The top-rated truck insurance agent in Lakewood, Washington is Leta Hankins: Allstate Insurance, rated 4.9 stars across 652 reviews. Other highly rated options include Kao Xiong - State Farm Insurance Agent, Juanita Lanier - State Farm Insurance Agent, Seguro Max Insurance LLC. This directory lists 17 truck insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Leta Hankins: Allstate Insurance | 6120 Main St SW F | (253) 582-8200 |
| 2 | Kao Xiong - State Farm Insurance Agent | 8811 S Tacoma Way #203 | (253) 212-3147 |
| 3 | Juanita Lanier - State Farm Insurance Agent | 10233 Bridgeport Way SW | (253) 444-9161 |
| 4 | Seguro Max Insurance LLC | 3853 108th St SW | (253) 548-7197 |
| 5 | FND Insurance & Financial Services, LLC | 5515 Steilacoom Blvd SW | (253) 302-5579 |
| 6 | Sweet P Insurance | 7403 Lakewood Dr W STE 9 | (253) 474-6624 |
| 7 | Keystone Essentials Insurance Group USA | inside Farmers office, 10116 36th Ave Ct SW ste 4 | (253) 904-9496 |
| 8 | JP Insurance Agency - Lakewood | 9115 S Tacoma Way #108 | (253) 228-5295 |
| 9 | AMR Insurance | 3815 100th St SW #4a | (253) 581-1500 |
| 10 | Insurance Unlimited Inc | 8239 Steilacoom Blvd SW | (253) 584-2608 |
LetA Hankins: Allstate Insurance serves the Lakewood, Washington, metro area as a truck insurance agent. The agency works with owner-operators and small fleets to secure liability coverage and physical damage protection for commercial vehicles. Local trucking regulations add complexity to these policies, requiring careful alignment with state requirements and cargo-specific risks. The agency handles roadside assistance endorsements and comprehensive coverage for equipment and trailers in this area.
Kao Xiong - State Farm Insurance Agent in Lakewood, WA provides tailored coverage for commercial trucks, addressing liability, physical damage, and cargo needs for local operators. Ongoing risk assessments and policy reviews are offered to help maintain proper protection as fleets grow. Each plan focuses on mitigating common regional road hazards. The agency serves single-family homes, apartments, retail establishments, and restaurants needing commercial property and liability packages alongside their truck insurance.
Business owners, commercial fleet operators, and independent truckers in Lakewood, WA turn to Juanita Lanier - State Farm Insurance Agent for truck insurance coverage. The agency provides policies tailored to protect vehicles, cargo, and liability exposures common in the freight industry. Services include assistance with policy adjustments after a claims event and guidance on local regulatory requirements. Their Lakewood office also serves surrounding communities in the greater Tacoma metro area, including Parkland and Spanaway.
Seguro Max Insurance LLC serves trucking clients in Lakewood, Washington, and throughout the surrounding Puget Sound communities. The agency handles truck insurance policies, including options for liability, cargo, and physical damage coverage tailored to local routes. To manage a typical job, it begins by assessing a client’s specific operational risks and then compares coverage options from multiple carriers to build a suitable quote.
As a truck insurance agent in Lakewood, WA, FND Insurance & Financial Services, LLC specializes in policies for commercial vehicles, including liability and cargo coverage. It also provides general business insurance services tailored to the logistics industry. These offerings help local trucking fleets navigate Washington’s regulatory requirements for interstate transport. During winter months, the company assists clients with adjusting coverage for seasonal road hazards and increased cargo security needs in the Pacific Northwest.
Sweet P Insurance in Lakewood, WA provides truck insurance coverage that can be structured either as a one-time policy for seasonal operations or as a recurring plan for year-round hauls. The agency focuses on liability, cargo, and physical damage coverage for local truckers. Their services are available both as a single transaction for a short-term contract or on a scheduled, ongoing basis for regular fleet maintenance.
As the Pacific Northwest rainy season approaches, local truck operators in Lakewood face slick roads and reduced visibility, increasing daily risk. Keystone Essentials Insurance Group USA addresses these exposures by offering customized coverage that aligns with regional weather patterns and cargo liabilities. Their agency works directly with owner-operators and small fleets to structure policies that protect against collision, comprehensive, and non-trucking liability claims. An initial assessment begins with a thorough review of current driving routes and vehicle safety equipment to identify the most necessary protections.
JP Insurance Agency - Lakewood provides truck insurance for residential customers in Lakewood, WA, covering personal vehicles used for local hauling and commuting. This Lakewood agency also offers commercial truck insurance policies for small fleets and owner-operators operating throughout the broader region. Service extends across the Lakewood area and surrounding communities. After an initial policy setup, clients can contact the agency for endorsements, claims support, or renewal adjustments between routine visits.
AMR Insurance in Lakewood, WA, is known for offering truck insurance policies tailored to local transportation needs. Its services span coverage for commercial vehicles, cargo protection, and liability options for regional truckers. The company helps drivers maintain compliance with industry requirements while navigating Washington’s regulatory landscape. As a dedicated agent, it can arrange for customized add-ons such as non-trucking liability coverage for truck owners when their vehicle is used for personal trips.
What Does a a Truck Insurance Agent in Lakewood Cost?
Truck insurance costs in Washington vary widely based on driving record, cargo type, and annual mileage. A typical policy for a single owner-operator can range from $8,000 to $15,000 per year. Larger fleets may pay more per vehicle. This is general information, not insurance advice.
About truck insurance agents in Lakewood
Truck insurance agents in Lakewood, Washington help owner-operators and fleets find coverage that meets state requirements. Washington law mandates minimum liability insurance of $750,000 for for-hire carriers operating in the state. Local agents understand the specific needs of trucks traveling on I-5 and through the Pacific Northwest.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Washington?
For-hire motor carriers in Washington must carry at least $750,000 in liability insurance. Private carriers need at least $300,000. These amounts are set by the Washington Utilities and Transportation Commission.
Do I need a specific type of insurance to haul freight in Lakewood?
Yes, you need commercial auto liability insurance and often cargo insurance. If you haul hazardous materials, you may need additional coverage and a federal permit. An agent can help you match coverage to your specific freight.
Can I use a personal auto policy for my trucking business in Washington?
No, personal auto policies do not cover commercial trucking activities. You need a commercial truck insurance policy to be legally compliant and properly protected. Using a personal policy could leave you uninsured in a crash.