The top-rated truck insurance agent in Bismarck, North Dakota is Roberta Storm - State Farm Insurance Agent, rated 4.9 stars across 228 reviews. Other highly rated options include Farmers Insurance - Kyle Herman, Morgan Hayden - State Farm Insurance Agent, Shane Splonskowski Agency Inc American Family Insurance. This directory lists 20 truck insurance agents serving Bismarck.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Roberta Storm - State Farm Insurance Agent | 116 S Hannifin St | (701) 258-0123 |
| 2 | Farmers Insurance - Kyle Herman | 1022 E Divide Ave Ste C | (701) 255-3655 |
| 3 | Morgan Hayden - State Farm Insurance Agent | 101 Slate Dr Ste 3 | (701) 222-0404 |
| 4 | Shane Splonskowski Agency Inc American Family Insurance | 1830 E Century Ave suite 6 | (701) 258-5454 |
| 5 | Bain Agency | 1500 E Capitol Ave | (701) 223-2233 |
| 6 | A & M Insurance Agency | 1401 Skyline Blvd #220 | (701) 250-6417 |
| 7 | Steffes Agency | Central Ave Hazen, 1155 Burlington Dr Suite B 213 | (701) 255-6144 |
| 8 | Pat Stocking: Allstate Insurance | 1929 N Washington St | (701) 223-4548 |
| 9 | Gateway Insurance | 4501 Coleman St Suite 108 | (701) 223-5812 |
| 10 | Kramer Agency | 232 W Century Ave | (701) 255-4502 |
Roberta Storm's State Farm Insurance Agency serves local trucking firms and owner-operators throughout the Bismarck area, specializing in commercial vehicle liability and cargo coverage. The agency helps business owners manage the unique insurance requirements of hauling goods across state lines. Routine consultations address policy options for fleet size, cargo type, and mileage needs. Policies are tailored to protect physical assets and satisfy federal motor carrier regulations. The agency's client area extends into the neighboring community of Mandan and surrounding Morton County.
Serving Bismarck, North Dakota, and the surrounding communities, Farmers Insurance - Kyle Herman handles truck insurance for local owner-operators and small fleets. The agency manages liability, physical damage, and cargo coverage to protect vehicles and freight on regional routes. Policies address the specific risks of hauling equipment, livestock, or general freight across the plains. To handle a typical job, the agent assesses a client's operation, reviews mileage and cargo types, and then presents coverage options tailored to the driver's particular needs.
Based in Bismarck, ND, Morgan Hayden - State Farm Insurance Agent provides truck insurance policies that help protect commercial vehicles against collision and liability risks. Specialized add-ons commonly include coverage for cargo, towing, and rental reimbursement during repairs. The agent helps fleet operators and independent drivers manage the specific exposures of regional hauling and local deliveries. This office can assist businesses operating from commercial spaces in Bismarck, including offices, warehouses, and food service establishments that rely on trucks for daily operations.
Shane Splonskowski Agency Inc American Family Insurance in Bismarck, ND, is known for providing dedicated truck insurance coverage tailored to commercial operators. The agency serves owner-operators and regional fleets across North Dakota, offering policies that address liability, cargo, and physical damage risks unique to over-the-road business. Local truckers receive personalized service to help match coverage with their specific hauling routes and vehicle types. In addition to standard commercial auto protection, the agency can add on tailored motor truck cargo insurance to shield loads during transit.
Located in Bismarck, North Dakota, Bain Agency provides truck insurance agents who help clients navigate the difference between one-time policy purchases and recurring coverage adjustments. These services address liability, cargo, and physical damage protection unique to commercial trucking operations in the region. The agency structures its support to run on an as-needed basis, responding directly to individual client requests across changing fleet or coverage needs without requiring ongoing scheduled appointments.
A & M Insurance Agency in Bismarck, North Dakota specializes in commercial truck insurance policies tailored to individual operators and small fleets. It provides coverage options designed to protect vehicles, cargo, and liability risks inherent to transportation work across the region. The agency works closely with drivers and fleet owners to customise policies that match specific business sizes and routes. Winter road conditions and seasonal grain hauling demands are regular challenges the agency helps local trucking professionals address through appropriate policy adjustments and reliable service.
Serving Bismarck and the surrounding communities across North Dakota, Steffes Agency handles commercial truck insurance needs for local operators. It covers policies designed to protect over-the-road rigs and regional delivery fleets from the specific risks they face on the highway. Understanding the complexities of equipment breakdowns and liability concerns, the agency works with drivers to secure tailored coverage for their operations. To handle a typical job, it starts by assessing the client’s routes and cargo before matching that risk profile with an appropriate carrier.
Winter road conditions in Bismarck can put extra stress on commercial truck fleets, making reliable insurance coverage essential. Pat Stocking: Allstate Insurance provides truck-specific policies to help local operators manage risks related to cargo, liability, and equipment damage during the colder months. Their agents focus on matching each policy to the owner-operator or small fleet’s actual hauling routes and vehicle types. Because coverage needs vary by cargo and distance, the process begins with a careful review of the trucks and current driving patterns during an initial inspection.
Gateway Insurance provides truck insurance coverage for commercial vehicles operating in and around Bismarck, North Dakota. Its specialty add-ons often include cargo protection and liability enhancements tailored to regional freight routes. The agency helps secure policies that meet state requirements and filing mandates for over-the-road operators. Clients can obtain coverage for a variety of commercial sectors, including local delivery offices, storage warehouses, and food service operations.
Kramer Agency provides residential truck insurance services for vehicle owners in the Bismarck area. Commercial coverage is available for local businesses needing fleet protection throughout North Dakota. Their focus remains on matching policies to operational requirements. Clients return between regular visits to adjust coverage as driving conditions or fleet sizes change. Repeat service ensures policies stay current with each renewal period.
What Does a a Truck Insurance Agent in Bismarck Cost?
Truck insurance costs in North Dakota vary widely based on driving record, cargo type, and annual mileage. A typical policy for a single truck can range from 8,000 to 15,000 per year for liability and physical damage. Higher risk loads or poor safety scores can increase premiums. This is general information and not insurance advice.
About truck insurance agents in Bismarck
Truck insurance agents in Bismarck, North Dakota help owner-operators and fleets find coverage that meets state requirements. North Dakota law mandates minimum liability limits of 25/50/25 for personal vehicles, but commercial trucks often need higher limits. Agents in Bismarck can also advise on cargo insurance and physical damage coverage for long-haul routes through the state.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in North Dakota?
North Dakota requires commercial trucks to carry liability insurance with minimum limits of 25/50/25. However, trucks hauling hazardous materials or operating interstate must meet federal minimums of 750,000 or more. An agent can help you determine the correct limits for your operation.
How do I find a truck insurance agent in Bismarck?
You can search online directories or contact the North Dakota Insurance Department for a list of licensed agents in Bismarck. Many agents specialize in commercial trucking and can quote policies from multiple carriers. It is wise to compare quotes from at least two agents.
What types of coverage do trucking companies need in North Dakota?
Common coverages include liability, physical damage, cargo insurance, and non-trucking liability. North Dakota also requires uninsured motorist coverage unless waived in writing. An agent can explain each option based on your freight and routes.
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