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HomeUmbrella Insurance AgentsDelaware › Wilmington

Find Umbrella Insurance Agents Near You in Wilmington, DE

Browse umbrella insurance agents serving Wilmington, Delaware. Updated 2026-07-14.

The top-rated umbrella insurance agent in Wilmington, Delaware is Anne Scharp - GEICO Insurance Agent, rated 4.5 stars across 609 reviews. Other highly rated options include Tara McDonald - State Farm Insurance Agent, Ray Aungst: Allstate Insurance, Abby Pubusky - State Farm Insurance Agent. This directory lists 30 umbrella insurance agents serving Wilmington.

Showing 30 umbrella insurance agents in Wilmington, DEListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Anne Scharp - GEICO Insurance Agent3925 Kirkwood Hwy(302) 998-9192
2Tara McDonald - State Farm Insurance Agent4408 Limestone Rd(302) 234-1116
3Ray Aungst: Allstate Insurance5301 Limestone Rd #124(302) 291-3500
4Abby Pubusky - State Farm Insurance Agent1805 Foulk Rd Suite H(302) 434-3333
5Ray Romano - State Farm Insurance Agent2502 Silverside Rd Ste 8(302) 485-4426
6McAfee Insurance Agency1816 W 4th St(302) 655-7999
7Charles Potter Jr. Insurance Agency5506 Kirkwood Hwy(302) 995-5451
8Wiswall Insurance Agency1035 N Lincoln St Suite 300(302) 791-7600
9Prominent Insurance Services1201 Orange St #7295(302) 351-3368
10Choice Insurance Agency - Delaware1906 Newport Gap Pike(302) 998-1412
AS
3925 Kirkwood Hwy
Anne Scharp - GEICO Insurance Agent
Umbrella Insurance Agent · Wilmington, DE

Anne Scharp - GEICO Insurance Agent serves the Wilmington, Delaware metro area as a provider of umbrella insurance policies. Offering supplemental liability coverage, this agency helps clients protect their assets beyond standard homeowner, auto, or boat policies. Umbrella insurance for residents addresses risks from serious accidents or unforeseen events that could lead to costly claims or lawsuits. The agency handles private client consultations to evaluate coverage gaps. It also assists with umbrella policy integration for existing GEICO home and car insurance packages.

TM
4408 Limestone Rd
Tara McDonald - State Farm Insurance Agent
Umbrella Insurance Agent · Wilmington, DE

Serving Wilmington, Delaware, and the surrounding communities, Tara McDonald - State Farm Insurance Agent handles umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. These policies help protect clients against major claims and lawsuits that could threaten personal assets. For a typical job, the agent begins by evaluating a client’s current liability risks, explains the supplemental protection umbrella coverage offers, and then customizes policy limits to address the specific needs uncovered during that initial review.

RA
5301 Limestone Rd #124
Ray Aungst: Allstate Insurance
Umbrella Insurance Agent · Wilmington, DE

Ray Aungst: Allstate Insurance in Wilmington, DE, offers umbrella insurance through either a one-time policy review or an ongoing service agreement for continual coverage adjustments. Umbrella insurance provides additional liability protection beyond standard auto or homeowners policies, covering legal fees and large settlement costs for unexpected incidents. This extra layer safeguards personal assets against major claims. Service runs as needed when policyholders request modifications or file a claim for a liability event, ensuring coverage evolves with changing circumstances.

AP
1805 Foulk Rd Suite H
Abby Pubusky - State Farm Insurance Agent
Umbrella Insurance Agent · Wilmington, DE

Abby Pubusky - State Farm Insurance Agent in Wilmington, DE, provides general insurance solutions and expands coverage through umbrella insurance policies. These policies offer additional liability protection beyond standard home and auto limits, safeguarding assets from major claims or lawsuits. The agency assists clients in evaluating their personal risk exposure to determine appropriate coverage levels. Business operations served include offices seeking liability buffers, warehouses managing property liability risks, and food service establishments requiring comprehensive liability safeguards.

