The top-rated truck insurance agent in Minot, North Dakota is Jessica Aardahl - State Farm Insurance Agent, rated 5.0 stars across 277 reviews. Other highly rated options include Paul Siebert - State Farm Insurance Agent, Michael A Lucy Agency Inc American Family Insurance, Kim Albert Agency: Allstate Insurance. This directory lists 20 truck insurance agents serving Minot.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jessica Aardahl - State Farm Insurance Agent | 2151 36th Ave SW Suite C | (701) 839-3436 |
| 2 | Paul Siebert - State Farm Insurance Agent | 500 20th Ave SW B | (701) 852-1060 |
| 3 | Michael A Lucy Agency Inc American Family Insurance | 605 31st Ave SW #2 | (701) 852-1078 |
| 4 | Kim Albert Agency: Allstate Insurance | 2825 S Broadway Ste 2 | (701) 852-1460 |
| 5 | Michael E Braun - State Farm Insurance Agent | 816 31st Ave SW Ste A | (701) 838-0713 |
| 6 | Farmers Insurance - Miranda Schuler | 811 S Broadway Ste B | (701) 838-8144 |
| 7 | Donovan Insurance Agency LLP | 1600 2nd Ave SW Ste 15 | (701) 838-0614 |
| 8 | Heritage Insurance Services | 2201 36th Ave SW unit a | (701) 858-7100 |
| 9 | Farmers Insurance - Kellen Latendresse | 304 18th Ave SW Ste C | (701) 838-2011 |
| 10 | Kellie Thorman - State Farm Insurance Agent | 500 20th Ave SW B | (701) 839-4999 |
Jessica Aardahl - State Farm Insurance Agent in Minot, ND serves the surrounding county with truck insurance policies. As a local agent, she helps commercial drivers secure coverage for their vehicles and cargo. This includes liability protection and physical damage insurance for trucks operating in the Minot area. She also assists with policies that address specific regional needs, such as coverage for farm-related hauling and oversized loads.
Paul Siebert - State Farm Insurance Agent in Minot, ND, offers a full range of truck insurance solutions, including liability, physical damage, and cargo coverage. The agency provides personalized reviews to help clients select appropriate deductibles and policy limits for their commercial vehicles. It also advises on maintenance plans and risk management strategies common to the regional trucking industry. The agency services and writes policies for owner-operators, small fleet operators, long-haul truckers, and local delivery services covering commercial properties such as repair garages, warehouses, and truck stops.
Serving Minot, North Dakota, and the surrounding communities, Michael A Lucy Agency Inc American Family Insurance handles truck insurance needs for local commercial operators. It addresses both liability and physical damage coverage essential for over-the-road vehicles. The agency works to match policies with regulatory requirements and individual business risks. For a typical job, it reviews the client’s fleet size, hauling routes, and cargo type to recommend appropriate coverage levels.
Kim Albert Agency: Allstate Insurance serves local businesses, owner-operators, and fleet owners in and around Minot, North Dakota with commercial truck insurance. It offers policies designed to cover liability, cargo, and physical damage for over-the-road and regional haulers. The agency also assists with general business coverage for small enterprises requiring vehicle protection. Travelers from surrounding areas, including the Minot Air Force Base vicinity, can also receive services through this location.
Michael E Braun - State Farm Insurance Agent in Minot, ND, distinguishes between one-time coverage tailored for a single trip and recurring policies designed for ongoing fleet or owner-operator needs. Their offerings protect heavy trucks against liabilities, cargo damage, and physical loss common to regional hauls. Service is available on an as-needed basis, allowing clients to request a policy or consultation whenever their commercial driving schedule or insurance requirement changes unexpectedly.
When a Minot winter leaves roads slick with ice and snow, local trucking operators face heightened risks that demand precise coverage. Farmers Insurance – Miranda Schuler serves as a truck insurance agent in the Minot, ND area. Their work focuses on reviewing individual policy needs for commercial trucks, including liability, cargo, and physical damage protection. They help clients understand how regional weather patterns affect their coverage. An initial assessment typically begins with a vehicle inspection, evaluating the truck’s condition and the driver’s safety record to tailor a policy.
Donovan Insurance Agency LLP specializes in trucking insurance, delivering coverage tailored to the unique risks of commercial vehicle operation in Minot, ND. Its general services include policy consultation, claims assistance, and risk management guidance for both local and long-haul fleets. The agency addresses situational concerns such as winter road hazards common to North Dakota, where ice and snow create added liability. It also helps clients prepare for the annual harvest season, when increased heavy truck traffic on rural routes requires adjusted coverage limits to ensure proper protection.
Heritage Insurance Services in Minot, ND offers truck insurance coverage specifically for commercial vehicle operators. The agency works to secure policies that address liability, cargo protection, and physical damage for individual owner-operators and larger fleets. Additional specialty coverages may include non-trucking liability and rental reimbursement. The agency can serve the insurance needs of various commercial sectors, including local offices, warehouses, and food service businesses that rely on trucking operations.
Farmers Insurance - Kellen Latendresse in Minot, ND, provides residential truck insurance services for local families and individual drivers. The agency also offers commercial coverage for owner-operators and smaller trucking businesses operating throughout the Minot area and surrounding regions of Ward County. Their work helps policyholders meet basic liability requirements and protect their equipment on the road. After completing an initial policy setup or claim assistance, clients can return for routine coverage reviews or adjust their plans between scheduled visits.
Kellie Thorman - State Farm Insurance Agent in Minot, ND, is known for providing truck insurance coverage tailored to commercial drivers and fleet operators throughout the region. The agency helps clients navigate the specific liability, cargo, and physical damage risks inherent to the trucking industry in North Dakota. Policy options are designed to meet varying operational needs, from owner-operators to larger logistics companies. The office can also add on personalized roadside assistance and towing coverage to round out a policy.
What Does a a Truck Insurance Agent in Minot Cost?
Typical truck insurance costs in North Dakota range from 8,000 to 15,000 dollars per year for a single truck with basic liability coverage. Full coverage with cargo and physical damage can cost 12,000 to 25,000 dollars annually. Rates vary based on driving record, cargo type, and coverage limits. This is general information and not insurance advice.
About truck insurance agents in Minot
Truck insurance agents in Minot North Dakota help owner-operators and fleets find coverage that meets state and federal requirements. North Dakota law requires minimum liability insurance of 750,000 dollars for interstate trucking operations. Local agents understand the specific risks of hauling freight through the northern plains and can tailor policies accordingly.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in North Dakota?
North Dakota requires commercial trucks to carry at least 750,000 dollars in liability insurance for interstate operations. Intrastate trucks may have different minimums depending on cargo and weight. Agents can help you determine the exact limits needed for your specific operation.
How do I find a truck insurance agent in Minot North Dakota?
You can search online for local independent agents or contact the North Dakota Insurance Department for a list of licensed providers. Many Minot agents specialize in commercial auto and trucking policies. It is helpful to compare quotes from multiple agents to find suitable coverage.
What factors affect truck insurance costs in North Dakota?
Costs depend on driving history, cargo type, annual mileage, and the value of the truck. Winter weather and road conditions in North Dakota can also impact premiums. An agent can explain how these factors apply to your situation.
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