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Looking for a umbrella insurance agent in Middletown? Review the directory below to compare your options.
12 agents listed
Updated May 2026
Middletown, DE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Delaware before hiring.
Showing 12 umbrella insurance agents in Middletown, DE
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Christina McKeown - State Farm Insurance Agent
102 Sleepy Hollow Dr #103, Middletown, DE 19709
(302) 378-8014
christinamckeown.com
Ryan Nichols: Allstate Insurance
704 Ash Blvd, Middletown, DE 19709
(302) 864-2230
agents.allstate.com
Stefanie Wooten - State Farm Insurance Agent
14 E Main St, Middletown, DE 19709
(302) 378-8885
letusprotectyou.com
Chuck Montgomery - State Farm Insurance Agent
384 E Main St, Middletown, DE 19709
(302) 449-0001
chuckmontgomery.com
Blue Hen Insurance
1050 Industrial Dr Suite 240, Middletown, DE 19709
(302) 696-2242
blueheninsurance.com
Insurance You Keep
651 N Broad St Suite 204, Middletown, DE 19709
(302) 602-9426
insuranceyoukeep.com
Jeff Ramos - State Farm Insurance Agent
4390 Summit Bridge Rd, Middletown, DE 19709
(302) 376-7775
jefframosinsurance.com
Armor Insurance Brokers
478 Middletown Warwick Rd, Middletown, DE 19709
(302) 449-5556
armorib.com
PeopleFirst Insurance
111 W Main St Suite 202, Middletown, DE 19709
(302) 449-4777
peoplefirstinsurance.org
Crow Insurance Agency, Inc.
106 S Broad St, Middletown, DE 19709
(877) 204-3107
crowinsuranceteam.com
Financial Power Consulting Services LLC
339 Tiger Lily Dr, Middletown, DE 19709
(302) 285-9942
AXA Advisors
406 Meadow Ln, Middletown, DE 19709
(302) 378-0765
Umbrella insurance agents in Middletown Delaware help residents and businesses secure extra liability coverage beyond standard policies. Delaware law requires minimum auto liability limits but umbrella policies provide an additional layer of protection for assets. Local agents can explain how Delaware liability rules affect your coverage needs.
What Does a Umbrella Insurance Agent in Middletown Cost?
Typical costs for a one million dollar umbrella policy in Delaware range from 150 to 300 dollars per year. Higher limits of two to five million dollars may cost 300 to 800 dollars annually. Premiums vary based on your driving record, home value, and number of properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Middletown do?
An umbrella insurance agent helps you purchase a personal or commercial umbrella policy that extends liability coverage beyond your home and auto insurance limits. They assess your risk profile and recommend appropriate coverage amounts based on your assets and Delaware legal requirements.
How much umbrella coverage should I get in Delaware?
Common umbrella policy limits in Delaware start at one million dollars and go up to five million dollars or more. Your agent can help you choose a limit that protects your net worth and future earnings. Delaware does not set a specific minimum for umbrella policies.
Is umbrella insurance required by law in Delaware?
Umbrella insurance is not required by Delaware law. However it is strongly recommended for individuals with significant assets or high liability risk. Delaware follows a modified comparative negligence rule which can affect liability payouts in lawsuits.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Delaware.