The top-rated truck insurance agent in Moses Lake, Washington is Acrisure Moses Lake, WA (Trask Insurance Agency), rated 4.9 stars across 205 reviews. Other highly rated options include Basin Pacific Insurance & Benefits, Hunter Cruz - State Farm Insurance Agent, Ariel Garza - State Farm Insurance Agent. This directory lists 20 truck insurance agents serving Moses Lake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acrisure Moses Lake, WA (Trask Insurance Agency) | 108 W Broadway Ave | (509) 765-0241 |
| 2 | Basin Pacific Insurance & Benefits | 1025 S Pioneer Way | (509) 765-4785 |
| 3 | Hunter Cruz - State Farm Insurance Agent | 504 S Division St | (509) 766-2838 |
| 4 | Ariel Garza - State Farm Insurance Agent | 101 W Broadway Ave | (509) 766-0054 |
| 5 | Kim Baldini-Janke - State Farm Insurance Agent | 420 W Broadway Ave A | (509) 765-8876 |
| 6 | Greg Schlagel: Allstate Insurance | 1101 S Pioneer Way Ste A | (509) 764-8110 |
| 7 | Christopher Arnberg American Family Insurance | 821 E Broadway Ave #18 | (509) 764-5144 |
| 8 | Morgan Insurance & Financial Services | 419 S Division St | (509) 766-1877 |
| 9 | Farmers Insurance - Mario Lopez Agency | 103 E Broadway Ave | (509) 765-0731 |
| 10 | AIC Insurance - Moses Lake | 310 S Cedar St # C | (509) 764-4447 |
Acrisure Moses Lake, WA (Trask Insurance Agency) serves trucking clients in Grant County and the surrounding region with specialized commercial coverage. The agency offers policies tailored for long-haul and local freight operators, focusing on risk management for fleets and owner-operators. Their agents understand the unique exposures of the transportation industry, including cargo liability and physical damage protection. They specifically handle motor truck cargo coverage and non-trucking liability insurance for area commercial drivers.
Basin Pacific Insurance & Benefits provides truck insurance agent services in the Moses Lake, Washington area, helping local commercial drivers secure coverage for their vehicles and operational liabilities. This agency offers assistance with policy selection and claims support to keep working trucks properly insured throughout the year. It services a range of properties including single-family homes, apartments, retail businesses, and restaurants.
Commercial drivers and fleet owners in Moses Lake, WA trust Hunter Cruz - State Farm Insurance Agent for truck insurance policies that protect their business assets and cargo. The agency helps operators navigate coverage requirements for heavy trucks and commercial vehicles operating on local routes. Policies are designed to address liability, physical damage, and cargo protection needs tailored to hauling operations. The agent also serves trucking clients in the surrounding Grant County area and communities near the Columbia Basin.
Ariel Garza - State Farm Insurance Agent serves Moses Lake, Washington, and the surrounding communities of Grant County, handling essential truck insurance coverage for local commercial vehicle operators. The agency focuses on policies that address the unique risks of hauling freight across regional highways and rural routes. To handle a typical job, the agent begins by assessing the client's specific hauling operations and cargo types before customizing a coverage plan that meets legal requirements and protects the business from potential liabilities on the road.
For trucking businesses, the distinction between a one-time cargo policy and a recurring fleet liability plan is significant. Kim Baldini-Janke - State Farm Insurance Agent in Moses Lake, WA offers coverage options to protect commercial vehicles from roadside risks and liability claims common in this region. Service appointments are arranged as needed, with no stipulated schedule for renewals or reviews.
As a truck insurance agent, Greg Schlagel: Allstate Insurance in Moses Lake, WA, offers coverage tailored specifically for commercial vehicles, including liability, physical damage, and cargo protection. It also provides broader personal insurance services for drivers. Agents in this area help trucking businesses manage risks associated with long hauls and unpredictable road conditions. During the winter months, the agency can assist commercial operators in Moses Lake with adjusting policies to account for increased hazards from icy local highways and seasonal weather patterns in Eastern Washington.
As winter approaches in Moses Lake, roads can become hazardous for commercial trucks hauling goods across central Washington. Christopher Arnberg American Family Insurance works with local truckers to secure coverage that addresses these seasonal risks and the unique liability challenges of the profession. The agency specializes in policies designed for independent drivers and small fleet operators navigating the region. An initial consultation involves reviewing vehicle specifications, driving history, and typical cargo routes. That assessment helps determine the appropriate coverage options for each client, beginning with a personalized quote inspection.
Morgan Insurance & Financial Services arranges coverage for trucking operations from its Moses Lake office. The agency secures liability policies required by carriers while also sourcing ocean marine and cargo protection, physical damage insurance for tractors and trailers, and non-trucking liability for owner-operators. Additional specialized offerings include bobtail coverage, rental reimbursement, and personal effects protection. The agency serves a variety of commercial sectors, including trucking offices, warehouses, and food service distribution centers.
Located in Moses Lake, WA, Farmers Insurance - Mario Lopez Agency provides residential truck insurance policies for local vehicle owners. Commercial coverage is also available for businesses that operate trucks within the surrounding region. This agency serves clients throughout the Moses Lake area with insurance solutions suited to various trucking needs. After a policy is placed, the representative can offer follow-up discussions about coverage adjustments or any changes to a client’s driving situation. This type of ongoing service helps maintain proper protection between regular policy renewal visits.
What Does a a Truck Insurance Agent in Moses Lake Cost?
Truck insurance costs in Washington vary widely based on driving record, cargo type, and coverage limits. A basic liability policy for a single truck might range from $5,000 to $12,000 per year, while full coverage with physical damage and cargo can exceed $20,000 annually. Factors like fleet size and safety history also affect premiums. This is general information, not insurance advice.
About truck insurance agents in Moses Lake
Truck insurance agents in Moses Lake, Washington help owner-operators and fleet managers find coverage that meets state requirements. Washington law mandates minimum liability insurance for commercial trucks, and local agents understand the unique risks of driving in Grant County and along I-90. They can guide you through options like physical damage, cargo, and non-trucking liability coverage.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Washington?
Washington requires commercial trucks to carry at least $750,000 in liability insurance for interstate hauling, as per federal regulations. For intrastate operations, the state may require lower limits, but agents can help you meet all legal minimums.
Do I need a specific type of insurance for hauling cargo in Moses Lake?
Yes, cargo insurance is often required if you haul goods for hire. This coverage protects the value of the freight you transport. Many agents in Moses Lake offer policies tailored to agricultural products and other common local cargo.
Can a truck insurance agent help with Washington state filing requirements?
Yes, agents can assist with filing proof of insurance with the Washington Utilities and Transportation Commission. They also help ensure your policy meets the state's financial responsibility laws, which require evidence of coverage for all registered commercial vehicles.