RR
2502 Silverside Rd Ste 8
Ray Romano - State Farm Insurance Agent
Umbrella Insurance Agent · Wilmington, DE

Ray Romano - State Farm Insurance Agent, based in Wilmington, Delaware, provides residential umbrella insurance coverage to safeguard homeowners from liability claims that exceed standard policy limits. Commercial umbrella policies are also available for local businesses seeking additional protection. The agency serves the broader Wilmington area, assisting clients with catastrophe liability planning. After an initial policy placement, the agent follows up around renewal periods to review coverage needs, ensuring protection remains adequate between regular service visits.

MI
1816 W 4th St
McAfee Insurance Agency
Umbrella Insurance Agent · Wilmington, DE

McAfee Insurance Agency in Wilmington, Delaware provides personal umbrella liability coverage that extends beyond the limits of standard home and auto policies. Clients choose between a one-time policy purchase for immediate, temporary needs or a recurring annual policy that ensures continuous protection without gaps. This extra layer of coverage safeguards assets from major claims or lawsuits. Service is conducted on an as-needed basis, allowing policyholders to arrange evaluations when their risk profile changes or their current coverage limit requires review.

CP
5506 Kirkwood Hwy
Charles Potter Jr. Insurance Agency
Umbrella Insurance Agent · Wilmington, DE

Residential clients in Wilmington, Delaware seeking additional coverage for personal liability needs can contact Charles Potter Jr. Insurance Agency. The firm also works with commercial accounts that require protection beyond standard policy limits for risks they may face. Service is provided to individuals and businesses in the local area. Between policy renewals and annual reviews, the office can assist clients who have questions about their protection or wish to adjust coverage following life changes or asset changes.

WI
1035 N Lincoln St Suite 300
Wiswall Insurance Agency
Umbrella Insurance Agent · Wilmington, DE

Wiswall Insurance Agency in Wilmington, Delaware helps individuals and businesses manage significant financial risk through comprehensive liability coverage. Their specialty umbrella insurance extends beyond standard policy limits, providing an extra layer of protection against major claims and lawsuits. This coverage is designed to safeguard assets for a wide range of commercial clients, from professional offices and retail warehouses to food service establishments requiring robust liability solutions for their daily operations.

PI
1201 Orange St #7295
Prominent Insurance Services
Umbrella Insurance Agent · Wilmington, DE

Prominent Insurance Services serves clients in Wilmington and throughout New Castle County as an umbrella insurance agent. Umbrella insurance provides an extra layer of liability protection that extends beyond the limits of standard homeowners and auto policies. This coverage helps shield personal assets from costly lawsuits and major claims. The company assists customers in securing this additional liability coverage to safeguard against unforeseen events. Its specialists handle both personal umbrella policies and the coordination of higher liability limits.

CI
1906 Newport Gap Pike
Choice Insurance Agency - Delaware
Umbrella Insurance Agent · Wilmington, DE

Choice Insurance Agency - Delaware is recognized for providing personal umbrella insurance solutions in Wilmington and the surrounding area. Its standard service range includes adding substantial liability coverage beyond the limits of auto and homeowners policies to help protect personal assets. The agency can assist clients in securing additional liability protection covering incidents such as libel or slander. It also offers the convenient add-on of coverage for legal defense costs.

