The top-rated truck insurance agent in Horsham, Pennsylvania is Grundy Insurance, rated 4.5 stars across 464 reviews. Other highly rated options include Ashlee Biondo - State Farm Insurance Agent, Ryan Whitehead: Allstate Insurance, Lisa Kozak - State Farm Insurance Agent. This directory lists 11 truck insurance agents serving Horsham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Grundy Insurance | 410 Horsham Rd | (866) 338-4006 |
| 2 | Ashlee Biondo - State Farm Insurance Agent | 507 Horsham Rd | (215) 572-7474 |
| 3 | Ryan Whitehead: Allstate Insurance | 1250 Easton Rd #190 | (215) 390-1802 |
| 4 | Lisa Kozak - State Farm Insurance Agent | 443 Easton Rd | (215) 443-8336 |
| 5 | State insurance Horsham | 400 Dresher Rd | (267) 365-2983 |
| 6 | Amica Mutual Insurance Company | 2 Walnut Grove Dr Suite 230 | (877) 672-6422 |
| 7 | Capitol Insurance Co | 955 Horsham Rd | (215) 956-9399 |
| 8 | Nationwide Insurance: The Barton Insurance Group Inc. | 406 Norristown Rd Ste A | (215) 675-3030 |
| 9 | Tri County Assurance Co | 284 Horsham Rd | (215) 443-7800 |
| 10 | Granite Insurance Group | 200 Gibraltar Rd Suite 129 | (267) 699-7285 |
Grundy Insurance serves the Horsham, Pennsylvania area as a truck insurance agent. The agency assists local commercial truck operators in securing essential liability and physical damage coverage. Policies are tailored to meet the regulatory requirements for businesses that own and operate commercial vehicles in Montgomery County and surrounding regions. Grundy Insurance provides support for both local delivery fleets and independent owner-operator trucking services. It handles quotes for cargo insurance and motor truck cargo legal liability coverage in this area.
Ashlee Biondo - State Farm Insurance Agent in Horsham, PA, provides truck insurance services tailored for commercial vehicles operating throughout the region. The agency offers liability coverage, physical damage protection for cargo and equipment, and can adjust policies as fleet needs change. Ongoing maintenance plans include regular policy reviews to ensure compliance with evolving state and federal regulations. It also assists with roadside assistance endorsements to support drivers on the road. This Horsham office serves the insurance needs of single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners, local businesses, and commercial property managers in Horsham, PA, Ryan Whitehead: Allstate Insurance helps clients protect their commercial vehicles with tailored truck insurance policies. The agency focuses on assessing each business’s specific cargo and route needs to provide appropriate liability and physical damage coverage. By reviewing a fleet’s unique risk profile, the agent works to match coverage limits with operational requirements. This agent also serves nearby Hatboro and the surrounding Montgomery County area.
Serving Horsham and the surrounding communities in Montgomery County and southeastern Pennsylvania, Lisa Kozak - State Farm Insurance Agent provides truck insurance for owner-operators and small fleet businesses. This agency handles coverage for commercial vehicles, including liability and physical damage, tailored to the transportation industry’s needs. For each new policy, it carefully assesses the client’s specific routes, cargo types, and driving history to recommend appropriate protection. The agent works directly with trucking professionals to review potential risks and adjust coverage accordingly.
As spring thaws bring increased freight demand across southeastern Pennsylvania, local trucking operators in Horsham turn to State Insurance Horsham for customized commercial coverage. This truck insurance agent understands the region's shifting weather patterns and delivery schedules. They work with independent drivers and fleets to align policy protections with current seasonal exposures. Their process begins by evaluating each vehicle's operational range and typical cargo. Initial assessments include reviewing driver logs and examining both the tractor and trailer for safety compliance, ensuring the agency can address risks before those trucks hit the highway.
Amica Mutual Insurance Company in Horsham, PA assists clients in understanding the difference between one-time policy modifications for single cargo loads and recurring service agreements for ongoing fleet coverage. As a truck insurance agent, the company provides liability and physical damage protection tailored to regional commercial driving conditions. Services for trucking clients are offered on a one-time, scheduled, or as-needed basis depending on operational requirements.
Capitol Insurance Co specializes in commercial auto liability and physical damage coverage for local and over-the-road trucking operations in Horsham, Pennsylvania. It works with independent owner-operators as well as small fleets, providing policy reviews and risk assessments to meet regulatory requirements. The agency also assists drivers with securing cargo insurance and non-trucking liability endorsements. During the busy winter season, the company helps operators evaluate coverage for weather-related hazards such as icy roads and snow removal claims.
Nationwide Insurance: The Barton Insurance Group Inc. in Horsham, PA assists local businesses with their general insurance needs, including specialty policies such as liability coverage specifically designed for trucking operations. Their agents work with independent drivers and small fleets to manage risk through tailored options. The agency can serve commercial sectors including offices, warehouses, and food service operations requiring protection for vehicles and their cargo.
Tri County Assurance Co serves Horsham, PA, as a truck insurance agent focusing on residential coverage for personal auto needs. The agency also arranges commercial policies for local trucking operations, addressing liability and cargo protection for fleets of all sizes throughout the surrounding area. Support is guided by detailed policy reviews to match specific operational risks. Following each claim or renewal, the agent helps schedule any necessary endorsements or adjustments, ensuring seamless coverage continuity between regular service visits.
Granite Insurance Group in Horsham, PA, is known for providing tailored commercial truck insurance coverage for local and regional fleets. Its service range includes protection for owner-operators and small to mid-size trucking companies navigating complex liability requirements. The agency helps clients find policies that align with operational needs, from basic liability to comprehensive physical damage coverage. As a specialty service, it can add on cargo insurance for hauling high-value or specialized freight loads.
What Does a a Truck Insurance Agent in Horsham Cost?
Truck insurance costs in Pennsylvania vary widely based on driving history vehicle type cargo and coverage limits. A basic liability policy for a single truck may range from 3,000 to 6,000 dollars per year while full coverage with cargo and physical damage can exceed 10,000 dollars annually. This is general information and not insurance advice.
About truck insurance agents in Horsham
Truck insurance agents in Horsham Pennsylvania help owner-operators and fleet managers secure liability physical damage and cargo coverage. Pennsylvania law requires minimum liability limits of 25,000 dollars per person and 50,000 dollars per accident for bodily injury plus 15,000 dollars for property damage. Local agents can also advise on the Pennsylvania Financial Responsibility Law which applies to commercial trucks.
Frequently Asked Questions
What minimum insurance does a truck need in Pennsylvania?
Pennsylvania requires commercial trucks to carry at least 25,000 dollars per person and 50,000 dollars per accident for bodily injury liability plus 15,000 dollars for property damage. Many carriers and shippers require higher limits for contract work.
Do I need cargo insurance for my truck in Horsham?
Cargo insurance is not required by Pennsylvania state law but is often required by brokers and shippers. It covers the goods you transport and is highly recommended for owner-operators.
How does Pennsylvania no-fault law affect truck insurance?
Pennsylvania is a choice no-fault state for personal vehicles but commercial trucks are typically excluded from no-fault coverage. Truck insurance agents in Horsham can explain the liability rules that apply to commercial vehicles.
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