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Find Truck Insurance Agents Near You in Ludlow, MA

Browse truck insurance agents serving Ludlow, Massachusetts. Updated 2026-07-14.

The top-rated truck insurance agent in Ludlow, Massachusetts is The Gomes Agency, rated 4.7 stars across 51 reviews. Other highly rated options include Regina Jasak Independent Insurance, HUB International, Ideal Insurance Agency, Inc.. This directory lists 10 truck insurance agents serving Ludlow.

Showing 10 truck insurance agents in Ludlow, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1The Gomes Agency364 East St(413) 610-1223
2Regina Jasak Independent Insurance193 Holyoke St(413) 315-5775
3HUB International564 Center St(413) 583-6424
4Ideal Insurance Agency, Inc.187 East St(413) 589-0901
5Duke Insurance Brokerage, Inc.200 Center St STE 15(413) 583-2611
6The Dowd Insurance Agencies563 Center St #2499(413) 538-7444
7James F. Shea & Sons, LLC200 Center St STE 6(413) 547-8135
8Cunningham Insurance Agency Inc.398 East St(413) 589-1616
9Ideal Insurance a member of Dowd Agencies, LLC563 Center St(413) 589-0901
10Your Choice Insurance Agency190 East St(413) 589-0192
GA
364 East St
The Gomes Agency
Truck Insurance Agent · Ludlow, MA

The Gomes Agency serves the Ludlow, Massachusetts area as a truck insurance agent. It handles commercial auto policies designed specifically for owner-operators and small fleets. The agency works with carriers that meet state financial responsibility laws. It understands the coverage needs for local routes and interstate hauls. The agency also helps with physical damage insurance to protect vehicles on the road, as well as cargo liability coverage for goods in transit.

RJ
193 Holyoke St
Regina Jasak Independent Insurance
Truck Insurance Agent · Ludlow, MA

Regina Jasak Independent Insurance offers a full range of coverage options tailored for trucking operations in the Ludlow, Massachusetts area, including liability and cargo protection. The agent provides consistent support for both routine policy renewals and adjustments to coverage as fleet needs change. Services extend to physical damage insurance, roadside assistance plans, and customized maintenance program reviews to help keep vehicles compliant and operational. This agency serves a variety of commercial properties, including single-family homes, apartments, retail establishments, and local restaurants.

HI
564 Center St
HUB International
Truck Insurance Agent · Ludlow, MA

Located in Ludlow, Massachusetts, this agency serves clients throughout the surrounding Pioneer Valley communities. HUB International provides commercial truck insurance policies for owner-operators, local fleets, and long-haul operators. Every policy addresses the specific risks faced by commercial vehicles on New England roads. Coverage options typically include liability, physical damage, cargo protection, and uninsured motorist endorsements. To handle a typical job, the agent first reviews the driver’s operating radius and hauling history before matching those details with the appropriate insurance carrier’s underwriting criteria.

II
187 East St
Ideal Insurance Agency, Inc.
Truck Insurance Agent · Ludlow, MA

Ideal Insurance Agency, Inc. serves commercial trucking businesses and independent owner-operators in Ludlow, Massachusetts with comprehensive truck insurance agent services. It assists local professional drivers in securing liability, cargo, and physical damage coverage appropriate for regional freight operations. The agency focuses on matching policy options to the unique risk profiles of small to mid-sized fleets. Its coverage extends to trucking businesses operating throughout Hampden County, including neighboring communities such as Springfield and Wilbraham.

DI
200 Center St STE 15
Duke Insurance Brokerage, Inc.
Truck Insurance Agent · Ludlow, MA

A truck insurance agent can offer either one-time policies for a single haul or recurring coverage for fleet operations. Duke Insurance Brokerage, Inc., based in Ludlow, MA, helps clients select appropriate protection for their commercial vehicles. This local agency understands the unique risks of hauling cargo across Massachusetts and neighboring states. Service runs on a scheduled basis, with options to meet for periodic policy reviews or to adjust coverage as a client’s freight routes change throughout the year.

