The top-rated truck insurance agent in Framingham, Massachusetts is Breezy Seguros, rated 4.9 stars across 4,296 reviews. Other highly rated options include PTI Insurance Agency, Inc., A-Affordable Insurance Agency, Inc., AAA Framingham. This directory lists 21 truck insurance agents serving Framingham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Breezy Seguros | 107 Concord St | (508) 603-6777 |
| 2 | PTI Insurance Agency, Inc. | 2 Bishop St | (508) 309-7343 |
| 3 | A-Affordable Insurance Agency, Inc. | 1237 Worcester Rd | (508) 875-7007 |
| 4 | AAA Framingham | 653 Worcester Rd | (508) 875-2000 |
| 5 | Point Insurance - Framingham | 191 Concord St | (508) 875-5600 |
| 6 | Amazonia Insurance | 490 Union Ave | (617) 625-1900 |
| 7 | Tania Blanco Home & Auto Agency | 945 Concord St | (508) 532-8695 |
| 8 | Charles River Insurance | 5 Whittier St 4th floor | (508) 656-1400 |
| 9 | A-Costa Insurance Agency | 2 Franklin Cmns | (877) 257-8586 |
| 10 | Clarke & Frost Ins. Agency | 51 Beacon St | (508) 620-1336 |
Breezy Seguros serves trucking businesses throughout Framingham and the broader Middlesex County area, offering specialized commercial coverage for local and regional freight operations. As a dedicated truck insurance agent, the company focuses on policies tailored to the unique liability risks and regulatory requirements faced by owner-operators and small fleets. The agent handles essential protections such as comprehensive physical damage coverage and cargo insurance for goods in transit.
PTI Insurance Agency, Inc. provides truck insurance agent services to commercial clients in the Framingham, MA area. It assists with coverage for fleet vehicles, owner-operators, and specialized trucking operations, helping to manage risk on the road. Standard service plans include policy reviews and claims support to match evolving business needs. The company also helps coordinate maintenance plans for insured equipment. Its property clientele includes single-family homes, apartments, retail establishments, and restaurants supporting trucking operations.
A-Affordable Insurance Agency, Inc. in Framingham, Massachusetts offers customized truck insurance policies covering liability, physical damage, and cargo protection for local and long-haul operators. It works with owner-operators and fleets to design coverage that meets their specific operational needs and budgets. The agency helps commercial truck drivers and companies manage financial risks on the road. In Massachusetts, it assists clients in preparing for winter weather hazards such as icy conditions and road salt damage during the annual snow season.
AAA Framingham serves businesses and independent truckers in the Framingham, MA area, providing commercial truck insurance agent services to protect their fleets and operations. The agency helps drivers find local coverage for liability, cargo, and physical damage. They also guide companies on complying with Massachusetts insurance requirements for over-the-road trucks. Their clientele includes owner-operators and regional delivery firms. The agency further extends its truck insurance assistance to the neighboring city of Worcester and other parts of the central Massachusetts metro.
Point Insurance - Framingham serves clients throughout Framingham and the surrounding communities of MetroWest, tailoring coverage for commercial trucking operations. It handles the specific insurance needs of regional and local trucking businesses, including policy reviews for varying fleet sizes and cargo types. To manage the complexities of liability and regulatory requirements, the agency takes a consultative approach, carefully assessing each operator’s unique routes and risk exposure before recommending appropriate protections for a typical job.
Amazonia Insurance specializes in commercial truck insurance in Framingham, Massachusetts. It assists local owner-operators and small fleets in obtaining coverage for cargo, liability, and physical damage. The company connects clients with policies that address common regional risks, including highway accidents and theft. Its work also involves reviewing local route hazards for long-haul drivers. This agent particularly helps New England truckers prepare for winter driving challenges, ensuring clients have comprehensive protection against ice-related claims during the snowy season.
As winter storms and seasonal road hazards hit Framingham, local trucking businesses look for dependable insurance coverage to protect their fleets. Tania Blanco Home & Auto Agency provides tailored truck insurance policies designed for the specific risks that commercial drivers face in this region. Customers receive help understanding their liability needs, cargo coverage options, and required filings for state compliance. An agent will review each client’s vehicles, driving records, and typical routes before offering a plan. A full inspection of the equipment is then scheduled to finalize the coverage.
Charles River Insurance provides truck insurance services in Framingham, MA, focusing on coverage for commercial vehicles used in regional transport. It can arrange policies that address liability on the road and physical damage to trucks, as well as cargo protection and roadside assistance endorsements. This agency works with various local businesses that rely on trucking, including offices needing delivery fleets, warehouses moving inventory, and food service operations running supply vehicles.
A-Costa Insurance Agency in Framingham, MA, distinguishes between one-time liability coverage for occasional transport needs and recurring commercial auto policies for fleets with regular cargo routes. The agency specializes in matching truck operators with protection against collision damage, cargo loss, and bodily injury claims common on regional highways. Coverage is structured around each client’s schedule and risk exposure. Service is available on both a one-time and as-needed basis to accommodate changing operational demands.
What Does a a Truck Insurance Agent in Framingham Cost?
Truck insurance costs in Massachusetts vary widely based on vehicle type cargo value driving history and annual mileage. A typical policy for a single semi-truck can range from 8000 to 15000 per year for basic liability and physical damage. Fleet policies for multiple trucks may offer lower per-vehicle rates. This is general information not insurance advice.
About truck insurance agents in Framingham
Truck insurance agents in Framingham Massachusetts help owner-operators and fleet companies find coverage that meets state requirements. Massachusetts law mandates minimum liability limits of 20/40/5 for commercial vehicles and often requires additional filings with the RMV. Local agents understand the specific needs of trucking routes through the MetroWest region and beyond.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Massachusetts?
Massachusetts requires commercial auto liability coverage of at least 20/40/5 meaning 20000 per person 40000 per accident for bodily injury and 5000 for property damage. Trucks hauling goods may also need cargo insurance and physical damage coverage depending on the type of operation.
Do I need a special license to sell truck insurance in Framingham?
Yes truck insurance agents in Massachusetts must hold a valid property and casualty insurance license issued by the Massachusetts Division of Insurance. Agents must also complete continuing education credits to maintain their license and stay updated on state regulations.
How does Massachusetts law affect truck insurance rates in Framingham?
Massachusetts is a no-fault insurance state which can impact truck insurance rates. Additionally the state requires all commercial vehicles to carry uninsured motorist coverage and personal injury protection unless the vehicle is used exclusively for business. Local factors like traffic on I-90 and Route 9 also influence premiums.
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