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Truck Insurance Agents in Ludlow, MA

Compare truck insurance agents in Ludlow. Review contact information and insurance categorys before you decide.

10 agents listed
Updated May 2026
Ludlow, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 10 truck insurance agents in Ludlow, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Gomes Agency
364 East St, Ludlow, MA 01056
(413) 610-1223 thegomesagency.com
Regina Jasak Independent Insurance
193 Holyoke St, Ludlow, MA 01056
(413) 315-5775 reginajasak.com
HUB International
564 Center St, Ludlow, MA 01056
(413) 583-6424 hubinternational.com
Ideal Insurance Agency, Inc.
187 East St, Ludlow, MA 01056
(413) 589-0901 idealinsurance.com
The Dowd Insurance Agencies
563 Center St #2499, Ludlow, MA 01056
(413) 538-7444 dowd.com
Duke Insurance Brokerage, Inc.
200 Center St STE 15, Ludlow, MA 01056
(413) 583-2611 dukeinsurancebrokerageinc.com
James F. Shea & Sons, LLC
200 Center St STE 6, Ludlow, MA 01056
(413) 547-8135
Cunningham Insurance Agency Inc.
398 East St, Ludlow, MA 01056
(413) 589-1616 cunninghaminsuranceagency.com
Ideal Insurance a member of Dowd Agencies, LLC
563 Center St, Ludlow, MA 01056
(413) 589-0901 dowd.com
Your Choice Insurance Agency
190 East St, Ludlow, MA 01056
(413) 589-0192 fieldeddy.com

Truck insurance agents in Ludlow Massachusetts help owner-operators and fleet owners meet state and federal insurance requirements. Massachusetts law mandates minimum liability coverage of 750000 dollars for commercial trucks. Local agents understand the specific needs of trucking businesses in Hampden County and can guide you through Massachusetts RMV filing requirements.

What Does a Truck Insurance Agent in Ludlow Cost?

Truck insurance costs in Massachusetts typically range from 8000 to 25000 dollars per year for a single truck depending on coverage limits cargo type and driving record. A policy with 1 million dollars in liability coverage may cost between 12000 and 18000 dollars annually. Rates are higher for new drivers or those with violations. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in Ludlow Massachusetts?
Massachusetts requires commercial trucks to carry at least 750000 dollars in bodily injury and property damage liability per accident. Higher limits may be needed for hazardous materials or interstate hauling. An agent can explain the specific requirements for your operation.
Do I need a special license to sell truck insurance in Massachusetts?
Yes truck insurance agents in Massachusetts must hold a valid property and casualty insurance license issued by the Massachusetts Division of Insurance. They must also complete continuing education courses to stay current on state regulations.
How does Massachusetts law affect truck insurance rates in Ludlow?
Massachusetts uses a competitive rating system so rates vary by insurer based on driving history cargo type and annual mileage. The state also requires uninsured motorist coverage which can impact your premium. Local agents can compare quotes from multiple carriers.