AS
3925 Kirkwood Hwy
Anne Scharp Insurance
Umbrella Insurance Agent · Wilmington, DE
(302) 772-6520
annescharpinsurance.com
TZ
1604 W Newport Pike
A to Z Insurance
Umbrella Insurance Agent · Wilmington, DE
(302) 652-5606
atozinsuranceonline.com
GI
5560 Kirkwood Hwy
Goosehead Insurance - Brian Dougherty
Umbrella Insurance Agent · Wilmington, DE
(302) 483-7099
agents.goosehead.com/de/wilmington/5560-kirkwood-highway
MI
2417 Silverside Rd # 2
McHugh Insurance Group
Umbrella Insurance Agent · Wilmington, DE
(302) 299-9199
mchughinsurancegroup.com
FM
1 Avenue of the Arts
Farmers Mutual Fire Insurance Company of Salem County
Umbrella Insurance Agent · Wilmington, DE
(856) 935-1851
farmersofsalem.com
AI
410 Delaware Ave
Allen Insurance Associates Inc. t/a Allen Insurance Group
Umbrella Insurance Agent · Wilmington, DE
(302) 654-8823
alleninsurance.com
LI
1309 Veale Rd #12
Lord Insurance Company, Inc
Umbrella Insurance Agent · Wilmington, DE
(302) 212-4317
lordinsco.com
DI
5700 Kirkwood Hwy Ste 103
Dewberry Insurance Agency
Umbrella Insurance Agent · Wilmington, DE
(302) 995-9550
dewberryinsurance.com
SI
5227 W Woodmill Dr
Smalls Insurance Agency Inc.
Umbrella Insurance Agent · Wilmington, DE
(302) 633-1980
smallinsuranceagency.com
JP
2055 Limestone Rd #200D
J. Peter & Associates, LLC
Umbrella Insurance Agent · Wilmington, DE
(866) 949-1930
jpeterassoc.com
DI
5700 Kirkwood Hwy
Drass Insurance Agency
Umbrella Insurance Agent · Wilmington, DE
(302) 998-1331
drassinsurance.com
LB
715 Greenbank Rd
Lisa Broadbent Ins Inc
Umbrella Insurance Agent · Wilmington, DE
(302) 998-2224
lisabroadbentinsurance.com
NI
1211 Milltown Rd Ste B
Nationwide Insurance: Albidress-Sanderson Agency, Inc.
Umbrella Insurance Agent · Wilmington, DE
(302) 368-3010
albidressagency.com
WI
4550 New Linden Hill Rd Suite 303
Williams Insurance Agency Inc
Umbrella Insurance Agent · Wilmington, DE
(302) 239-5500
williamsagency.com
NI
501 Silverside Rd Ste 40
Nationwide Insurance: Rick Galster Iii Insurance Agency Inc.
Umbrella Insurance Agent · Wilmington, DE
(302) 475-6200
agency.nationwide.com/de/wilmington/19809/g&g-insurance-&-financial-group-llc
WI
1403 Silverside Rd #3b
Wilmington Insurance Company
Umbrella Insurance Agent · Wilmington, DE
(302) 655-0800
wilmingtoninsco.com
UI
1007 Orange St STE 220
USI Insurance Services
Umbrella Insurance Agent · Wilmington, DE
(302) 658-8000
usi.com
BI
2006 Foulk Rd STE C
Bellevue Insurance Services, LLC
Umbrella Insurance Agent · Wilmington, DE
(302) 246-2400
bellevue-insurance.com
UI
1521 Concord Pike st 303
Universa Insurance
Umbrella Insurance Agent · Wilmington, DE
(888) 870-5871
HI
1013 Centre Rd
HUB International
Umbrella Insurance Agent · Wilmington, DE
(302) 429-8500
hubinternational.com/offices/us/delaware/wilmington

What Does an a Umbrella Insurance Agent in Wilmington Cost?

In Delaware, the cost of a one million dollar umbrella policy typically ranges from 150 to 300 dollars per year. Higher coverage amounts, such as two million or five million dollars, can cost between 300 and 800 dollars annually. Your premium depends on factors like the number of homes and vehicles you own, your driving record, and your claims history. This is general information and not insurance advice.

About umbrella insurance agents in Wilmington

An umbrella insurance agent in Wilmington Delaware helps you obtain personal liability coverage that extends beyond the limits of your auto and homeowners policies. Delaware law does not require umbrella insurance, but it can provide crucial protection against lawsuits and large claims. Agents in Wilmington can tailor a policy to cover legal defense costs and settlements that exceed your primary insurance limits.

Frequently Asked Questions

What does an umbrella insurance agent in Wilmington do?

An umbrella insurance agent helps you evaluate your liability risks and purchase a policy that provides additional coverage above your existing auto and home insurance. They explain how the policy works with your current insurance and advise on coverage limits based on your assets.

How much umbrella coverage do I need in Delaware?

Most agents recommend at least one million dollars in umbrella coverage, but the right amount depends on your net worth and potential liability risks. Delaware courts can award large judgments, so higher limits may be wise for homeowners or those with significant savings.

Do I need umbrella insurance if I have a Delaware auto policy?

Yes, because your auto insurance liability limits may not be enough to cover a serious accident. Umbrella insurance provides an extra layer of protection, and it can also cover incidents not included in auto policies, such as libel or slander.

Umbrella Insurance Agents in Other Delaware Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.