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Find Umbrella Insurance Agents Near You in Charleston, WV
Compare umbrella insurance agents in Charleston. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Charleston, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of West Virginia before hiring.
Showing 18 umbrella insurance agents in Charleston, WV
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Capital Insurance Group LLC
607 Pennsylvania Ave, Charleston, WV 25302
(304) 606-2969
cigwv.com
AAA Charleston
1000 Parkway Boulevard Unit A, Charleston, WV 25309
(304) 925-6681
cluballiance.aaa.com
Ellis Insurance Agency
5949 Sissonville Dr, Charleston, WV 25312
(304) 984-3004
insurewithellis.com
Dorsey Insurance Group
509 50th St SE, Charleston, WV 25304
(304) 925-1912
dorseyinsurancewv.com
Mountain State Insurance Agency
1206 Kanawha Blvd E, Charleston, WV 25301
(304) 720-2000
mountainstateinsurance.com
Swor Insurance Agency
1618 Bigley Ave, Charleston, WV 25302
(304) 926-0200
sworinsurance.com
White Insurance & Associates
3512 Staunton Ave SE, Charleston, WV 25304
(304) 926-6662
wvwhiteinsurance.com
Integrity Insurance Group
16 Capitol St, Charleston, WV 25301
(304) 346-9181
iigwv.com
Horace Mann - Sharp Agency
607 Ohio Ave #2228, Charleston, WV 25302
(304) 427-6338
agents.horacemann.com
Donovan Neeley at Comparion Insurance Agency
1 Cantley Dr, Charleston, WV 25314
(681) 233-6014
comparioninsurance.com
Unum
5528 Lancaster Ave, Charleston, WV 25304
(304) 396-1758
unum.com
Supreme Insurance Services
701 Oakwood Rd, Charleston, WV 25314
(681) 238-9396
Hilb Group of West Virginia
3601 MacCorkle Ave SE, Charleston, WV 25304
(304) 926-7400
hilbgroup.com
Williams Insurance Agency
4715A MacCorkle Ave SE, Charleston, WV 25304
(304) 926-8801
williamsinsuranceagencywv.com
Insurance Design
1021 Quarrier St # 511, Charleston, WV 25301
(304) 342-0130
McGriff
300 Summers St 1st floor, Charleston, WV 25301
(304) 346-0806
mcgriff.com
Gallagher Insurance, Risk Management & Consulting
340 MacCorkle Ave SE Suite 200, Charleston, WV 25314
(304) 345-8000
assuredpartners.com
Affiliated Insurance Solutions
4601 Pennsylvania Ave, Charleston, WV 25302
(304) 965-6911
aiselkview.com
Umbrella insurance provides extra liability coverage beyond standard auto or homeowners policies. In Charleston, West Virginia, agents can help you secure additional protection against lawsuits or large claims. West Virginia law does not require umbrella insurance, but it can be valuable for residents with significant assets or high-risk activities.
What Does a Umbrella Insurance Agent in Charleston Cost?
In West Virginia, umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars of coverage. Costs increase with higher coverage limits, typically 75 to 150 dollars per additional million. Factors like your driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does umbrella insurance cover in West Virginia?
Umbrella insurance covers liability claims that exceed the limits of your underlying policies, such as auto or home insurance. It can also cover certain claims not included in those policies, like libel or slander. In West Virginia, it applies to incidents that occur within the state or elsewhere in the United States.
How much umbrella insurance do I need in Charleston?
Typical umbrella policies start at 1 million dollars in coverage. Agents often recommend coverage equal to your net worth or more. Your specific needs depend on your assets, income, and risk factors like owning a pool or rental property.
Can I add umbrella insurance to an existing policy in West Virginia?
Yes, you can add umbrella insurance to your existing auto or homeowners policy through your current agent. Many carriers require underlying liability limits of 300,000 dollars on auto and 300,000 dollars on homeowners. Your agent can review your current policies and make adjustments.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of West Virginia.