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Find Truck Insurance Agents Near You in Rapid City, SD

Browse truck insurance agents serving Rapid City, South Dakota. Updated 2026-07-14.

The top-rated truck insurance agent in Rapid City, South Dakota is Bruce Kitterman - State Farm Insurance Agent, rated 5.0 stars across 803 reviews. Other highly rated options include Scott Carlson - State Farm Insurance Agent, Farmers Insurance - Dave Schmidt, Jeff Johnson - State Farm Insurance Agent. This directory lists 20 truck insurance agents serving Rapid City.

Showing 20 truck insurance agents in Rapid City, SDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Bruce Kitterman - State Farm Insurance Agent1222 Oregon St(605) 348-2525
2Scott Carlson - State Farm Insurance Agent716 N Lacrosse St #100(605) 342-0188
3Farmers Insurance - Dave Schmidt2834 Jackson Blvd Ste 101(605) 342-5434
4Jeff Johnson - State Farm Insurance Agent1620 Mt Rushmore Rd Ste 200(605) 791-3333
5Rapid Insurance, Inc.2525 W Main St #202(605) 791-0762
6AAA South Dakota Rapid City815 St Joseph St(605) 342-8482
7Greg Geary: Allstate Insurance3423 W Main St(605) 341-2345
8Herrmann Insurance Agencies821 Mt Rushmore Rd(605) 718-2200
9Black Hills Insurance Agency, Inc.820 St Joseph St(605) 342-5555
10Dakota Business Insurance Group3409 W Main St(605) 846-8111
BK
1222 Oregon St
Bruce Kitterman - State Farm Insurance Agent
Truck Insurance Agent · Rapid City, SD

Bruce Kitterman - State Farm Insurance Agent serves Rapid City and the surrounding Pennington County area as a local provider of truck insurance coverage. The agency offers standard commercial auto policies designed to protect owner-operators and small fleet vehicles operating on regional highways. Policies address liability, physical damage, and cargo risks common to the trucking industry in western South Dakota. Specific services include comprehensive truck insurance plans and tailored liability protection for heavy-duty commercial vehicles operating through the Black Hills region.

SC
716 N Lacrosse St #100
Scott Carlson - State Farm Insurance Agent
Truck Insurance Agent · Rapid City, SD

Scott Carlson - State Farm Insurance Agent in Rapid City, SD, provides truck insurance services tailored to local transportation needs. The agency can develop coverage plans that help protect commercial vehicles and manage operational risks. Policyholders receive regular account reviews and support for claims processing to maintain continuous protection. The office serves clients with single-family homes, apartments, retail stores, and restaurants.

FI
2834 Jackson Blvd Ste 101
Farmers Insurance - Dave Schmidt
Truck Insurance Agent · Rapid City, SD

Commercial trucking operators alongside local delivery business owners and independent drivers in Rapid City, SD turn to Farmers Insurance - Dave Schmidt for truck insurance agent services. Tailored policies cover collision liability, cargo protection, and roadside assistance for varying fleet sizes. General industry standards guide risk assessments that match area driving conditions. The agency extends coverage to trucking professionals across the Black Hills region and nearby communities like Box Elder.

JJ
1620 Mt Rushmore Rd Ste 200
Jeff Johnson - State Farm Insurance Agent
Truck Insurance Agent · Rapid City, SD

Jeff Johnson - State Farm Insurance Agent serves Rapid City, South Dakota, and the surrounding Black Hills communities. The agency handles truck insurance policies for commercial and local operators navigating regional routes and interstate hauls. Policies here cover physical damage, cargo liability, and non-trucking liability. The approach to each job begins with a review of the driver’s mileage and freight type, then matching coverage limits to the specific operational risks reported.

RI
2525 W Main St #202
Rapid Insurance, Inc.
Truck Insurance Agent · Rapid City, SD

As winter weather impacts highways in and around Rapid City, commercial truck operators need coverage that matches local conditions and cargo demands. Rapid Insurance, Inc. provides tailored truck insurance for regional fleets and independent drivers, addressing liability, physical damage, and cargo protection needs in western South Dakota. Each policy is written with awareness of seasonal risks along interstates and rural routes. The process begins with an inspection of vehicle specifications and a review of the driver’s operational radius to determine appropriate coverage levels.

AS
815 St Joseph St
AAA South Dakota Rapid City
Truck Insurance Agent · Rapid City, SD

AAA South Dakota Rapid City provides truck insurance for local operators, distinguishing between one-time policies for short-term needs and recurring coverage for fleets with ongoing risk exposure. Their commercial auto plans typically protect against cargo damage, liability claims, and physical vehicle losses common in regional hauling routes around Rapid City. As a local agent, the office understands highway and weather conditions affecting truckers in western South Dakota. Service for existing clients and new quotes runs on a scheduled and as-needed basis, adapting to each business’s operational cycle.

GG
3423 W Main St
Greg Geary: Allstate Insurance
Truck Insurance Agent · Rapid City, SD

Serving the Rapid City area, this agency provides essential coverage for trucking operations, pairing standard liability protection with specialized add-ons such as cargo insurance and physical damage coverage. The team guides local truckers through the regulations facing commercial vehicles on regional roads. Policies can be arranged for a variety of commercial sectors, offering solutions suitable for distribution offices, storage warehouses, and food service businesses.

