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Find Umbrella Insurance Agents Near You in Elkhorn, NE

Browse umbrella insurance agents serving Elkhorn, Nebraska. Updated 2026-07-14.

The top-rated umbrella insurance agent in Elkhorn, Nebraska is The Schwalbach Agency: Allstate Insurance, rated 4.8 stars across 176 reviews. Other highly rated options include Freedom Insurance Services, Bob Speck - State Farm Insurance Agent, Farmers Insurance - Micah Baughman. This directory lists 14 umbrella insurance agents serving Elkhorn.

Showing 14 umbrella insurance agents in Elkhorn, NEListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1The Schwalbach Agency: Allstate Insurance20230 Roberts St(402) 206-2170
2Freedom Insurance Services20901 Cumberland Dr Suite B(402) 972-8591
3Bob Speck - State Farm Insurance Agent19109 Mason Plaza(402) 493-0100
4Farmers Insurance - Micah Baughman1406 Veterans Dr Ste 101(402) 502-2010
5Farmers Insurance - Eric Petersen1314 N 205th St Ste A(402) 614-4633
6The Insurance Center Inc.1520 N 205th St Suite 104(402) 505-8498
7McBride Insurance Agency3308 N 190th Plz(402) 934-2114
8P & P Insurance1314 N 205th St Ste A(402) 614-4633
9Distinction Risk Solutions606 N 210th St Suite 102(402) 238-1439
10Kurt Malsam American Family Insurance920 N 204th Ave STE 130(402) 964-0622
SA
20230 Roberts St
The Schwalbach Agency: Allstate Insurance
Umbrella Insurance Agent · Elkhorn, NE

The Schwalbach Agency: Allstate Insurance in Elkhorn, Nebraska, serves the broader Omaha metro area with umbrella insurance agent services. This agency specializes in providing personal umbrella liability policies that offer additional coverage beyond standard home and auto limits. Clients benefit from extra protection against major claims and lawsuits. The agency also handles policy adjustments for specific local risk factors in Elkhorn. It advises on asset protection strategies and processes claims for excess liability incidents.

FI
20901 Cumberland Dr Suite B
Freedom Insurance Services
Umbrella Insurance Agent · Elkhorn, NE

Freedom Insurance Services in Elkhorn, Nebraska, provides comprehensive umbrella insurance agent coverage, offering liability protection that extends beyond standard policy limits. Its service plans include evaluating a client’s existing home and auto policies to recommend appropriate excess liability layers that safeguard personal assets. The company services a range of residential and commercial properties, including single-family homes, apartments, retail locations, and restaurants.

BS
19109 Mason Plaza
Bob Speck - State Farm Insurance Agent
Umbrella Insurance Agent · Elkhorn, NE

Bob Speck - State Farm Insurance Agent in Elkhorn, Nebraska, serves local homeowners, businesses, and property managers seeking personal liability protection beyond a standard policy. This agency helps clients understand how an umbrella policy can shield assets against major lawsuits or property damage claims. The dedicated office provides clear guidance on policy limits and coverage options tailored to individual needs and exposures. The agency also serves clients throughout western Douglas County and the surrounding Omaha metro area.

FI
1406 Veterans Dr Ste 101
Farmers Insurance - Micah Baughman
Umbrella Insurance Agent · Elkhorn, NE

Serving Elkhorn, Nebraska, and the surrounding communities, Farmers Insurance - Micah Baughman handles personal umbrella insurance coverage for residents in the area. This type of policy provides an additional layer of liability protection beyond standard home and auto policies. The agency works to assess each client’s unique exposure to risk and helps determine appropriate coverage limits. Typically, it evaluates a client’s existing policies and assets before presenting a tailored umbrella solution to address potential gaps.

FI
1314 N 205th St Ste A
Farmers Insurance - Eric Petersen
Umbrella Insurance Agent · Elkhorn, NE

Farmers Insurance - Eric Petersen in Elkhorn, NE offers umbrella insurance on both a one-time policy setup and a recurring annual renewal basis, providing extra liability coverage that protects assets beyond standard policy limits for residents and businesses in the area. This additional coverage assists when existing homeowners or auto policies are exhausted in a significant claim. Service appointments function on an as-needed schedule, arranged when a client requests a policy review, a new quote, or a coverage adjustment.

