The top-rated umbrella insurance agent in Gulfport, Mississippi is United Risk Agency Inc., rated 4.9 stars across 336 reviews. Other highly rated options include Pyron Coastal Insurance, Southern Insurance Professionals, Entrekin Insurance Services. This directory lists 19 umbrella insurance agents serving Gulfport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | United Risk Agency Inc. | 2137 E Pass Rd Ste E | (228) 206-3853 |
| 2 | Pyron Coastal Insurance | 2409 14th St | (228) 863-6729 |
| 3 | Southern Insurance Professionals | 2600 13th St Ste 201 | (228) 357-5334 |
| 4 | Entrekin Insurance Services | 12000 Mobile Ave | (228) 460-0574 |
| 5 | Farm Bureau Insurance | 11327 US 49 | (228) 832-3881 |
| 6 | Freeman Insurance Agency, LLC | 14283 Dedeaux Rd Suite A | (228) 206-6224 |
| 7 | Allen & Smith Insurance | 2121 Pass Rd | (228) 868-9270 |
| 8 | Lemon Mohler Insurance Agency | 11240 US 49 | (228) 832-1139 |
| 9 | Arde' Insurance Group Now Proudly Partnered with Acentria Insurance | 750 E Pass Rd | (228) 897-2404 |
| 10 | Goosehead Insurance - Bill Knox | 729 E Pass Rd Suite P | (228) 207-5000 |
United Risk Agency Inc. serves Gulfport and the surrounding Mississippi Gulf Coast metro area as an umbrella insurance agent. The company helps clients secure additional liability coverage beyond standard home and auto policies, protecting assets against major claims and lawsuits. Tailored policies extend coverage limits to shield savings and future earnings from unforeseen events. Common services include personal umbrella policies that supplement existing homeowners coverage and commercial umbrella plans for local businesses seeking broader risk management.
Pyron Coastal Insurance provides personal umbrella liability coverage for clients in Gulfport, MS, extending policy limits beyond standard auto and homeowners insurance. It offers supplemental liability protection that helps safeguard personal assets against major claims and lawsuits. Service plans include policy reviews with each client to ensure adequate coverage limits that match evolving life circumstances. The agency services single-family homes, apartments, retail stores, and restaurants.
Southern Insurance Professionals in Gulfport, MS serves homeowners, local businesses, and property managers who need liability coverage beyond standard policy limits. The agency handles claims for lawsuits, medical payments, and personal injury protection, expanding safety nets for clients with rental properties or commercial assets. Its umbrella policies offer additional layers of financial security for families and entrepreneurs throughout the coastal region. The office also covers Long Beach and the surrounding Harrison County communities.
Entrekin Insurance Services serves clients throughout Gulfport, Mississippi, and surrounding communities, handling all aspects of personal umbrella liability coverage. This agency assists local homeowners and drivers in securing an extra layer of financial protection beyond standard auto and home policies. A typical job includes reviewing existing coverage limits to identify exposure gaps, then recommending an appropriate policy amount to safeguard personal assets. Entrekin Insurance Services approaches each client’s situation by first assessing their liability risks and then matching them with a suitable umbrella plan from available carriers.
Farm Bureau Insurance in Gulfport, Mississippi, is known for providing personal umbrella insurance coverage that extends liability protection beyond standard policies. Its service range includes helping clients safeguard assets against major claims or lawsuits. Protecting homes, vehicles, and rental properties, the agency works with individuals and families. It assists with risk assessment and customizing coverage limits. A specialty service it can add on is coverage for recreational vehicles like boats or ATVs.
With heavy rains and hurricane threats common along the Mississippi Gulf Coast, Gulfport homeowners and businesses seek protection beyond standard policies. Freeman Insurance Agency, LLC in Gulfport, MS provides umbrella insurance to fill coverage gaps and shield assets from large liability claims. Their agents assess clients’ existing policies and property exposures to determine appropriate additional limits. An initial consultation begins with a review of current coverage and potential risks specific to the local area, which informs the inspection and needs assessment step.
Allen & Smith Insurance in Gulfport, MS, distinguishes between one-time umbrella policies for isolated coverage needs and recurring policies that provide ongoing liability protection beyond standard home and auto limits. This local agent helps residents and businesses secure an extra layer of security against major claims or lawsuits. The company does not offer a one-time service appointment, as umbrella insurance requires annual policy renewals; instead, service is provided on a scheduled basis, aligning with each policy’s renewal cycle each year.
Lemon Mohler Insurance Agency specializes in umbrella insurance services for residents of Gulfport, MS, offering supplementary liability protection that extends beyond standard home and auto policies. The agency also provides general guidance on securing broader coverage against unforeseen claims. Its work helps individuals safeguard their assets during scenarios like a major storm or a significant liability event arising from a visitor’s accident on their property.
Based in Gulfport, Mississippi, Arde' Insurance Group, now proudly partnered with Acentria Insurance, helps clients manage personal liability beyond standard home and auto coverage. The firm specializes in umbrella insurance, which provides an additional layer of protection against large claims or lawsuits. This extra coverage can apply to a variety of businesses and property types in the local area, including commercial offices, warehouses, and food service operations.
What Does an a Umbrella Insurance Agent in Gulfport Cost?
The cost for a 1 million dollar umbrella insurance policy in Mississippi typically ranges from 150 to 300 dollars per year. Factors like your driving record number of properties and claims history affect the premium. Higher coverage limits of 2 to 5 million dollars cost proportionally more. This is general information and not insurance advice.
About umbrella insurance agents in Gulfport
Umbrella insurance provides an extra layer of liability protection beyond your auto or homeowners policy. In Gulfport Mississippi this coverage can shield your savings and future income from large claims or lawsuits. Local agents understand the unique risks along the Gulf Coast such as hurricane-related liability issues.
Frequently Asked Questions
What does umbrella insurance cover in Mississippi?
Umbrella insurance covers claims that exceed your underlying policy limits including bodily injury property damage and personal liability. In Mississippi it can also cover legal defense costs for lawsuits that are not covered by your base policies.
How much umbrella insurance do I need in Gulfport?
Most agents recommend at least 1 million dollars in umbrella coverage. Your specific amount depends on your assets income and risk factors such as owning a boat or rental property in coastal Mississippi.
Do I need umbrella insurance if I have a homeowners policy in Mississippi?
Yes because standard homeowners policies have liability limits that may not be enough for a serious accident. Umbrella insurance provides extra protection and may cover incidents like dog bites or pool accidents that happen on your Gulfport property.
Umbrella Insurance Agents in Other Mississippi Cities
Biloxi · Brandon · Clinton · Hattiesburg · Jackson · Madison · Olive Branch · Southaven · Tupelo