HI
821 Mt Rushmore Rd
Herrmann Insurance Agencies
Truck Insurance Agent · Rapid City, SD

Herrmann Insurance Agencies provides specialized truck insurance coverage in Rapid City, SD, addressing the unique risks associated with commercial transportation. Its services include policy structuring for local and long-haul operators, cargo protection, and liability solutions for fleet and owner-operator needs. The agency also offers general commercial insurance support, helping businesses maintain proper coverage year-round. When winter weather creates hazardous road conditions across the region, the company assists truckers in reviewing policy terms to manage risks related to ice, snow, and reduced visibility.

BH
820 St Joseph St
Black Hills Insurance Agency, Inc.
Truck Insurance Agent · Rapid City, SD

Black Hills Insurance Agency, Inc. in Rapid City, SD is known for providing truck insurance coverage to local and regional commercial fleets. The agency offers policies tailored to the specific hauling and cargo needs common in the Black Hills area, including coverage for log trucks and livestock transport. Standard services include basic liability and comprehensive physical damage protection for owner-operators and small fleets. The company also specializes in adding on non-trucking liability coverage for periods when a vehicle is used privately.

DB
3409 W Main St
Dakota Business Insurance Group
Truck Insurance Agent · Rapid City, SD

Dakota Business Insurance Group provides residential truck insurance services in Rapid City, SD. The agency also writes commercial coverage for local fleets and independent owner-operators across the Black Hills region. Policies protect vehicles against liability, cargo damage, and weather-related claims. Their team reviews each client’s driving radius and hauling needs. Proper coverage helps regional drivers stay compliant with federal and state mandates. After an initial policy is arranged, staff follow up to adjust limits or add endorsements between routine renewal visits.

PI
809 South St Suite 111
Parks Insurance West
Truck Insurance Agent · Rapid City, SD
(605) 430-8877
parksinsurancewest.com
AR
2491 W Chicago St
Acrisure Rapid City, SD (Fischer Rounds & Associates)
Truck Insurance Agent · Rapid City, SD
(605) 737-7865
acrisure.com
WD
816 5th St
Western Dakota Insurors
Truck Insurance Agent · Rapid City, SD
(605) 342-3130
wdiins.com
CI
550 N 5th St #217
Comma Insurance
Truck Insurance Agent · Rapid City, SD
(844) 396-9916
commainsurance.com/locations/055-south-dakota-rapid-city
FU
2906 W Omaha St
Farmers Union Insurance/Lewis Agency
Truck Insurance Agent · Rapid City, SD
(605) 342-3585
LC
2525 W Main St 2nd floor ste 206
Low Cost Auto Insurance Agency
Truck Insurance Agent · Rapid City, SD
(225) 350-5465
BI
902 Main St Door A
Bickett Insurance Agency & Financial Solutions
Truck Insurance Agent · Rapid City, SD
(605) 348-4612
agents.horacemann.com/RobBickett
LH
3820 Jackson Blvd Suite 1
Leavitt Heartland Insurance Services
Truck Insurance Agent · Rapid City, SD
(605) 348-7788
leavitt.com/southdakota
AN
2120 W Main St Ste 5b
American National Insurance - Norm Weddle
Truck Insurance Agent · Rapid City, SD
(605) 791-0119
JE
1404 Mt Rushmore Rd
Jodi Enderson Agency Inc
Truck Insurance Agent · Rapid City, SD
(605) 718-7020
farmersagent.com/jenderson

What Does a a Truck Insurance Agent in Rapid City Cost?

Typical annual premiums for a single truck in South Dakota range from 8000 to 15000 for basic liability, and 15000 to 30000 for full coverage including physical damage. Factors like cargo value, radius of operation, and safety record cause significant variation. This is general information, not insurance advice.

About truck insurance agents in Rapid City

Truck insurance agents in Rapid City help owner-operators and fleet managers find coverage that meets South Dakota Department of Transportation requirements. South Dakota law mandates minimum liability limits of 25/50/25 for intrastate trucks, but many agents recommend higher limits for interstate operations. Local agents understand the unique risks of hauling freight through the Black Hills region and across the Great Plains.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in Rapid City South Dakota?

For intrastate trucks operating only in South Dakota, the minimum liability coverage is 25/50/25 (25000 per person 50000 per accident 25000 property damage). Interstate trucks must meet federal FMCSA requirements with minimum 750000 in liability coverage.

How do I find a truck insurance agent in Rapid City?

You can search online directories or contact the South Dakota Division of Insurance for a list of licensed agents. Many local agencies near Interstate 90 specialize in commercial truck policies and can provide quotes tailored to your operation.

What factors affect truck insurance costs in South Dakota?

Costs depend on your driving record, cargo type, annual mileage, and whether you operate intrastate or interstate. South Dakota s cold winters and icy roads can increase premiums for local routes.

Truck Insurance Agents in Other South Dakota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.