The top-rated umbrella insurance agent in Hillsboro, Oregon is Molina Insurance Group, rated 4.7 stars across 391 reviews. Other highly rated options include NW Insurance Pros, Vern Fonk Insurance, Translating Insurance LLC. This directory lists 14 umbrella insurance agents serving Hillsboro.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Molina Insurance Group | 1425 SE Tualatin Valley Hwy #1 | (971) 447-0515 |
| 2 | NW Insurance Pros | 862 SE Oak St #1c | (971) 233-3637 |
| 3 | Vern Fonk Insurance | 2401 NE Cornell Rd Ste B | (503) 966-6234 |
| 4 | Translating Insurance LLC | By Appointment Only, 9620 Northeast Tanasbourne Dr Suite 300 | (503) 324-4511 |
| 5 | Sensible Insurance PNW | 9620 Northeast Tanasbourne Dr Suite 300 | (503) 360-5850 |
| 6 | Farmers Insurance - Elizabeth Hardy | 149 SE 3rd Ave #800 | (503) 640-2308 |
| 7 | Donald B Denning Agency Inc American Family Insurance | 111 SE 3rd Ave ste e | (503) 846-1994 |
| 8 | Westside Portland Insurance Company | 1895 SE Tualatin Valley Hwy Ste I | (503) 648-4010 |
| 9 | Mead Agency and Associates, Inc. American Family Insurance | 7515 SE Tualatin Valley Hwy | (503) 533-8330 |
| 10 | Farmers Insurance - Kristopher Johnson | 18595 SW Baseline Rd Ste C | (971) 384-1041 |
Molina Insurance Group serves the Hillsboro, Oregon, area as an umbrella insurance agent. It offers liability coverage that extends beyond the limits of standard home and auto policies. This protection helps safeguard personal assets against major claims or lawsuits. The agency assists clients in Hillsboro by assessing their existing coverage and recommending appropriate policy limits. It handles protection for excess liability exposure from vehicle accidents and home-related incidents such as guest injuries. Molina Insurance Group also helps arrange umbrella coverage for incidents involving recreational vehicles or boats.
NW Insurance Pros in Hillsboro, Oregon, provides umbrella insurance agent services, offering liability coverage that extends beyond standard homeowners and auto policies. The company assists clients in securing coverage for unforeseen incidents and managing risk protection needs. Ongoing client consultations and periodic policy reviews help ensure coverage remains aligned with evolving circumstances. NW Insurance Pros serves residential properties including single-family homes, apartments, and condominiums, as well as commercial properties such as retail stores and restaurants.
Located in Hillsboro, Oregon, Vern Fonk Insurance serves homeowners, businesses, and property managers who seek broader liability protection beyond standard policies. As an umbrella insurance agent, it helps clients increase their coverage limits to safeguard against major claims and lawsuits. This service is especially important for those with significant assets or rental properties. The agency also assists community members in nearby Beaverton and the greater Portland metro area with evaluating their personal liability risks.
Translating Insurance LLC serves homeowners, businesses, and property managers in Hillsboro, Oregon, seeking umbrella insurance coverage. As an independent agency, it helps clients increase their liability protection beyond standard policy limits. The agents design policies that address personal and commercial risk exposures for those with significant assets. Common needs include protection for rental properties, recreational vehicles, or active business operations that require higher coverage layers. Translating Insurance LLC also provides these tailored liability solutions to clients located throughout the neighboring Portland metro areas, including Beaverton and Tigard.
Sensible Insurance PNW serves the Hillsboro area and surrounding communities in the Pacific Northwest, handling umbrella insurance agent services for clients seeking additional liability protection. This firm manages policies that extend coverage beyond standard auto and homeowners limits, addressing potential gaps in a customer’s existing insurance portfolio. To ensure accurate matching of coverage to each client’s specific assets and risk exposure, the agency typically reviews existing policies and financial holdings before recommending a suitable umbrella plan.
Farmers Insurance - Elizabeth Hardy in Hillsboro, OR, provides umbrella insurance to protect clients against major claims that exceed standard policy limits. One-time service options help address an immediate liability concern, while recurring service reviews coverage annually as individual circumstances change. Umbrella insurance agents in this area tailor additional liability layers to match a client’s asset level and lifestyle risks. Ongoing adjustments are based on changes in property, vehicle ownership, or family status. Service is provided on a scheduled basis, typically at policy renewal time.
Serving Hillsboro homeowners and businesses, Donald B Denning Agency Inc American Family Insurance specializes in umbrella liability coverage. It extends additional protection beyond standard auto and homeowners policies, safeguarding clients against major claims and lawsuits. This general insurance agency handles related personal and commercial risk management needs. As outdoor activities increase during the summer, property owners often require extra coverage for pool-related or guest-related incidents.
When spring storms bring heavy rain to Hillsboro, homeowners often discover gaps in their standard liability coverage. Westside Portland Insurance Company serves local residents by offering umbrella insurance policies that provide added protection against costly claims. These policies extend coverage beyond the limits of auto and home insurance, safeguarding assets like savings and property. As an umbrella insurance agent, the company helps clients assess their risk exposure and determine appropriate liability limits. An initial consultation typically involves a review of existing policies to identify where extra coverage may be needed.
Mead Agency and Associates, Inc. American Family Insurance provides general insurance services in Hillsboro, Oregon, with a specialty as an umbrella insurance agent. These policies extend liability coverage beyond standard home and auto limits, offering additional financial protection against major claims or lawsuits. The firm assists clients in evaluating their personal risk exposures to determine appropriate umbrella limits. It serves diverse commercial sectors, including offices, warehouses, and food service operations across the local area.
Farmers Insurance - Kristopher Johnson provides residential umbrella insurance coverage for homeowners in Hillsboro, Oregon, helping protect assets beyond standard policy limits. The agency also offers commercial umbrella policies for local businesses seeking additional liability protection. Service extends throughout the Hillsboro area and surrounding communities in Washington County. After initial policy setup, the agent provides ongoing support by reviewing coverage needs during regular intervals and following up with clients when policy adjustments become necessary or when renewal periods approach.
What Does an a Umbrella Insurance Agent in Hillsboro Cost?
Umbrella insurance in Oregon typically costs between 150 and 300 dollars per year for one million dollars in coverage. Premiums are higher for two million or more and can reach 500 dollars annually. Factors like your driving record, home value, and number of properties affect the price. This is general information and not insurance advice.
About umbrella insurance agents in Hillsboro
Umbrella insurance provides extra liability coverage beyond your home and auto policies. In Hillsboro Oregon, agents can help you secure this protection against large claims or lawsuits. Oregon law does not require umbrella insurance but it can be valuable for homeowners with significant assets or rental properties.
Frequently Asked Questions
What does an umbrella insurance agent in Hillsboro do?
An agent helps you find a personal umbrella policy that extends your liability limits. They review your existing home and auto coverage to recommend an appropriate amount of extra protection. This is important for Hillsboro residents who own property or have high net worth.
How much umbrella insurance do I need in Oregon?
Most Oregon agents suggest a minimum of one million dollars in umbrella coverage. Your specific need depends on your assets, income, and risk factors. A local Hillsboro agent can calculate a suitable limit based on your situation.
Does Oregon law affect umbrella insurance policies?
Yes. Oregon follows a comparative fault rule for liability claims. This means your umbrella policy may pay if you are partially at fault in an accident. Also Oregon has no cap on noneconomic damages in personal injury cases, making umbrella coverage more important.
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