DI
563 Center St #2499
The Dowd Insurance Agencies
Truck Insurance Agent · Ludlow, MA

The Dowd Insurance Agencies serves clients in Ludlow, Massachusetts, and the surrounding communities of Hampden County. It specializes in providing coverage for local trucking and commercial vehicle operators. The agency works with common carriers and independent owner-operators to address their specific liability and cargo needs. To handle a typical job, the agents assess the client’s overall route and equipment risk profile before matching that information with available insurance products.

JF
200 Center St STE 6
James F. Shea & Sons, LLC
Truck Insurance Agent · Ludlow, MA

James F. Shea & Sons, LLC, based in Ludlow, MA, specializes in commercial truck insurance for both local and long-haul operations. It also provides general motor vehicle coverage for businesses operating light and medium-duty fleets. The agency helps clients navigate evolving coverage requirements, including liability and cargo protection. In the winter months, it addresses specific needs related to heavy snow removal and delivery delays that can affect policy terms.

CI
398 East St
Cunningham Insurance Agency Inc.
Truck Insurance Agent · Ludlow, MA

As winter weather approaches in Ludlow, fleet operators and independent truckers need reliable coverage for their commercial vehicles. Cunningham Insurance Agency Inc. offers truck insurance tailored to the demands of hauling cargo across New England’s highways. Their policies address liability, cargo protection, and physical damage, helping drivers manage the financial risks of the road. An initial review of your current coverage and vehicle inspection can be scheduled to discuss your specific risk exposure and policy limits for the coming season.

II
563 Center St
Ideal Insurance a member of Dowd Agencies, LLC
Truck Insurance Agent · Ludlow, MA

Located in Ludlow, MA, Ideal Insurance a member of Dowd Agencies, LLC provides standard commercial coverage for businesses requiring truck insurance. They specialize in adding tailored endorsements such as cargo protection and liability extensions for local delivery fleets. Their experience in the Massachusetts market allows them to craft policies suited for varied operational needs. This agency can serve a range of commercial sectors including offices, warehouses, and food service establishments that rely on trucking.

YC
190 East St
Your Choice Insurance Agency
Truck Insurance Agent · Ludlow, MA

Your Choice Insurance Agency in Ludlow, MA provides residential service for personal auto and home policies. The company also offers commercial coverage tailored for trucking operators navigating local and regional routes. Clients benefit from protection plans designed for fleet and independent owner-operators alike. The agency remains accessible for endorsements, claims support, or policy adjustments needed between regular visits.

What Does a a Truck Insurance Agent in Ludlow Cost?

Truck insurance costs in Massachusetts typically range from 8000 to 25000 dollars per year for a single truck depending on coverage limits cargo type and driving record. A policy with 1 million dollars in liability coverage may cost between 12000 and 18000 dollars annually. Rates are higher for new drivers or those with violations. This is general information and not insurance advice.

About truck insurance agents in Ludlow

Truck insurance agents in Ludlow Massachusetts help owner-operators and fleet owners meet state and federal insurance requirements. Massachusetts law mandates minimum liability coverage of 750000 dollars for commercial trucks. Local agents understand the specific needs of trucking businesses in Hampden County and can guide you through Massachusetts RMV filing requirements.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in Ludlow Massachusetts?

Massachusetts requires commercial trucks to carry at least 750000 dollars in bodily injury and property damage liability per accident. Higher limits may be needed for hazardous materials or interstate hauling. An agent can explain the specific requirements for your operation.

Do I need a special license to sell truck insurance in Massachusetts?

Yes truck insurance agents in Massachusetts must hold a valid property and casualty insurance license issued by the Massachusetts Division of Insurance. They must also complete continuing education courses to stay current on state regulations.

How does Massachusetts law affect truck insurance rates in Ludlow?

Massachusetts uses a competitive rating system so rates vary by insurer based on driving history cargo type and annual mileage. The state also requires uninsured motorist coverage which can impact your premium. Local agents can compare quotes from multiple carriers.

Truck Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.