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Find Umbrella Insurance Agents Near You in Waipahu, HI

Browse umbrella insurance agents serving Waipahu, Hawaii. Updated 2026-07-14.

The top-rated umbrella insurance agent in Waipahu, Hawaii is Larry Welsch - State Farm Insurance Agent, rated 5.0 stars across 208 reviews. Other highly rated options include Guy Matsumoto - State Farm Insurance Agent, Valerie Bruner at Comparion Insurance Agency, Kendrick Nishiguchi at Comparion Insurance Agency. This directory lists 18 umbrella insurance agents serving Waipahu.

Showing 18 umbrella insurance agents in Waipahu, HIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Larry Welsch - State Farm Insurance Agent94-429 Ukeʻe St #101(808) 944-3450
2Guy Matsumoto - State Farm Insurance Agent94-849 Lumiaina St Ste 104(808) 671-7888
3Valerie Bruner at Comparion Insurance Agency94-849 Lumiaina St #206(808) 650-6105
4Kendrick Nishiguchi at Comparion Insurance Agency94-849 Lumiaina St #206(808) 650-6071
5Susan Santos - State Farm Insurance Agent94-229 Waipahu Depot St #201(808) 677-0098
6Dawn Mira-Whitson: Allstate Insurance94-210 Pupukahi St Ste 208(808) 677-1428
7Ricky Bonilla: Allstate Insurance94-050 Farrington Hwy Ste B1-8(808) 676-0501
8Deborah Sumulong at Comparion Insurance Agency94-849 Lumiaina St #206(808) 650-6074
9Leilani Yee at Comparion Insurance Agency94-849 Lumiaina St #206(808) 650-6073
10Roy D Burnett Jr - State Farm Insurance Agent94-487 Akoki St Ste 103(808) 688-1551
LW
94-429 Ukeʻe St #101
Larry Welsch - State Farm Insurance Agent
Umbrella Insurance Agent · Waipahu, HI

Larry Welsch - State Farm Insurance Agent serves Waipahu in Honolulu County, offering umbrella insurance policies that extend liability coverage beyond standard homeowners and auto limits. The agency helps property owners protect assets against major claims and lawsuits. Its services assist clients in Waipahu with financial risk management appropriate for growing families and businesses. The agent handles personal umbrella policies designed to provide additional security in this region. Specific services for the area include consulting on coverage limits tailored to local property values and coordinating umbrella plans with existing auto and homeowners insurance.

GM
94-849 Lumiaina St Ste 104
Guy Matsumoto - State Farm Insurance Agent
Umbrella Insurance Agent · Waipahu, HI

Guy Matsumoto - State Farm Insurance Agent in Waipahu, HI, provides umbrella insurance services that extend personal liability coverage beyond standard policies. The agent offers customized protection plans designed to shield clients from major claims and lawsuits, with ongoing policy reviews to ensure adequate limits. Hilo-area homeowners, apartment dwellers, and retail establishments benefit from this added security, which also covers restaurants facing higher liability exposures on their commercial premises.

VB
94-849 Lumiaina St #206
Valerie Bruner at Comparion Insurance Agency
Umbrella Insurance Agent · Waipahu, HI

Homeowners, property managers, and small businesses in need of liability protection above standard policy limits turn to Valerie Bruner at Comparion Insurance Agency for umbrella coverage. This agency helps clients assess their personal assets and potential exposure to financial loss. It assists in selecting appropriate excess liability policies to safeguard savings and future earnings. Services extend across Waipahu, HI, including consultations for residents and businesses in nearby Ewa Beach and the greater Pearl City area.

KN
94-849 Lumiaina St #206
Kendrick Nishiguchi at Comparion Insurance Agency
Umbrella Insurance Agent · Waipahu, HI

Kendrick Nishiguchi at Comparion Insurance Agency provides one-time policy procurement for those seeking immediate liability protection beyond standard limits, while also offering recurring coverage management for ongoing, renewable umbrella insurance needs. This service safeguards clients in Waipahu, HI, against excess claims that exceed underlying auto or homeowners policies. The agent does not offer scheduled maintenance visits; instead, service operates on an as-needed basis, triggered by the client’s request for a new policy or to address changes in their coverage requirements.

SS
94-229 Waipahu Depot St #201
Susan Santos - State Farm Insurance Agent
Umbrella Insurance Agent · Waipahu, HI

Susan Santos - State Farm Insurance Agent in Waipahu, HI, specializes in providing umbrella insurance policies, which offer an extra layer of liability coverage beyond standard home or auto plans. This agent also assists clients with general insurance needs, including automobile, homeowners, and life coverage. In an island community prone to heavy rainfall and occasional flash flooding, the added protection of an umbrella policy can help safeguard against unexpected liability claims arising from accidents or injuries on one’s property during stormy weather.

DM
94-210 Pupukahi St Ste 208
Dawn Mira-Whitson: Allstate Insurance
Umbrella Insurance Agent · Waipahu, HI

Dawn Mira-Whitson: Allstate Insurance provides personal and commercial insurance solutions in Waipahu, HI. The agency specializes in umbrella insurance, which adds an extra layer of liability protection beyond standard policies for both individuals and businesses. This coverage helps safeguard assets from major claims or lawsuits. The agency can serve a variety of commercial sectors, including offices, warehouses, and food service establishments.

