The top-rated umbrella insurance agent in Medford, Oregon is Insurance Lounge, rated 4.9 stars across 115 reviews. Other highly rated options include Focus1 Insurance Group, Farmers Insurance - Bray Agency LLC, Protectors Insurance LLC. This directory lists 20 umbrella insurance agents serving Medford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Lounge | 151 Rossanley Dr #105 | (541) 200-2222 |
| 2 | Focus1 Insurance Group | 720 E Jackson St | (541) 772-3120 |
| 3 | Farmers Insurance - Bray Agency LLC | 1380 Oleander St UNIT C | (541) 779-4825 |
| 4 | Protectors Insurance LLC | 1555 E McAndrews Rd #301 | (541) 773-5358 |
| 5 | Farmers Insurance - Brian Gabaldon | 1361 Center Dr #100 | (541) 734-2300 |
| 6 | Marsh McLennan Agency | 38 N Central Ave | (541) 779-1321 |
| 7 | Ashland Insurance, Inc. | 801 O'Hare Pkwy Ste 101 | (541) 857-0679 |
| 8 | Farmers Insurance - Shawn Green | 2621 Whittle Ave #1 | (458) 225-9484 |
| 9 | Carol A. Page Insurance Agency | 905 W 8th St | (541) 857-8050 |
| 10 | World of Insurance | 1091 Medford Center | (541) 770-3383 |
Serving Medford area homeowners, Insurance Lounge provides personal umbrella liability policies that offer extra protection beyond standard home insurance limits. For commercial clients, the company extends similar additional coverage to safeguard business assets against major claims. Their services cover clients throughout Medford and surrounding Jackson County communities. Policyholders receive straightforward guidance on coverage options, ensuring clear understanding of their protection. After an initial policy is established, the office maintains contact to review coverage needs and make adjustments during regular service intervals.
Focus1 Insurance Group serves the Medford, Oregon area as a provider of umbrella liability coverage. This type of insurance extends additional protection beyond standard auto and homeowners policies, helping to cover large claims or lawsuits. The agency helps clients assess personal risk and coordinates extended liability limits. In this region, it handles excess liability policies for homeowners with swimming pools or rental properties.
Farmers Insurance - Bray Agency LLC in Medford, Oregon provides personal umbrella insurance, excess liability coverage, and broader protection beyond standard home and auto policies. The agency evaluates individual risk levels and tailors policies to safeguard assets against unforeseen claims. Their service approach includes routine policy reviews and adjustments to match clients' changing coverage needs. The company handles insurance solutions for a range of local properties, including single-family homes, apartments, retail establishments, and restaurants.
Protectors Insurance LLC serves Medford, Oregon, and the surrounding Rogue Valley communities, handling comprehensive umbrella insurance policies. It provides additional liability coverage that extends beyond the limits of standard auto, homeowners, and watercraft policies. The agency assists both individuals and businesses in protecting assets against major claims and lawsuits. For a typical client, it evaluates existing underlying policies to determine appropriate coverage levels, then procures a policy that aligns with the client's specific liability exposure and financial safeguards.
Farmers Insurance - Brian Gabaldon distinguishes between one-time sessions, which address a single immediate liability exposure, and recurring service options, designed for ongoing risk management. The agency offers umbrella insurance coverage that extends protection beyond standard policy limits for personal liability events, such as severe accidents or property damage claims in the Medford area. Service arrangements operate on an as-needed basis, allowing clients to request coverage reviews or policy adjustments without a fixed schedule. This flexibility accommodates changing personal circumstances and evolving asset portfolios.
Marsh McLennan Agency serves homeowners, businesses, and property managers in Medford, Oregon seeking umbrella insurance to extend liability coverage beyond standard policy limits. Its agents work within the local insurance landscape to help clients protect assets from major claims or lawsuits. These professionals tailor policies to address regional risks, including those tied to commercial properties and residential estates. The agency also provides its umbrella insurance expertise to clients throughout the neighboring Rogue Valley, extending coverage solutions to communities like Ashland and Central Point.
Ashland Insurance, Inc. specializes in providing umbrella insurance policies that offer additional liability coverage beyond standard home and auto limits. The company serves clients throughout Medford, Oregon, by helping them assess their risk exposure and secure broader protection against large claims. This supplemental coverage is particularly valuable during the rainy season, when slippery conditions increase the likelihood of accidents involving guests or passersby on a homeowner’s property.
Farmers Insurance - Shawn Green provides residential umbrella insurance services for homeowners and renters in Medford, Oregon, helping to extend liability protection beyond standard policy limits. The company also offers commercial umbrella coverage for local businesses needing additional liability layers. Serving clients throughout the Medford area, this agency assists with policy reviews and adjustments to align coverage with changing property values or life events. Customers can follow up between regular visits to update their policies or discuss new property exposures as circumstances evolve.
When wildfire season threatens Medford properties, many homeowners seek additional liability protection beyond standard policies. Located in Medford, Carol A. Page Insurance Agency provides umbrella insurance to help residents manage financial risks that could exceed basic coverage limits. The agency focuses on assessing each client’s unique exposure, including potential claims from accidents or unexpected events. To begin qualifying for extended liability coverage, the agency first schedules a thorough review of existing policies and a personal inspection of the property to identify any gaps in protection.
World of Insurance provides personal and commercial liability coverage to clients in Medford, Oregon. Its umbrella insurance agent role focuses on extending policy limits beyond standard home and auto plans, offering added financial protection against major claims or lawsuits. The agency advises clients on coverage gaps and excess liability risks, helping secure broader safety nets for assets and future earnings. It assists various commercial sectors, including offices, warehouses, and food service operations.
What Does an a Umbrella Insurance Agent in Medford Cost?
The cost of an umbrella insurance policy in Oregon typically ranges from 150 to 400 dollars per year for one million dollars of coverage. Costs increase with higher limits and additional risk factors such as multiple vehicles or rental properties. Premiums vary by insurer and your personal claims history. This is general information not insurance advice.
About umbrella insurance agents in Medford
An umbrella insurance agent in Medford Oregon helps you secure additional liability coverage that goes beyond your auto and homeowners policies. Oregon law does not require umbrella insurance but it can protect your savings and future earnings if you face a large lawsuit. Local agents understand the risks specific to the Rogue Valley including wildfire liability and recreational property claims.
Frequently Asked Questions
What does an umbrella insurance agent in Medford do?
An umbrella insurance agent helps you buy a policy that provides extra liability coverage above your existing home and auto limits. In Oregon this coverage typically starts at one million dollars and can protect you from lawsuits related to accidents on your property or while driving.
How much umbrella insurance do I need in Oregon?
Most Oregon agents recommend at least one million dollars in umbrella coverage. Your specific need depends on your assets including your home savings and future income. Oregon courts allow plaintiffs to seek damages for lost wages and medical costs so higher limits may be wise if you have significant assets.
Can I get umbrella insurance if I have a rental property in Medford?
Yes you can. Oregon landlords often carry umbrella insurance to cover liability from tenant injuries or property damage. Your agent will help you meet the underlying coverage requirements which usually include a certain amount of liability on your rental property policy.
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