The top-rated truck insurance agent in Federal Way, Washington is Brian Harris - State Farm Insurance Agent, rated 4.9 stars across 760 reviews. Other highly rated options include Julia Johnson - State Farm Insurance Agent, Brady Nelson - State Farm Insurance Agent, Federal Way Ace Insurance & Retirement Services. This directory lists 19 truck insurance agents serving Federal Way.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brian Harris - State Farm Insurance Agent | 34004 16th Ave S | (253) 838-4902 |
| 2 | Julia Johnson - State Farm Insurance Agent | 3450 S 344th Way Suite 110 | (253) 927-2886 |
| 3 | Brady Nelson - State Farm Insurance Agent | 33434 8th Ave S STE 105 | (253) 874-4000 |
| 4 | Federal Way Ace Insurance & Retirement Services | 33100 Pacific Hwy S #1 | (253) 442-6222 |
| 5 | Kyle Van Santen - State Farm Insurance Agent | 1400 S 312th St #2 | (253) 838-0422 |
| 6 | Kurt Kwon - State Farm Insurance Agent | 32001 32nd Ave S Ste 305 | (253) 529-4499 |
| 7 | Greg Green Insurance Agency | 33720 9th Ave S Ste 2 | (253) 216-2378 |
| 8 | Farmers Insurance - Esperanza Vasquez | 29100 Pacific Hwy S #5 | (206) 268-0407 |
| 9 | Bill Love: Allstate Insurance | 29918 Pacific Hwy S | (253) 568-0036 |
| 10 | Inszone Insurance Services | 33301 1st Way S Suite C130 | (253) 838-1301 |
Brian Harris - State Farm Insurance Agent serves the Federal Way, Washington area as a truck insurance agent. This agency provides commercial coverage options tailored for truck owners and operators in the region. Policies can help protect vehicles, cargo, and business liabilities on local and long-haul routes. Brian Harris - State Farm Insurance Agent offers truck insurance that includes physical damage coverage and liability protection for Federal Way trucking businesses.
Julia Johnson, operating as a State Farm Insurance Agent in Federal Way, Washington, provides comprehensive truck insurance services to local commercial vehicle operators. This agency assists clients with selecting appropriate liability, cargo, and physical damage coverage, and offers ongoing policy reviews to help adjust plans as business needs evolve. Standard service plans include access to roadside assistance and claims support, ensuring drivers remain compliant with industry regulations. The agent serves a diverse range of clients, including single-family homeowners, apartment complexes, retail storefronts, and restaurants operating delivery fleets.
Brady Nelson - State Farm Insurance Agent serves local business owners, commercial fleets, and independent truckers in Federal Way, Washington. The agency offers truck insurance policies that cover liability, cargo, and physical damage for a range of commercial vehicles. Regular review of coverage limits helps clients stay aligned with regulatory requirements and operational needs. The office also assists with business auto insurance and general liability packages. It provides service to trucking operators and companies throughout the broader South King County area, including nearby Kent.
Federal Way Ace Insurance & Retirement Services in Federal Way, WA, distinguishes between one-time policy setups for immediate needs and recurring service plans for ongoing fleet adjustments. Their truck insurance coverage addresses liability, cargo protection, and physical damage for local commercial vehicles. They also assist with compliance documentation for regional freight operations. Service arrangements run on a one-time, scheduled, or as-needed basis depending on client preference for policy reviews or new vehicle additions.
Kyle Van Santen - State Farm Insurance Agent in Federal Way, WA offers specialized truck insurance policies designed to protect commercial vehicles, cargo, and fleet operations. The agency also provides general personal and business insurance coverage to meet diverse local needs. Its services include helping professional drivers manage liability risks associated with long-haul routes and significant cargo value. During the winter season, the agency specifically assists truckers with coverage adjustments to handle increased hazards from icy roads and weather-related delays.
As the busy shipping season picks up in Federal Way and the surrounding I-5 corridor, fleets face increased pressure to keep commercial vehicles compliant and insured. Kurt Kwon - State Farm Insurance Agent helps local trucking operators find coverage that meets Washington’s liability requirements while protecting their assets on the road. Policies are tailored for short-haul and long-haul operations, addressing common exposures like cargo damage and roadside breakdowns. The process begins with a review of the fleet’s current certificates and a straightforward initial assessment of truck condition and driver records.
Greg Green Insurance Agency in Federal Way, Washington, is known for providing tailored protection for commercial trucking operations. Its services cover vehicles operating within the area as well as those crossing regional and national routes. The agency works with trucking clients to address liability risks and regulatory requirements common in the industry. As a specialty service, the agency can assist with cargo insurance to protect freight during transit.
Farmers Insurance - Esperanza Vasquez provides residential truck insurance services to clients in Federal Way, Washington. The agency also offers commercial coverage for operators requiring protection beyond standard personal policies. Service includes protection for trucks used in local and regional hauling applications throughout the Federal Way area. The team assists clients with comparing policy options to match specific driving needs. After initial policy setup, they follow up regularly to adjust coverage between routine visits for changing vehicle usage or business requirements.
Bill Love: Allstate Insurance in Federal Way, WA, helps local businesses manage commercial auto risks by providing liability and physical damage coverage for their vehicle fleets. As a specialty truck insurance agent, the company can customize policies to address cargo protection and non-trucking use liability. This tailored approach ensures coverage adapts to each operation’s unique schedule and exposure. The agency serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Truck Insurance Agent in Federal Way Cost?
Typical costs for truck insurance in Washington range from 800 to 1,500 dollars per month for a single owner-operator with basic liability coverage. Full coverage including physical damage and cargo insurance can cost 1,500 to 3,000 dollars per month. Rates vary based on driving record, vehicle value, cargo type, and annual mileage. This is general information, not insurance advice.
About truck insurance agents in Federal Way
Truck insurance agents in Federal Way, Washington help owner-operators and fleet managers meet state and federal insurance requirements. Washington requires minimum liability coverage of 25,000 dollars per person and 50,000 dollars per accident for bodily injury, plus 10,000 dollars for property damage. Agents in Federal Way can explain local coverage needs for routes along Interstate 5 and the Port of Tacoma area.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Washington?
Washington state requires commercial trucks to carry at least 25,000 dollars in bodily injury liability per person, 50,000 dollars per accident, and 10,000 dollars in property damage liability. For-hire carriers must also file proof of financial responsibility with the Washington Utilities and Transportation Commission.
Do I need cargo insurance for my truck in Federal Way?
Cargo insurance is not required by Washington state law, but many shippers and brokers require it. This coverage protects the goods you haul. Agents in Federal Way can help you choose a cargo limit based on the value of freight you typically carry.
How does Washington state law affect truck insurance rates?
Washington has high minimum liability limits compared to some states, which can increase base premiums. The state also requires uninsured motorist coverage unless you reject it in writing. Local factors like traffic density in Federal Way and the risk of cargo theft near major ports also influence rates.