The top-rated truck insurance agent in Lake Charles, Louisiana is Madison Crain - State Farm Insurance Agent, rated 5.0 stars across 289 reviews. Other highly rated options include Hight-Doland Agency: Allstate Insurance, Freeway Insurance, Kelly Lee Insurance. This directory lists 20 truck insurance agents serving Lake Charles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Madison Crain - State Farm Insurance Agent | 4080 Nelson Rd Ste 900 | (337) 477-3830 |
| 2 | Hight-Doland Agency: Allstate Insurance | 3405 Lake St | (337) 474-2020 |
| 3 | Freeway Insurance | 3303 Ryan St | (337) 573-6008 |
| 4 | Kelly Lee Insurance | 3205 Ryan St | (337) 656-2890 |
| 5 | Direct Auto Insurance | 3419 Ryan St | (337) 475-0123 |
| 6 | Goosehead Insurance - James Bice | 417 W College St | (337) 313-2603 |
| 7 | Goosehead Insurance - Jeff Jones | 4216 Lake St | (225) 960-4370 |
| 8 | Jennifer Stevens - GEICO Insurance Agent | 4201 Nelson Rd Suite 300 | (337) 474-1700 |
| 9 | Insurance Unlimited | 3111 Ryan St | (337) 477-6922 |
| 10 | Go Auto Insurance | 2938 Ryan St | (337) 433-7000 |
Madison Crain - State Farm Insurance Agent provides truck insurance coverage tailored to local commercial drivers in Lake Charles, Louisiana. The agency offers policy reviews and risk assessment consultations to help truck owners maintain adequate protection for their vehicles and cargo. Claims assistance and periodic coverage updates are included to address changing business needs. Regular service appointments allow drivers to adjust deductibles or add endorsements as required. This agent services properties including single-family homes, apartments, retail stores, and restaurants.
Hight-Doland Agency: Allstate Insurance serves the Lake Charles, Louisiana area as a local truck insurance agent. It helps commercial truck operators address the specific coverage needs that arise from regional logistics and long-haul routes. Policies available address liability, physical damage, and cargo protection. The agency assists drivers in selecting appropriate insurance that meets regulatory requirements and personal risk considerations. It regularly handles policy adjustments for local, regional, and over-the-road trucking.
Freeway Insurance serves the Lake Charles, Louisiana metro area and surrounding communities as a truck insurance agent. The company helps local trucking professionals secure coverage that meets legal and operational requirements. Policies commonly address vehicle liability, physical damage, and cargo protection for commercial trucks. Freeway Insurance also assists with specialized services like non-trucking liability and trailer interchange coverage.
Businesses operating commercial trucks in Lake Charles and the surrounding industrial region turn to Kelly Lee Insurance for truck insurance agent services. The agency helps owner-operators and small fleet companies secure policies that address regulatory requirements and cargo risks. Consultations tailor liability and physical damage coverages to match local hauling routes and typical cargo volumes. Clients throughout nearby Sulphur and the broader Calcasieu Parish area also have access to these independently arranged truck insurance solutions.
Direct Auto Insurance provides truck insurance agent services in Lake Charles, Louisiana, for commercial and personal vehicles. It offers liability, physical damage, and cargo coverage, along with roadside assistance plans and claims support tailored to local driving conditions. Monthly payment options and flexible policy terms help customers maintain continuous protection. The company serves properties such as single-family homes, apartment complexes, retail locations, and local restaurants.
Serving Lake Charles and the surrounding Southwest Louisiana communities, Goosehead Insurance - James Bice specializes in truck insurance agent services for commercial operators in the region. It handles liability, cargo, and physical damage coverage tailored to local owner-operators and small fleets operating along the Interstate 10 corridor. The agency addresses typical jobs by conducting a thorough review of each client's hauling radius and cargo type to match appropriate policy limits with their specific operational risks.
As the trucking industry in Lake Charles adjusts to seasonal shifts in freight demand, Goosehead Insurance - Jeff Jones works with local operators to adapt coverage accordingly. The company focuses specifically on truck insurance, addressing liability, cargo, and physical damage needs that commercial drivers face on Southwest Louisiana highways. Every policy review begins with a careful look at vehicle type, hauling radius, and load value. A potential client can then schedule a straightforward account inspection to assess current risks and identify necessary coverage limits.
Jennifer Stevens - GEICO Insurance Agent in Lake Charles, LA specializes in providing liability and physical damage coverage for commercial trucks and tractor-trailers. The agency also handles general truck insurance services, including policy adjustments and claims assistance for local and over-the-road operators. It helps regional truck drivers address seasonal concerns such as hurricane-related freight delays and repair downtime during Louisiana's busy storm season.
Insurance Unlimited handles truck insurance coverage for operators throughout the Lake Charles area, offering liability, physical damage, and cargo protection. As a dedicated truck insurance agent, the company can assist with specialized add-ons such as non-trucking liability, hired auto coverage, and motor truck cargo endorsements. This allows it to serve a wide range of commercial clients, including trucking companies with office headquarters, logistics operations with warehouses, and distribution fleets supporting food service providers.
For clients in Lake Charles, LA, Go Auto Insurance offers both one-time policy purchases and recurring coverage arrangements for their truck insurance needs. Their truck insurance agent services focus on helping local operators secure protection tailored to commercial vehicle work. The company assists with policies that address liability, cargo, and physical damage exposures commonly encountered in regional trucking routes. Service runs on either a one-time or an as-needed basis, depending on the driver’s preference for long-term or short-term coverage.
What Does a a Truck Insurance Agent in Lake Charles Cost?
Truck insurance in Louisiana typically costs between 8000 and 15000 dollars per year for a single truck with basic liability. Full coverage with cargo and physical damage can run 12000 to 25000 dollars annually. Rates vary widely based on driving history and the specific risks of local routes. This is general information not insurance advice.
About truck insurance agents in Lake Charles
Truck insurance agents in Lake Charles Louisiana help owner-operators and fleets meet state minimum liability requirements. Louisiana law requires at least 75000 dollars in bodily injury coverage per person and 150000 dollars per accident for commercial trucks. Local agents understand the risks of I-10 freight routes and port traffic near the Calcasieu Ship Channel.
Frequently Asked Questions
What are the minimum liability limits for a truck in Louisiana?
Louisiana requires 75000 dollars bodily injury per person 150000 dollars per accident and 25000 dollars property damage for commercial motor vehicles. Higher limits are often needed for interstate hauling.
Do I need cargo insurance for my truck in Lake Charles?
Cargo insurance is not required by Louisiana state law but most brokers and shippers demand it. Typical coverage starts at 5000 dollars and can go up to 100000 dollars depending on the cargo value.
How does a truck insurance agent determine my premium in Louisiana?
Agents look at your driving record vehicle type cargo hauled annual mileage and radius of operation. Louisiana rates also factor in the high frequency of weather claims along the Gulf Coast.
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