IC
1520 N 205th St Suite 104
The Insurance Center Inc.
Umbrella Insurance Agent · Elkhorn, NE

As umbrella insurance specialists, The Insurance Center Inc. in Elkhorn, NE, provides coverage designed to protect clients from major claims and lawsuits that exceed standard policy limits. The agency works closely with local residents and businesses to tailor policies that safeguard assets and future earnings against unexpected liability. Beyond these focused services, it also connects customers with complementary insurance solutions to build comprehensive protection. This spring, increasing thunderstorm and hail activity in Nebraska makes the added peace of mind from umbrella coverage especially valuable for property owners facing potential severe weather damage.

MI
3308 N 190th Plz
McBride Insurance Agency
Umbrella Insurance Agent · Elkhorn, NE

As winter storms bring threats of falling branches or ice dams, Elkhorn homeowners often face liability risks that basic policies may not fully cover. McBride Insurance Agency offers umbrella insurance to provide an extra layer of protection beyond standard home and auto limits. The agency helps residents secure additional coverage that can shield assets against major claims, such as those from an accident on icy steps or a guest injury indoors. An initial consultation typically begins with a review of existing policies and a no-obligation assessment of suitable liability limits.

PP
1314 N 205th St Ste A
P & P Insurance
Umbrella Insurance Agent · Elkhorn, NE

P & P Insurance provides general liability coverage for individuals and businesses in the Elkhorn area. The agency also specializes in umbrella insurance, which offers additional liability protection beyond standard policy limits. This extra coverage can safeguard assets from major claims or lawsuits. Common commercial clients include local offices that require broad liability protection against customer injuries. Warehouses needing coverage for property damage and operational risks also turn to this agent. Additionally, P & P Insurance serves food service establishments looking to secure themselves from potential liability in daily operations.

DR
606 N 210th St Suite 102
Distinction Risk Solutions
Umbrella Insurance Agent · Elkhorn, NE

Distinction Risk Solutions, located in Elkhorn, Nebraska, provides residential umbrella insurance coverage to protect homeowners from significant liability claims beyond their standard policies. The agency also offers commercial umbrella policies for local businesses seeking broader risk protection throughout the greater Elkhorn area. Clients can expect thorough policy evaluations and tailored recommendations during each service session. After initial coverage is placed, the company follows up to review any changes in client assets or exposures, ensuring regular visits or renewals address evolving protection needs.

KM
920 N 204th Ave STE 130
Kurt Malsam American Family Insurance
Umbrella Insurance Agent · Elkhorn, NE
KI
20129 Veterans Dr
Klosterman Insurance Agency
Umbrella Insurance Agent · Elkhorn, NE
(402) 289-1190
klostermaninsuranceagencyelkhorn.com
TW
3105 N 204th St
Tim Wortman & Associates
Umbrella Insurance Agent · Elkhorn, NE
(402) 289-9595
elkhorninsurance.net
5M
22035 Karen St
5 Minute Insurance
Umbrella Insurance Agent · Elkhorn, NE
(402) 504-9889
MI
1918 N 203rd St
Midland Insurance Agency
Umbrella Insurance Agent · Elkhorn, NE
(402) 934-1075

What Does an a Umbrella Insurance Agent in Elkhorn Cost?

Umbrella insurance costs in Nebraska typically range from 150 to 300 dollars per year for 1 million dollars in coverage. Higher coverage amounts cost more but rates are generally low compared to the protection provided. This is general information and not insurance advice.

About umbrella insurance agents in Elkhorn

Umbrella insurance agents in Elkhorn Nebraska help residents secure additional liability coverage beyond standard auto and home policies. Nebraska law does not require umbrella insurance but it can protect assets from large claims. Agents can explain how Nebraska liability limits interact with umbrella policies.

Frequently Asked Questions

What does an umbrella insurance agent in Elkhorn do?

An umbrella insurance agent helps you buy a policy that provides extra liability coverage above your auto or home insurance. They review your current policies and recommend a coverage amount based on your assets and risks.

How much umbrella coverage do I need in Nebraska?

Most agents suggest at least 1 million dollars in umbrella coverage for Nebraska residents. The right amount depends on your net worth, property value, and potential lawsuit risks.

Can I bundle umbrella insurance with other policies in Elkhorn?

Yes many insurance companies in Nebraska offer discounts when you bundle umbrella insurance with auto and home policies. Ask your agent about multi-policy savings.

Umbrella Insurance Agents in Other Nebraska Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.