The top-rated truck insurance agent in Houma, Louisiana is Direct Auto Insurance, rated 4.9 stars across 439 reviews. Other highly rated options include Freeway Insurance, Trinity Insurance Agency, Inc, Dalton LeBlanc - State Farm insurance Agent. This directory lists 20 truck insurance agents serving Houma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Direct Auto Insurance | 6473 W Main St | (985) 851-0123 |
| 2 | Freeway Insurance | 209 Bayou Gardens Blvd Ste H | (985) 200-0045 |
| 3 | Trinity Insurance Agency, Inc | 6823 W Park Ave | (985) 262-1435 |
| 4 | Dalton LeBlanc - State Farm insurance Agent | 789 Grand Caillou Rd | (985) 876-4410 |
| 5 | GoAuto Insurance | 1539 Martin Luther King Blvd Suite 108 | (985) 868-5000 |
| 6 | Boudreaux & Associates Insurance Agency, Inc. | 7032 W Park Ave | (985) 876-0643 |
| 7 | The General | 6108 W Park Ave | (985) 851-7055 |
| 8 | Terrebonne Insurance Agency, Inc | 210 Mystic Blvd | (985) 851-3080 |
| 9 | Southgate Insurance Agency, LLC | 1155 St Charles St | (985) 262-0406 |
| 10 | Eric Landry Agency: Allstate Insurance | 258 Enterprise Dr | (985) 873-1611 |
Direct Auto Insurance serves the Houma, Louisiana area as a provider for truck insurance agents. It offers coverage solutions for commercial trucking operations, including policies for over-the-road vehicles and local delivery fleets. These insurance products address liability, cargo, and physical damage exposures common in the region’s logistics and transport industry. The company’s services help protect owner-operators and small trucking firms. It specifically handles auto liability insurance and physical damage coverage for commercial trucks in Houma.
Freeway Insurance provides comprehensive coverage options tailored for truck operators in Houma, Louisiana, addressing liability, cargo, and physical damage risks. The company offers ongoing policy maintenance and claims assistance to keep commercial vehicles compliant and protected on the road. Service plans include routine policy reviews and coverage adjustments based on changing operational needs. It serves single-family homes and apartments for personal insurance, and retail properties and restaurants for commercial accounts within the local area.
Trinity Insurance Agency, Inc serves the Houma, LA area as a truck insurance agent. It helps local trucking operators secure commercial vehicle coverage. The firm works with clients to protect their heavy-duty trucks, trailers, and cargo from common road risks. It also addresses liability exposures that arise from hauling goods along regional highways and local routes. Trucking companies in Houma can obtain coverages for physical damage and cargo loss through this agency.
Dalton LeBlanc - State Farm Insurance Agent in Houma, LA, provides commercial truck insurance services, including liability coverage and physical damage protection. It offers policy review and renewal plans to help ensure coverage remains aligned with evolving operational needs. The agency also assists with roadside assistance endorsements for local trucking routes. Its clientele includes owner-operators and small fleets that haul goods through the surrounding bayou region. This office services single-family homes, apartments, retail, and restaurants.
GoAuto Insurance in Houma, Louisiana, serves local trucking companies and independent owner-operators who need commercial vehicle coverage. This agency provides essential liability and cargo insurance policies tailored to the demands of regional freight transport. Truck drivers and fleet managers rely on these services to protect their equipment and daily operations. The agency also assists residential and commercial property owners seeking auto insurance for personal trucks and work vehicles. In addition to serving Houma, GoAuto Insurance covers businesses and residents throughout the nearby Thibodaux metropolitan area.
Owner-operators and commercial fleet businesses in the Houma area turn to Boudreaux & Associates Insurance Agency, Inc. for tailored truck insurance solutions. The agency provides necessary coverage options including liability, physical damage, and cargo protection to help mitigate the unique risks of regional transport operations. Its agents focus on matching policies to individual business needs across various hauling sectors. The firm also serves clients in the broader Terrebonne Parish area and neighboring communities like Thibodaux.
Serving Houma and the surrounding communities of Terrebonne and Lafourche parishes, The General handles commercial truck insurance for local owner-operators and small fleets. It addresses the specific liability and cargo needs common to regional transport and oilfield hauling operations. The agency regularly reviews policy coverage to keep pace with changing DOT compliance requirements and weather-related risks along the Gulf Coast. When evaluating a new client’s situation, it first analyzes their driving history and fleet size to match them with a suitable carrier.
Terrebonne Insurance Agency, Inc. in Houma, LA, helps clients choose between one-time liability coverage for a single trucking job and recurring commercial auto policies for ongoing fleet operations, with options tailored to freight size and route length. Coverage typically protects against cargo loss, accident damage, and legal liability exposures common in the local transportation industry along Louisiana highways. Their service runs on a one-time, seasonal, or as-needed basis according to each policyholder’s shipping schedule.
Operating as either a one-time policy purchase or through a scheduled renewal service, a truck insurance agent helps carriers manage their complex coverage needs. Southgate Insurance Agency, LLC in Houma, Louisiana, assists local truck operators in obtaining liability, cargo, and physical damage protection for their commercial vehicles. These agents regularly review policy limits to ensure compliance with both state and federal regulations. Service runs primarily as a scheduled, ongoing renewal process rather than strictly one-time or as-needed visits.
Serving Houma, Louisiana, and the surrounding communities of the bayou region, Eric Landry Agency: Allstate Insurance handles a full range of truck insurance coverage for commercial vehicles. This includes policies designed for local haulers, long-haul operators, and owner-operators navigating busy highways and rural routes. The agency focuses on protecting assets with essential liability, cargo, and physical damage coverage tailored to each client's specific operational needs. Its typical work begins with a thorough review of the driver's fleet size and typical routes, then customizing a policy to mitigate area-specific risks.
What Does a a Truck Insurance Agent in Houma Cost?
Typical annual premiums for truck insurance in Louisiana range from 8000 to 15000 dollars for a single truck with basic liability and physical damage coverage. Factors like driving record, cargo type, and annual mileage affect the price. For a fleet of five trucks, costs can range from 30000 to 60000 dollars per year. This is general information, not insurance advice.
About truck insurance agents in Houma
Truck insurance agents in Houma, Louisiana help owner-operators and fleet managers find coverage that meets state and federal requirements. Louisiana law requires minimum liability insurance of 75000 dollars for bodily injury per person and 25000 dollars for property damage. Local agents know the unique risks of driving in the bayou region, including flooding and heavy traffic on Highway 90.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Louisiana?
Louisiana requires commercial trucks to carry at least 75000 dollars in bodily injury liability per person and 25000 dollars in property damage liability. For interstate trucks, federal regulations require minimums of 750000 dollars in liability coverage. An agent can help you meet both state and federal rules.
Do I need cargo insurance for my truck in Houma?
Cargo insurance is not required by Louisiana law but is often required by brokers or shippers. It protects the goods you are hauling. An agent can explain typical coverage limits and how to match them to your freight value.
How does Louisiana law affect truck insurance rates in Houma?
Louisiana is a tort state, meaning fault determines liability in accidents. This can lead to higher premiums due to litigation risks. Agents in Houma consider local factors like hurricane exposure and road conditions when quoting rates.
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