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Browse umbrella insurance agents serving Hilo, Hawaii. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Hilo, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 20 umbrella insurance agents in Hilo, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Iris Kuwaye - State Farm Insurance Agent
9 Lei St, Hilo, HI 96720
(808) 935-3375
iriskuwaye.com
Claire Justo - State Farm Insurance Agent
2100 Kanoelehua Ave Ste 212, Hilo, HI 96720
(808) 935-4455
myjustrightinsurance.com
Pyramid Insurance - Hilo
48 Kamana St Suite #103, Hilo, HI 96720
(808) 969-7174
pyramidins.com
Fast Insurance Agency HI
218 Kamehameha Ave, Hilo, HI 96720
(808) 645-4364
Business Insurance Services Inc
1080 Kilauea Ave, Hilo, HI 96720
(808) 935-1888
bisihi.com
Mind Insurance HI
344 Kilauea Ave, Hilo, HI 96720
(808) 646-3602
Trust Guard Insurance HI
451 Kekuanaoa St, Hilo, HI 96720
(808) 736-1914
Hawaiian Islands Insurance, Inc.
166 Kamehameha Ave #8, Hilo, HI 96720
(808) 933-3000
hawaiian.insure
Daniel De Soto Insurance
275 Ponahawai St # 105, Hilo, HI 96720
(808) 961-3207
hawaiiislandinsurance.com
Moa Insurance Services Hawai'i
1321 Kinoole St, Hilo, HI 96720
(808) 333-3456
Atlas Insurance Agency
80 Pauahi St STE 105, Hilo, HI 96720
(808) 935-2943
atlasinsurance.com
American Mutual Group
Century Bldg, 80 Pauahi St STE 105, Hilo, HI 96720
(808) 969-1688
Pacific Island Insurance LLC
166 Kamehameha Ave Ste 7, Hilo, HI 96720
(808) 933-3000
Mutual Underwriters - Hilo
275 Ponahawai St # 105, Hilo, HI 96720
(808) 969-1110
Treasury Insurance Co
522 Kinoole St, Hilo, HI 96720
(808) 645-4146
home.treasury.gov
Alliant Insurance Services, Inc.
101 Aupuni St # 133, Hilo, HI 96720
(808) 481-4828
alliant.com
Prudential Insurance Co
1510 Kilauea Ave, Hilo, HI 96720
(808) 935-1948
Finance Insurance Ltd
605 Laukapu St Ste#201, Hilo, HI 96720
(808) 933-1288
financeinsurance.com
Benefits Consultants-Hawaii
17 Makaala St # 101, Hilo, HI 96720
(808) 933-1404
Stan A Kinoshita & Associates Inc
410 Kilauea Ave, Hilo, HI 96720
(808) 935-2888
sakinoshita.com
An umbrella insurance agent in Hilo can help you secure extra liability coverage that goes beyond your standard home and auto policies. Hawaii law requires all drivers to carry minimum liability insurance, but an umbrella policy adds an additional layer of protection for your savings and future earnings. Many Hilo residents choose umbrella insurance to guard against claims from accidents on their property or while driving on the Big Island.
What Does a Umbrella Insurance Agent in Hilo Cost?
The cost of an umbrella insurance policy in Hawaii typically ranges from 150 to 300 dollars per year for one million dollars in coverage. Factors that affect the premium include your driving record, the number of properties you own, and your claims history. Rates may be slightly higher on the Big Island due to increased risk from volcanic activity or coastal flooding. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance policy cover in Hawaii?
An umbrella policy provides extra liability coverage above your home and auto insurance limits. It can cover legal defense costs and pay for damages if you are sued for an accident. In Hawaii, this is especially important for claims related to slip and fall incidents or car accidents on winding roads.
How much umbrella coverage do I need in Hilo?
Most agents recommend at least one million dollars in umbrella coverage. The right amount depends on your assets, income, and risk factors. A local agent in Hilo can review your situation and help you choose a limit that fits your needs.
Can I get umbrella insurance if I do not own a home in Hawaii?
Yes, you can get umbrella insurance even if you rent a home or apartment in Hilo. You must have an underlying auto or renters insurance policy first. The umbrella policy will then extend your liability coverage for incidents at your rental or while driving.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Hawaii.