The top-rated umbrella insurance agent in Brandon, Mississippi is Phillip Pace - State Farm Insurance Agent, rated 5.0 stars across 236 reviews. Other highly rated options include Matt Pitts - State Farm Insurance Agent, The Insurance Center, Dennis Chandler - State Farm Insurance Agent. This directory lists 20 umbrella insurance agents serving Brandon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Phillip Pace - State Farm Insurance Agent | 1095 MS-471 | (601) 724-3195 |
| 2 | Matt Pitts - State Farm Insurance Agent | 151 W Government St Suite B | (601) 500-7631 |
| 3 | The Insurance Center | 508 Grants Ferry Rd B | (601) 651-3111 |
| 4 | Dennis Chandler - State Farm Insurance Agent | 404 Section St C | (601) 825-3030 |
| 5 | Ward Insurance Group LLC | 210 Woodgate Dr S e | (601) 768-2717 |
| 6 | Sharon Wood Insurance Agency | 220 Commerce Dr | (601) 824-9000 ext. 17 |
| 7 | Shelter Insurance - Heather Wimberly | 101 Avalon Ct Ste A | (601) 992-9032 |
| 8 | Shelter Insurance - Conner Brown | 102 Town Square Ste B | (601) 825-8804 |
| 9 | Alfa Insurance - Josh Errington Insurance Services | 1189 Old Fannin Rd c | (601) 829-6400 |
| 10 | Farm Bureau Insurance | 104 Louis Wilson Dr | (601) 825-5056 |
Phillip Pace - State Farm Insurance Agent serves homeowners, drivers, and business owners in the Brandon, Mississippi area by offering tailored umbrella insurance policies. Umbrella insurance provides an extra layer of liability protection beyond standard auto, home, or watercraft coverage, a safeguard especially helpful for managing large claim exposures on local roadways. The agency helps residents coordinate additional security with their existing State Farm plans to address gaps in personal liability. It specializes in providing supplemental liability limits for auto and homeowners insurance policies.
Matt Pitts - State Farm Insurance Agent in Brandon, MS, provides personalized umbrella insurance coverage to help clients protect their assets beyond standard policy limits. The agency offers risk assessment and policy review to ensure adequate supplementary liability protection for unforeseen events. Ongoing account management includes regular plan updates to align with changing client circumstances and coverage needs. This service handles single-family homes, apartments, retail locations, and restaurants, securing broader financial safety for diverse property types across the local area.
The Insurance Center serves homeowners, businesses, and property managers in Brandon, Mississippi, who require additional liability protection beyond standard policies. This agency provides umbrella insurance to help cover substantial claims that could arise from accidents or property incidents on residential or commercial premises. Policies are arranged to safeguard assets against major legal judgments and settlement costs. By offering umbrella coverage consultations, they assist local clients in evaluating their current liability exposures. The agency also extends its services to the nearby Flowood and the greater Jackson metro area for greater accessibility.
Serving Brandon, Mississippi, and the surrounding communities, Dennis Chandler operates as a State Farm Insurance Agent handling umbrella insurance needs. This line of coverage provides extra liability protection beyond standard auto and homeowners policies. To assist local residents, the agency evaluates each client’s existing coverage and personal risk factors. A typical job involves a detailed review of a client’s current assets and potential liabilities to recommend an appropriate policy limit.
Ward Insurance Group LLC provides umbrella liability coverage in Brandon, Mississippi, offering policies that extend protection beyond standard auto and homeowners limits. The agency assists clients in assessing their overall risk exposure and securing appropriate additional coverage to safeguard personal assets. It works with individuals needing broader protection against costly lawsuits or major claims. This remains especially relevant when severe spring storms or ice damage in the area result in expensive property claims that could exceed primary policy limits.
Sharon Wood Insurance Agency in Brandon, MS, assists clients with understanding whether a single umbrella policy for one-time liability concerns or a recurring multi-year policy for evolving asset protection better fits their needs. The insurance serves as an extra coverage layer above standard auto and home policies, offering high-limit protection against major claims and lawsuits. Their service operates strictly on an as-needed basis, with no scheduled check-ins; clients arrange consultations only when specific coverage needs arise.
After heavy spring storms sweep through Brandon, homeowners and renters face potential gaps in liability protection that standard policies do not cover. As an umbrella insurance agent, Shelter Insurance - Heather Wimberly addresses this local need by helping clients secure additional coverage above their auto, home, or watercraft policies. This extra layer safeguards assets against major claims or lawsuits. An agent reviews existing policies to detail current limits and typical personal risks. This initial assessment begins with a discussion of property values and daily exposures.
Shelter Insurance - Conner Brown provides general insurance solutions to residents and businesses in the Brandon, MS area, with a strong specialty in umbrella insurance policies that offer extended liability protection beyond standard coverage limits. This added layer of security helps clients safeguard personal assets and business investments from unexpected claims or lawsuits. The agency’s umbrella insurance options serve a variety of commercial sectors, including local offices, warehouses, and food service operations.
Alfa Insurance - Josh Errington Insurance Services provides residential umbrella insurance to homeowners in Brandon, Mississippi, which offers extra liability protection beyond standard policies. The agency also handles commercial umbrella coverage for local businesses facing similar elevated risk scenarios. Serving the Brandon area and surrounding communities, the office ensures clients have comprehensive liability safeguards tailored to their individual exposures. Policies are reviewed periodically, and the agency maintains contact with policyholders to address coverage adjustments between regular scheduled visits.
Farm Bureau Insurance in Brandon, MS, is known for providing umbrella insurance agents who help clients protect their assets beyond standard policy limits. Their service range includes coverage for property and liability risks common to residents and businesses in the area. These agents offer specialized liability protection that kicks in when existing home or auto policies reach their cap. For someone needing extra security against major financial losses, appealing a denied claim for excessive damage is one specialty service they can add on.
What Does an a Umbrella Insurance Agent in Brandon Cost?
The cost of an umbrella insurance policy in Mississippi generally ranges from 150 to 400 dollars per year for one million dollars in coverage. Higher limits, such as two million or five million dollars, will increase the premium. Factors like your credit score, claims history, and number of properties also affect the price. This is general information and not insurance advice.
About umbrella insurance agents in Brandon
An umbrella insurance agent in Brandon, Mississippi can help you add an extra layer of liability protection beyond your auto and homeowners policies. Mississippi law does not require umbrella insurance, but it can protect your assets from large claims or lawsuits. Local agents in Brandon understand the risks specific to the state, such as severe weather liability and auto accident exposure.
Frequently Asked Questions
What does an umbrella insurance agent in Brandon do?
An umbrella insurance agent helps you purchase a personal umbrella policy that provides additional liability coverage above your existing policies. In Mississippi, this coverage typically starts at one million dollars and can protect against claims like bodily injury or property damage. The agent will review your current insurance to recommend the right limit for your situation.
Do I need umbrella insurance in Mississippi?
Umbrella insurance is not required by Mississippi law, but it is recommended if you have significant assets or face higher liability risks. For example, if you own a home with a pool or have a teenage driver, an umbrella policy can help cover legal costs and settlements. Mississippi courts can award large judgments, so extra coverage can be valuable.
How much does an umbrella insurance policy cost in Mississippi?
In Mississippi, a one million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. Costs depend on your risk factors like number of vehicles, driving record, and property value. An agent in Brandon can provide a specific quote based on your personal details.
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