The top-rated truck insurance agent in Wichita, Kansas is Russ Herman - State Farm Insurance Agent, rated 5.0 stars across 730 reviews. Other highly rated options include The Insurance Guys - Wichita, Auto Acceptance Insurance Inc, Shepherd Insurance Group. This directory lists 19 truck insurance agents serving Wichita.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Russ Herman - State Farm Insurance Agent | 7829 E Rockhill St #305 | (316) 681-1470 |
| 2 | The Insurance Guys - Wichita | 2960 W Central Ave | (316) 927-3800 |
| 3 | Auto Acceptance Insurance Inc | 1644 Oliver | (316) 688-4454 |
| 4 | Shepherd Insurance Group | 12007 E 13th St N | (316) 869-1235 |
| 5 | ICT Insurance Team | 3500 N Rock Rd 200 Suite B | (316) 751-6588 |
| 6 | Strata Insurance Group | 7340 W 21st St | (316) 219-1650 |
| 7 | EIG Insurance Center | 5119 E Kellogg Dr | (316) 618-2309 |
| 8 | Family First Insurance Alliance LLC | 1735 W 21st St #200 | (316) 444-3980 |
| 9 | Galaxy Insurance Group | 12021 E 13th St N | (316) 833-4927 |
| 10 | Steve Pore Insurance Agency | 6700 W Central Ave #114 | (800) 569-0462 |
Russ Herman - State Farm Insurance Agent serves the Wichita, Kansas metro area, providing truck insurance coverage for commercial vehicle operators. Policies are tailored to address the unique risks of long-haul and local trucking operations, including liability and cargo protection. The agency helps drivers meet federal and state insurance requirements while navigating regional regulatory conditions. Truck owners can discuss physical damage coverage for their vehicles and medical payments coverage for themselves.**
The Insurance Guys - Wichita provides truck insurance agent services for commercial vehicles in the Wichita area. This agency assists local operators in securing essential liability coverage and physical damage protection for their fleets. It also helps clients maintain proper compliance with Kansas and federal transportation regulations through regular policy reviews. The insurance agency ultimately serves small businesses and independent operators who own single-family homes, apartments, retail, and restaurants.
Auto Acceptance Insurance Inc serves businesses and owner-operators in Wichita, Kansas, requiring truck insurance coverage. The agency helps local clients obtain policies that protect commercial vehicles and cargo while meeting state regulatory requirements. It also guides customers through the process of securing appropriate liability limits for their fleet or single truck needs. Beyond Wichita proper, the company extends its services to the nearby Sedgwick County communities surrounding the metro area.
Shepherd Insurance Group serves Wichita and surrounding communities throughout south-central Kansas, handling commercial truck insurance for independent owner-operators and small fleet operators. It brokers policies that cover liability, physical damage, cargo, and non-trucking liability exposures common to regional haulers. Each client relationship begins with a review of their operation's equipment, routes, and coverage gaps. The agent then negotiates with multiple carriers to prioritize adequate coverage depth and program continuity for the year ahead.
As a specialized truck insurance agent in Wichita, Kansas, ICT Insurance Team offers coverage designed for commercial vehicles, including liability, physical damage, and cargo protection. It also provides comprehensive policy reviews to help local trucking businesses manage risk and maintain compliance with industry regulations. The company addresses specific seasonal challenges, such as advising clients on weather-related coverage adjustments needed for icy highway conditions common during Kansas winters.
Strata Insurance Group in Wichita, Kansas specializes in tailored coverages for commercial trucking fleets and independent owner-operators. The agency also works with local businesses on standard commercial insurance needs. Consultants analyze routes, cargo types, and fleet sizes to match drivers with appropriate liability and physical damage policies. When winter storms or harvest season increase accident risks for regional haulers, the agency helps adjust coverage limits and filing procedures accordingly.
EIG Insurance Center, located in Wichita, Kansas, provides truck insurance agent services that differentiate between short-term, single-trip policies for independent hauls and recurring coverage plans designed for fleet operations with regular routes. They assist commercial truck operators in securing protection for vehicles, cargo, liability, and physical damage across local and regional highways. Covering both owner-operators and larger trucking companies within the Wichita area, their service runs on both a one-time and as-needed basis, depending on the client’s hauling schedule.
When winter ice and spring storms create hazardous routes across south-central Kansas, motor carriers in Wichita need reliable truck insurance protection for their fleets. Family First Insurance Alliance LLC addresses this recurring seasonal demand by offering dedicated truck insurance agent services that help commercial drivers maintain legally required coverage. Their agents focus on matching policy options to individual operational needs rather than promoting generic plans. A prospective client initiates service by scheduling an inspection of their vehicles to assess coverage requirements.
As a truck insurance agency in Wichita, Kansas, Galaxy Insurance Group helps local commercial drivers manage their coverage needs, focusing on policies tailored for over-the-road and local delivery operations. They offer specialty endorsements such as cargo protection and roadside assistance to support fleet reliability. Their services are available for offices requiring commercial auto policies, warehouses with internal vehicle fleets, and food service vendors needing coverage for distribution trucks.
Steve Pore Insurance Agency provides truck insurance solutions for residential clients in the Wichita area, ensuring personal vehicles are properly covered. The company also offers commercial truck insurance policies for local businesses needing fleet or single-vehicle protection across Kansas. Their service area includes Wichita and surrounding communities where trucking operations commonly require specialized liability and cargo coverage. After an initial policy setup, clients can expect thorough follow-up support between regular visits to adjust coverage for changing equipment or driving routes.
What Does a a Truck Insurance Agent in Wichita Cost?
Truck insurance costs in Kansas typically range from $8,000 to $15,000 per year for a single owner-operator with basic liability coverage. Full coverage policies with physical damage and cargo insurance can cost between $12,000 and $25,000 annually. Rates depend on driving history, cargo type, and annual mileage. This is general information and not insurance advice.
About truck insurance agents in Wichita
Truck insurance agents in Wichita Kansas help owner-operators and fleet companies secure coverage that meets state and federal requirements. Kansas law mandates minimum liability insurance of $25,000 per person and $50,000 per accident for commercial vehicles, though many trucking operations need higher limits. Local agents understand the specific risks of hauling freight through Wichita interstates like I-35 and I-135.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Kansas?
Kansas requires commercial trucks to carry at least $25,000 in bodily injury liability per person and $50,000 per accident. For property damage the minimum is $25,000. Many carriers require higher limits for interstate operations.
Do I need a specific type of insurance for hauling hazardous materials in Kansas?
Yes, hauling hazardous materials requires additional coverage and a surety bond of at least $5 million under federal regulations. Your Wichita agent can help you meet these requirements.
How do Kansas weather conditions affect truck insurance rates?
Wichita experiences severe weather including hail and high winds which can increase comprehensive coverage costs. Agents factor in local weather risks when quoting premiums for truck policies.
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