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Compare Umbrella Insurance Agents in Wilmington, DE

Compare umbrella insurance agents in Wilmington. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Wilmington, DE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Delaware before hiring.
Showing 20 umbrella insurance agents in Wilmington, DE Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Anne Scharp - GEICO Insurance Agent
3925 Kirkwood Hwy, Wilmington, DE 19808
(302) 998-9192 geico.com
Tara McDonald - State Farm Insurance Agent
4408 Limestone Rd, Wilmington, DE 19808
(302) 234-1116 insuringdelaware.com
Ray Aungst: Allstate Insurance
5301 Limestone Rd #124, Wilmington, DE 19808
(302) 291-3500 agents.allstate.com
Abby Pubusky - State Farm Insurance Agent
1805 Foulk Rd Suite H, Wilmington, DE 19810
(302) 434-3333 covermeabby.com
Ray Romano - State Farm Insurance Agent
2502 Silverside Rd Ste 8, Wilmington, DE 19810
(302) 485-4426 romanoinsurance.com
McAfee Insurance Agency
1816 W 4th St, Wilmington, DE 19805
(302) 655-7999 mcafeeinsure.com
Wiswall Insurance Agency
1035 N Lincoln St Suite 300, Wilmington, DE 19805
(302) 791-7600 wiswall-insurance.com
Charles Potter Jr. Insurance Agency
5506 Kirkwood Hwy, Wilmington, DE 19808
(302) 995-5451 cpjrinsurance.com
Choice Insurance Agency - Delaware
1906 Newport Gap Pike, Wilmington, DE 19808
(302) 998-1412 choiceins.com
Prominent Insurance Services
1201 Orange St #7295, Wilmington, DE 19801
(302) 351-3368 prominentagency.com
A to Z Insurance
1604 W Newport Pike, Wilmington, DE 19804
(302) 652-5606 atozinsuranceonline.com
Farmers Mutual Fire Insurance Company of Salem County
1 Avenue of the Arts, Wilmington, DE 19801
(856) 935-1851 farmersofsalem.com
Anne Scharp Insurance
3925 Kirkwood Hwy, Wilmington, DE 19808
(302) 772-6520 annescharpinsurance.com
Goosehead Insurance - Brian Dougherty
5560 Kirkwood Hwy, Wilmington, DE 19808
(302) 483-7099 agents.goosehead.com
Smalls Insurance Agency Inc.
5227 W Woodmill Dr, Wilmington, DE 19808
(302) 633-1980 smallinsuranceagency.com
McHugh Insurance Group
2417 Silverside Rd # 2, Wilmington, DE 19810
(302) 299-9199 mchughinsurancegroup.com
Lord Insurance Company, Inc
1309 Veale Rd #12, Wilmington, DE 19810
(302) 212-4317 lordinsco.com
Allen Insurance Associates Inc. t/a Allen Insurance Group
410 Delaware Ave, Wilmington, DE 19801
(302) 654-8823 alleninsurance.com
Drass Insurance Agency
5700 Kirkwood Hwy, Wilmington, DE 19808
(302) 998-1331 drassinsurance.com
Dewberry Insurance Agency
5700 Kirkwood Hwy Ste 103, Wilmington, DE 19808
(302) 995-9550 dewberryinsurance.com

An umbrella insurance agent in Wilmington Delaware helps you obtain personal liability coverage that extends beyond the limits of your auto and homeowners policies. Delaware law does not require umbrella insurance, but it can provide crucial protection against lawsuits and large claims. Agents in Wilmington can tailor a policy to cover legal defense costs and settlements that exceed your primary insurance limits.

What Does a Umbrella Insurance Agent in Wilmington Cost?

In Delaware, the cost of a one million dollar umbrella policy typically ranges from 150 to 300 dollars per year. Higher coverage amounts, such as two million or five million dollars, can cost between 300 and 800 dollars annually. Your premium depends on factors like the number of homes and vehicles you own, your driving record, and your claims history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Wilmington do?
An umbrella insurance agent helps you evaluate your liability risks and purchase a policy that provides additional coverage above your existing auto and home insurance. They explain how the policy works with your current insurance and advise on coverage limits based on your assets.
How much umbrella coverage do I need in Delaware?
Most agents recommend at least one million dollars in umbrella coverage, but the right amount depends on your net worth and potential liability risks. Delaware courts can award large judgments, so higher limits may be wise for homeowners or those with significant savings.
Do I need umbrella insurance if I have a Delaware auto policy?
Yes, because your auto insurance liability limits may not be enough to cover a serious accident. Umbrella insurance provides an extra layer of protection, and it can also cover incidents not included in auto policies, such as libel or slander.