clients also benefit from this agency’s coordination of higher coverage limits with their existing business insurance. Service areas include the broader Hurricane region, ensuring local policyholders receive convenient access. After securing an initial umbrella policy, clients often return for annual reviews of their liability limits, maintaining consistent protection between regular policy renewal visits.

JB
3550 Teays Valley Road Suite 1
John Bumgarner - State Farm Insurance Agent
Umbrella Insurance Agent · Hurricane, WV

Homeowners, businesses, and property managers in Hurricane, West Virginia rely on John Bumgarner - State Farm Insurance Agent for umbrella insurance coverage that provides extra liability protection beyond standard policies. This local agent helps clients safeguard their assets against major claims and lawsuits. Umbrella insurance from this agency fills gaps left by auto and homeowners policies. The agency also serves clients in the nearby Charleston metropolitan area, offering the same protective layer to residents and businesses in the surrounding communities.

HI
3275 Teays Valley Road
Henderson Insurance Inc
Umbrella Insurance Agent · Hurricane, WV

Serving Hurricane, West Virginia, and the surrounding Kanawha Valley communities, Henderson Insurance Inc provides umbrella insurance agent services for local residents and businesses. It handles liability coverage that extends beyond standard policy limits, protecting assets against major claims. For a typical job, the company reviews a client’s existing insurance portfolio, identifies potential coverage gaps, and then secures an umbrella policy tailored to the individual risk profile and financial exposure.

TM
3745 Teays Valley Road
Tom Moore - State Farm Insurance Agent
Umbrella Insurance Agent · Hurricane, WV

Tom Moore - State Farm Insurance Agent, located in Hurricane, WV, provides both one-time and scheduled service options for umbrella insurance needs. One-time service addresses a single policy purchase for immediate excess liability coverage, while scheduled arrangements allow for periodic policy reviews and adjustments as client circumstances change. Umbrella insurance offers an extra layer of liability protection beyond standard auto and homeowners policies, safeguarding assets against major claims. Service in this area is provided on an as-needed basis, with clients free to request consultations whenever coverage assessments are desirable.

KI
111 County Rd 19 Ste C
Kirtley Insurance Services
Umbrella Insurance Agent · Hurricane, WV

Kirtley Insurance Services in Hurricane, WV, specializes in umbrella insurance agent work, offering supplemental liability coverage that extends beyond standard auto, home, or boat policies. The firm serves clients seeking extra financial protection against major claims or lawsuits. A local umbrella policy can shield personal assets and future earnings from unexpected judgments. Residents often require this coverage during the active storm season, when property damage claims might exceed standard limits, ensuring comprehensive long-term security.

BI
600 Prestige Park Dr Ste B1 Ofc 4
Brightway Insurance, The Mays Agency
Umbrella Insurance Agent · Hurricane, WV

Brightway Insurance, The Mays Agency in Hurricane, WV provides residential umbrella insurance to help protect homeowners from major liability claims and lawsuits. The agency also quotes commercial umbrella policies for local businesses needing extra coverage beyond general liability limits. Service extends to property owners and business operators throughout the Hurricane area and surrounding communities. Clients return for regular policy reviews and adjustments between visits to ensure their coverage keeps pace with changing assets and property values.

LB
2939 Virginia Ave Ste 2000
Larry Bevins: Allstate Insurance
Umbrella Insurance Agent · Hurricane, WV

Larry Bevins: Allstate Insurance provides personal and commercial coverage in Hurricane, West Virginia, with a specialty in umbrella insurance policies designed to extend liability protection beyond standard limits. This type of policy offers additional financial safety for clients who may face elevated risks. The agency’s work serves a range of commercial sectors, including offices, warehouses, and food service operations.

CI
3955 Teays Valley Road
Comparion Insurance Agency
Umbrella Insurance Agent · Hurricane, WV

As spring storms sweep through Hurricane, West Virginia, many homeowners realize their standard policy may not cover the full cost of a major liability claim. Comparion Insurance Agency assists local residents and businesses by offering umbrella insurance policies that add an extra layer of financial protection above existing coverage. Their agents focus on reviewing each client's current liability risks to recommend appropriate limits for these policies. After discussing available options, a representative typically schedules a brief personal consultation to evaluate the client’s specific property and lifestyle exposure.

KR
3761 Teays Valley Road suite e
Kathleen Roebuck Insurance Agency
Umbrella Insurance Agent · Hurricane, WV
(304) 720-8405
NI
3791 Teays Valley Road
Nationwide Insurance: Theresa Lynn Perre Agency
Umbrella Insurance Agent · Hurricane, WV
(304) 757-9337
agency.nationwide.com/wv/hurricane/25526/theresa-lynn-perre-agency
BR
310 Hurricane Creek Rd
Best rate Insurance Service
Umbrella Insurance Agent · Hurricane, WV
(681) 207-8047
iolavanschuyver293.wixsite.com/best-rate-insurance
SI
Hurricane, WV 25526
State Insurance Services WV
Umbrella Insurance Agent · Hurricane, WV
(681) 305-0091
MS
971 WV-34 SUITE 7
Mountain State Agency Alliance
Umbrella Insurance Agent · Hurricane, WV
(304) 925-0255
msaanetwork.com
NI
111 County Rd 19 Ste C
Nationwide Insurance: Michael Paul Kirtley
Umbrella Insurance Agent · Hurricane, WV
(304) 562-9226
agency.nationwide.com/wv/hurricane/25526/michael-paul-kirtley

What Does an a Umbrella Insurance Agent in Hurricane Cost?

Typical umbrella insurance costs in West Virginia range from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million dollars, may cost 200 to 400 dollars annually. Factors like driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice.

About umbrella insurance agents in Hurricane

Umbrella insurance provides an extra layer of liability protection beyond your standard auto and homeowners policies. In Hurricane, West Virginia, agents can help you secure this coverage to safeguard against large claims or lawsuits. West Virginia law does not require umbrella insurance, but it is a smart option for residents with significant assets or high-risk activities.

Frequently Asked Questions

What does umbrella insurance cover in West Virginia?

Umbrella insurance covers liability claims that exceed the limits of your underlying auto or home insurance. It also covers certain claims not included in those policies, such as libel or slander. In West Virginia, it can protect against lawsuits for accidents on your property or auto collisions.

How much umbrella insurance do I need in Hurricane?

The amount depends on your assets and risk exposure. Many agents recommend at least 1 million dollars in coverage. West Virginia courts can award large judgments, so consider a policy that matches your total net worth.

Can I get umbrella insurance if I have a rental property in West Virginia?

Yes, umbrella insurance often covers personal liability from rental properties. You must have adequate underlying coverage on the rental property first. West Virginia landlords frequently use umbrella policies to protect against tenant injury claims.

Umbrella Insurance Agents in Other West Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.