RB
94-050 Farrington Hwy Ste B1-8
Ricky Bonilla: Allstate Insurance
Umbrella Insurance Agent · Waipahu, HI

With the summer storm season approaching homes in Waipahu, residents often seek protection against liability risks from accidents or property damage. Ricky Bonilla: Allstate Insurance provides local umbrella insurance agent services to address these coverage needs. This agency helps clients add extra liability limits beyond standard home and auto policies, offering a defense against major claims or lawsuits. A consultation begins with a review of existing policies and potential exposure, which leads to an initial inspection of current assets and liability thresholds.

DS
94-849 Lumiaina St #206
Deborah Sumulong at Comparion Insurance Agency
Umbrella Insurance Agent · Waipahu, HI

Deborah Sumulong at Comparion Insurance Agency provides umbrella insurance to residential clients in Waipahu, offering an extra layer of liability protection beyond standard policies. Commercial coverage is also available for local business owners who require higher policy limits. Service extends throughout the Waipahu area, helping households and companies manage large claims risks. After an initial umbrella policy is established, clients may return for adjustments as their assets or business operations grow, ensuring coverage remains appropriate between regular renewal visits.

LY
94-849 Lumiaina St #206
Leilani Yee at Comparion Insurance Agency
Umbrella Insurance Agent · Waipahu, HI

Leilani Yee at Comparion Insurance Agency is the company to contact for umbrella insurance in Waipahu, HI. Umbrella policies provide an extra layer of personal liability coverage extending beyond the limits of standard homeowners and auto policies. This service helps protect local residents from major claims and lawsuits, offering greater peace of mind. For those with significant assets to guard or exposure to higher risk, this agency can also tailor a specialty personal umbrella policy to coordinate seamlessly with existing coverage.

RD
94-487 Akoki St Ste 103
Roy D Burnett Jr - State Farm Insurance Agent
Umbrella Insurance Agent · Waipahu, HI
JB
94-849 Lumiaina St #206
Jenny Babcock at Comparion Insurance Agency
Umbrella Insurance Agent · Waipahu, HI
(808) 913-6102
comparioninsurance.com/insurance-agent/hawaii/waipahu-0653/jenny-babcock
CI
94-849 Lumiaina St #206
Comparion Insurance Agency
Umbrella Insurance Agent · Waipahu, HI
(808) 487-0628
comparioninsurance.com/insurance-agent/hawaii/waipahu-0653
CK
94-849 Lumiaina St #206
Ched Kobayashi at Comparion Insurance Agency
Umbrella Insurance Agent · Waipahu, HI
(808) 650-6162
comparioninsurance.com/insurance-agent/hawaii/waipahu-0653/chedkobayashi
KC
94-849 Lumiaina St #206
Kai Chen at Comparion Insurance Agency
Umbrella Insurance Agent · Waipahu, HI
(808) 650-6165
comparioninsurance.com/insurance-agent/hawaii/waipahu-0653/kaichen
NT
94-1024 Waipio Uka St #203
Nathan Tachino - State Farm Insurance Agent
Umbrella Insurance Agent · Waipahu, HI
(808) 677-5800
bestinsurancehawaii.com
BL
94-1024 Waipio Uka St # 207
Bankers Life
Umbrella Insurance Agent · Waipahu, HI
(818) 885-3800
branches.bankerslife.com/hi/waipahu/94-1024-waipio-uka-st
SF
94-849 Lumiaina St #104
State Farm Insurance
Umbrella Insurance Agent · Waipahu, HI
PB
94-487 Akoki St STE 104
Plan Benefits Hawaii, LLC
Umbrella Insurance Agent · Waipahu, HI
(808) 650-5544

What Does an a Umbrella Insurance Agent in Waipahu Cost?

The cost of an umbrella insurance policy in Hawaii typically ranges from 150 to 350 dollars per year for 1 million dollars in coverage. Factors that affect price include your driving record number of properties and claims history. Premiums may be slightly higher in Waipahu due to localized risk factors. This is general information and not insurance advice.

About umbrella insurance agents in Waipahu

An umbrella insurance agent in Waipahu can help you secure extra liability coverage beyond your standard home and auto policies. Hawaii law requires minimum liability limits for vehicles but does not mandate umbrella insurance. Local agents understand the unique risks of island living such as oceanfront property liability and visitor-related incidents.

Frequently Asked Questions

What does an umbrella insurance agent in Waipahu do?

An umbrella insurance agent helps you purchase a personal umbrella policy that provides additional liability coverage above your existing home and auto insurance. This policy can protect your assets in case of a major lawsuit or accident. Agents in Waipahu can explain how this coverage interacts with Hawaii specific laws.

How much umbrella insurance coverage do I need in Hawaii?

Most agents recommend at least 1 million dollars in umbrella coverage due to Hawaii high cost of living and potential for large liability claims. Your specific needs depend on your assets and risk factors such as owning rental property or having a pool. An agent can help you evaluate the right amount for your situation.

Is umbrella insurance required by law in Hawaii?

No umbrella insurance is not required by Hawaii law. However it is strongly recommended for individuals with significant assets or high risk activities. Hawaii does require minimum auto liability insurance of 20 thousand dollars per person and 40 thousand dollars per accident but umbrella policies go beyond these limits.

Umbrella Insurance Agents in Other Hawaii Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.