The top-rated umbrella insurance agent in Grand Island, Nebraska is Magiera & Associates, LLC American Family Insurance, rated 4.9 stars across 127 reviews. Other highly rated options include Farmers Insurance - Mark Porter, Edgewater Insurance + Real Estate, Swartzbaugh Insurance Service. This directory lists 20 umbrella insurance agents serving Grand Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Magiera & Associates, LLC American Family Insurance | 620 N Webb Rd | (308) 384-5161 |
| 2 | Farmers Insurance - Mark Porter | 1004 Diers Ave Ste 206 | (308) 382-8787 |
| 3 | Edgewater Insurance + Real Estate | 3610 W Capital Ave | (308) 381-1761 |
| 4 | Swartzbaugh Insurance Service | 2012 N Broadwell Ave | (308) 381-8312 |
| 5 | Shelter Insurance - Paul Hoos | 204 S Locust St | (308) 384-7599 |
| 6 | Pathway Insurance Agency | 3333 State St | (308) 382-3150 |
| 7 | AAA Grand Island | 3359 W Capital Ave | (308) 384-1672 |
| 8 | Baasch Realty & Insurance | 216 N Cedar St | (308) 384-8090 |
| 9 | Highstreet Insurance | 3234 W Schimmer Dr | (308) 384-0388 |
| 10 | Ryder Rosacker McCue & Huston Insurance | 509 W Koenig St | (308) 382-2330 |
Magiera & Associates, LLC American Family Insurance serves the Grand Island, Nebraska area as an umbrella insurance agent. This business offers supplemental liability coverage that extends beyond the limits of standard home and auto policies, providing additional financial protection for clients. Umbrella policies help cover large claims or lawsuits that could otherwise threaten personal assets. The company handles comprehensive advisory services regarding gap coverage needs and policy integration. Specific assistance includes customized umbrella policy consultations and appropriate coverage adjustments for local residents.
Farmers Insurance - Mark Porter in Grand Island, NE, provides umbrella insurance, offering extra liability coverage beyond standard policies to protect assets from major claims. The agency advises clients on suitable limits and works to maintain policies that align with evolving risk profiles and coverage needs. Regular policy reviews help ensure adequate protection as circumstances change. It services single-family homes, apartments, retail spaces, and restaurants.
Edgewater Insurance + Real Estate serves Grand Island, Nebraska, and the surrounding communities, handling umbrella insurance agent services for local residents and businesses. It provides an additional layer of liability coverage beyond standard policies, helping protect clients from major claims and lawsuits. The office works closely with each customer to assess their unique exposure risks and then determines the appropriate policy limits to fill gaps in existing coverage. Its general approach involves a thorough review of a client’s current insurance portfolio before recommending a tailored umbrella solution.
Swartzbaugh Insurance Service in Grand Island, NE offers both one-time umbrella policy purchases and ongoing coverage options, depending on a client’s changing liability needs. Umbrella insurance provides extra protection beyond standard home or auto policies, covering large claims or lawsuits that might otherwise exceed primary limits. The agency helps clients evaluate their personal risk exposure to choose between a single policy term or continuous renewals. Service runs on either a scheduled regular review basis or as-needed in response to life events.
Serving homeowners, businesses, and property managers in Grand Island, NE, Shelter Insurance - Paul Hoos provides umbrella insurance policies designed to extend liability coverage beyond standard limits. This agent works with clients to protect assets from major claims or lawsuits, offering a broader safety net for properties and operations in the area. Additional liability layers help safeguard accumulated wealth against unforeseen incidents. The agency also covers the neighboring community of Hastings, ensuring residents there can access similar extended protection for their personal and commercial exposures.
Pathway Insurance Agency in Grand Island, Nebraska provides general liability coverages tailored for local businesses and individuals. As an umbrella insurance agent, it specializes in offering excess liability policies that provide additional protection beyond standard limits. This service helps clients manage financial risks from major claims or lawsuits. The agency serves various commercial sectors, including offices, warehouses, and food service operations.
AAA Grand Island specializes in helping clients secure additional liability coverage beyond standard policies, acting as a safeguard against major financial claims. Based in Grand Island, Nebraska, this umbrella insurance agent serves local homeowners, auto policyholders, and renters seeking broader protection for personal assets. By providing higher coverage limits, the agency works to fill gaps left by existing insurance plans. As unexpected winter weather or summer visitor activities increase liability risks on a property, residents rely on this agent to reassess their evolving needs.
When hail and severe storms sweep the Platte Valley, many Grand Island homeowners quickly assess their property coverage. Baasch Realty & Insurance serves this community by providing umbrella insurance agent services that extend liability protection beyond standard policies. As a local business, the company understands the region’s weather risks. For any homeowner concerned about gaps in coverage, the first step is a no-obligation consultation to review existing policies. A thorough coverage assessment begins this process, helping identify where additional layers of liability coverage may be needed.
Highstreet Insurance in Grand Island, NE helps residents secure umbrella insurance to add a layer of personal liability protection beyond their standard auto or home policies. The company also advises local commercial clients on extending business liability coverage across the region. Their office serves the broader area around Grand Island, offering consultations to those seeking additional liability limits. They often coordinate with clients during policy renewal cycles to adjust umbrella limits, which encourages follow-up inquires between regular household or business insurance visits.
Ryder Rosacker McCue & Huston Insurance is known as a local provider of umbrella insurance coverage in Grand Island, NE. Its services help individuals and businesses extend liability protection beyond standard policies for greater financial security. The firm offers personal umbrella policies for homeowners and auto policyholders whose basic coverage limits need additional defense against large claims. For commercial clients, it provides business umbrella insurance that can shield assets from catastrophic lawsuits or settlements. As a specialty service, the agency can also layer excess liability coverage onto existing commercial general liability policies.
What Does an a Umbrella Insurance Agent in Grand Island Cost?
In Nebraska umbrella insurance premiums generally range from 150 to 400 dollars annually for 1 million dollars in liability coverage. Higher limits such as 2 million or 5 million may cost 300 to 800 dollars per year. Factors like your driving record home value and number of properties affect the final price. This is general information and not insurance advice.
About umbrella insurance agents in Grand Island
An umbrella insurance agent in Grand Island Nebraska helps you secure additional liability coverage that goes beyond your auto home or boat policies. Nebraska law does not require umbrella insurance but it can protect your savings and future earnings from large lawsuits. Local agents understand the risks specific to central Nebraska including farm liability and severe weather claims.
Frequently Asked Questions
What does an umbrella insurance agent in Grand Island do?
An umbrella insurance agent reviews your existing policies and recommends a personal umbrella policy that provides extra liability limits. They help you choose coverage amounts that match your assets and risk profile. In Nebraska umbrella policies typically start at 1 million dollars in coverage.
Do I need umbrella insurance in Nebraska?
You may need umbrella insurance if you own a home have significant savings or operate a business from your property. Nebraska courts can award large judgments in liability cases and umbrella insurance protects assets beyond what your primary policy covers. It is especially useful for landowners with rental properties or farm operations.
How much does umbrella insurance cost in Grand Island Nebraska?
Umbrella insurance in Nebraska typically costs between 150 and 400 dollars per year for 1 million dollars in coverage. Costs depend on your number of vehicles home value and claims history. An agent can provide a specific quote based on your situation.