The top-rated truck insurance agent in Fall River, Massachusetts is New England Family Insurance, rated 5.0 stars across 3,042 reviews. Other highly rated options include Donald J. Medeiros Insurance Agency, Branco Gardner Insurance Agency, Inc, Patriot Growth Insurance Services (FBinsure) - Fall River. This directory lists 19 truck insurance agents serving Fall River.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | New England Family Insurance | 101 President Ave Suite #1 | (508) 672-2997 |
| 2 | Donald J. Medeiros Insurance Agency | 154 Rhode Island Ave | (508) 678-1271 |
| 3 | Branco Gardner Insurance Agency, Inc | 245 Rhode Island Ave | (508) 233-2557 |
| 4 | Patriot Growth Insurance Services (FBinsure) - Fall River | 1467 S Main St | (508) 678-9611 |
| 5 | Dias Insurance Agcy | 101 President Ave Suite #1 | (508) 672-2997 |
| 6 | Optima Insurance | 1228 Pleasant St | (508) 491-1001 |
| 7 | Foundation Insurance Agency, LLC | 800 Davol St | (508) 689-7504 |
| 8 | Bearingstar Insurance | 375 Airport Rd | (508) 676-0309 |
| 9 | Pacheco Insurance Agency, Inc | 411 Columbia St | (508) 675-2361 |
| 10 | Rua-Dumont-Audet Ins Agency, Inc | 155 N Main St | (508) 678-7571 |
New England Family Insurance serves the Fall River, Massachusetts, metro area as a truck insurance agent. The agency helps owner-operators and fleet owners secure liability coverage that meets state and federal requirements. It also assists with physical damage insurance to protect vehicles from collision and comprehensive claims. Policyholders can get quotes for cargo insurance to cover goods in transit. New England Family Insurance additionally handles workers compensation policies for trucking company employees.
Donald J. Medeiros Insurance Agency in Fall River, MA, provides a comprehensive range of truck insurance services for local commercial vehicle operators. Its maintenance and service plans help clients manage risks and address policy adjustments throughout the policy term. The agency handles the specific insurance needs inherent to the trucking industry in the region. It services various commercial and residential properties, including single-family homes, apartments, retail spaces, and restaurants.
Serving Fall River and the surrounding southeastern Massachusetts communities, Branco Gardner Insurance Agency, Inc. specializes in securing coverage for commercial truck fleets and independent owner-operators. The agency navigates the complex regulatory requirements and liability risks specific to local freight and delivery routes. For each client, it assesses operational needs and presents tailored policy options from multiple carriers to manage exposure on the road. This structured process ensures appropriate protection without overextending the client’s operational budget.
Patriot Growth Insurance Services (FBinsure) in Fall River distinguishes between one-time policy placements and recurring service options that include adjustments and renewals for commercial truck fleets. It offers coverage tailored to local hauling and delivery risks, including liability and physical damage protection. On-site consultations with independent operators help ensure policy limits meet state requirements and cargo values. Service runs on a one-time, scheduled, or as-needed basis to match each trucking client’s operational cycle and regulatory deadlines.
Dias Insurance Agcy serves trucking businesses and independent owner-operators in Fall River, Massachusetts with commercial truck insurance needs. The agency provides essential coverage options for commercial vehicles, helping local fleet operators manage risk and satisfy regulatory requirements. Their work focuses on protecting revenue-generating trucks against common liabilities on regional routes. The agency also extends its truck insurance services to clients operating in the nearby New Bedford metropolitan area.
Based in Fall River, Massachusetts, a truck insurance agent works with local carriers to secure liability and physical damage coverage. The addition of cargo and bobtail insurance fills critical gaps in protection for long-haul operators. This allows trucking businesses to remain compliant with federal regulations while minimizing financial exposure. Commercial sectors commonly served in the Fall River area include local offices requiring delivery fleets, warehouses operating vehicle yards, and food service companies managing supply chain logistics.
Foundation Insurance Agency, LLC serves residential insurance needs in the Fall River area, also offering commercial coverage tailored specifically for truck operators throughout the region. As a dedicated truck insurance agent, the agency helps local owner-operators and small fleets manage liability, cargo, and physical damage risks required for commercial vehicles operating on Massachusetts roads. Clients typically receive policy reviews and coverage adjustments during scheduled appointments, with follow-up available between regular visits for changes or renewals.
Bearingstar Insurance serves trucking businesses throughout Fall River, Massachusetts, offering liability, cargo, and physical damage coverage for commercial fleets and owner-operators. The agency also assists independent drivers with finding policies that meet state and federal compliance requirements. Detailed policy reviews help clients understand deductibles, coverage limits, and exclusions specific to the transportation industry. Bearingstar Insurance extends its services to neighboring communities in the Greater Fall River metro area, including Somerset and Swansea.
Spring ice and pothole season on Route 24 and local Fall River roads often challenges commercial trucks with sudden liability risks. Pacheco Insurance Agency, Inc provides policies tailored for truck operators navigating these regional conditions, covering cargo, physical damage, and required liability limits. As a truck insurance agent in the area, the firm evaluates each fleet’s typical routes and cargo weight to match coverage with exposure. The initial step for any new client involves a physical inspection of the insured vehicles at the Fall River office.
Rua-Dumont-Audet Ins Agency, Inc specializes in truck insurance for commercial vehicles in the Fall River, MA area. It helps local operators find coverage that meets regulatory requirements and protects their fleet assets. The agency works to match policies to specific hauling needs, from short-distance deliveries to long-haul routes. It provides ongoing support as rules, cargo types, or equipment change for a given business. During winter months, it assists drivers in adjusting coverage to account for seasonal weather risks and increased roadway hazards.
What Does a a Truck Insurance Agent in Fall River Cost?
Typical annual premiums for truck insurance in Massachusetts range from 8000 to 25000 dollars for a single semi-truck. Factors include driving history, cargo type, and annual mileage. Local agents in Fall River can provide quotes tailored to your operation. This is general information and not insurance advice.
About truck insurance agents in Fall River
Truck insurance agents in Fall River Massachusetts help owner-operators and fleet managers meet state coverage requirements. Massachusetts law mandates minimum liability limits of 750000 dollars for commercial trucks. Local agents understand the unique risks of routes through the South Coast and nearby highways like I-195 and Route 24.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Massachusetts?
Massachusetts requires commercial trucks to carry liability insurance of at least 750000 dollars. You also need personal injury protection and uninsured motorist coverage. Higher limits are often required for hazardous materials or interstate hauling.
Do I need a special license to sell truck insurance in Fall River?
Yes agents must hold a valid Massachusetts insurance producer license. They must also complete continuing education on commercial lines. Fall River agents often have extra training in cargo and physical damage coverage.
How does local trucking in Fall River affect my insurance rates?
Rates are influenced by the high traffic volume near the port and industrial zones. Winter weather and road conditions on Route 79 and the Braga Bridge also factor into premiums. Agents can help you adjust coverage based on your specific routes.
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