The top-rated truck insurance agent in Gardner, Kansas is Joe Oldham - State Farm Insurance Agent, rated 4.9 stars across 156 reviews. Other highly rated options include MJH Insurance, Farmers Insurance - Robert Kelly Insurance Agency, Inc, T Miller and Associates Inc American Family Insurance. This directory lists 11 truck insurance agents serving Gardner.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joe Oldham - State Farm Insurance Agent | 224 E Main St | (913) 856-6124 |
| 2 | MJH Insurance | 345 N Moonlight Rd | (913) 856-0002 |
| 3 | Farmers Insurance - Robert Kelly Insurance Agency, Inc | 235 E Main St | (913) 856-3816 |
| 4 | T Miller and Associates Inc American Family Insurance | 213 E Main St | (913) 856-6177 |
| 5 | Ample Green Insurance | 526 E Main St | (913) 372-7979 |
| 6 | Shelter Insurance - Sharla Neis | 950 E Lincoln Ln b | (913) 938-5030 |
| 7 | Farm Bureau Financial Services | 112 S Elm St | (913) 856-2197 |
| 8 | Black & Blue Transport Llc | 845 E Warren St | (913) 742-0166 |
| 9 | ALFT Insurance Agency Inc | 230 E Main St B | (913) 856-8050 |
| 10 | Russell Otte | 112 S Elm St | (913) 268-4222 |
Joe Oldham - State Farm Insurance Agent serves Gardner, Kansas, and the surrounding Johnson County area as a truck insurance agent. Specializing in commercial vehicle coverage, this agency helps local owner-operators and fleet owners navigate the unique insurance requirements for heavy trucks. Policies are tailored to protect against liability and cargo damage common on area highways. Additionally, the office handles physical damage insurance for semi-trucks and offers assistance with filing business auto claims.
MJH Insurance provides truck insurance coverage for commercial vehicles operating in and around Gardner, Kansas. It offers liability, physical damage, and cargo protection policies designed to meet regulatory requirements and fleet needs. The agency helps clients manage risk with customized coverage options and supports claims processing. Its service approach includes reviewing coverage limits and ensuring compliance with local and federal mandates. MJH Insurance serves transportation businesses hauling goods from single-family homes, apartments, retail establishments, and restaurants.
Farmers Insurance - Robert Kelly Insurance Agency, Inc serves local trucking businesses and commercial fleet operators in the Gardner, Kansas area. This agency provides specialized truck insurance policies designed to cover cargo, liability, and physical damage for owner-operators and small trucking companies. Comprehensive risk management support helps businesses protect their assets and comply with state and federal requirements. The agency also extends its truck insurance services to commercial drivers and fleet owners in nearby Olathe and along the Interstate 35 corridor in Johnson County.
T Miller and Associates Inc American Family Insurance serves Gardner, Kansas, and the surrounding communities of the greater Johnson County region. This agency handles commercial truck insurance for local owner-operators and small fleet businesses operating in the area. It works with clients to secure liability coverage, physical damage protection, and cargo insurance suitable for regional hauling needs. With each assignment, it begins by discussing a driver’s specific routes and vehicle type to tailor a policy that fits the operation.
Ample Green Insurance in Gardner, KS helps trucking clients decide between one-time policies for single hauls and recurring plans for ongoing fleet operations. Coverage addresses liability, physical damage, and cargo protection for local and regional transport. Their approach to truck insurance supports compliance with standard industry requirements without assuming unnecessary financial risk. Service runs on a one-time, scheduled, or as-needed basis depending on the policyholder’s operational cycle.
Specializing in commercial truck insurance, Shelter Insurance - Sharla Neis provides tailored coverage for owner-operators and local fleets in Gardner, Kansas. The agency works with drivers to design policies that address business needs. As a local truck insurance agent, it helps clients navigate liability and cargo protection requirements common to the area. With changing weather patterns affecting midwestern roads, the agency assists businesses in reviewing their policies before the winter hauling season begins to ensure adequate coverage for ice and snow-related risks.
When harvest season fills rural roads around Gardner with heavy farm machinery and grain trucks, local operators need solid commercial vehicle protection. Farm Bureau Financial Services, located directly in Gardner, Kansas, works with area truck owners to secure policies covering physical damage, cargo liability, and agricultural-related transit risks. The agent reviews each client’s specific route schedule and trailer configurations before presenting coverage options tailored to that operation. A formal inspection of the truck and its safety equipment then determines the final quote and binding terms.
Black & Blue Transport Llc in Gardner, KS provides truck insurance focused on commercial vehicle policies for local businesses. The agency can arrange liability coverage for over-the-road operations and also offers physical damage protection for cargo and equipment. Specialized add-ons include coverage for non-trucking liability and rental reimbursement during repairs. Services are available for companies operating distribution offices, warehousing centers, and food service supply fleets.
ALFT Insurance Agency Inc provides residential service for truck insurance needs in Gardner, KS, helping local operators secure proper coverage for their vehicles. Commercial truck insurance coverage protects drivers and their assets on the road throughout the surrounding region. Their specialists assist with policy adjustments and claims guidance to keep each account current. Customers can return for follow-up service between regular visits to update policy limits or review changes in their fleet requirements.
Russell Otte is known for providing commercial truck insurance to local owner-operators and small fleets. Serving the Gardner, Kansas area and the surrounding region for trucking coverage needs, the agent assists clients with liability, physical damage, and cargo insurance policies. Every policy is arranged to help meet regulatory requirements and protect business assets on the road. Additionally, they can offer quotes for non-trucking liability insurance, covering drivers when their rig is not under dispatch.
What Does a a Truck Insurance Agent in Gardner Cost?
Truck insurance costs in Kansas vary widely based on driving history, cargo type, and annual mileage. Owner-operators might pay 8,000 to 15,000 per year for basic liability and physical damage. Fleets with multiple trucks often receive lower per-unit rates. Premiums can be higher for hazardous materials or older drivers. This is general information and not insurance advice.
About truck insurance agents in Gardner
Truck insurance agents in Gardner Kansas help owner-operators and fleets meet Kansas Department of Transportation requirements. Kansas law mandates minimum liability coverage of 50/100/25 for intrastate trucks. Agents can also assist with cargo insurance and physical damage coverage tailored to local routes.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Kansas?
Kansas requires at least 50/100/25 liability coverage for intrastate trucks. Interstate trucks must follow federal FMCSA minimums of 750,000 or more depending on cargo type. An agent in Gardner can help you determine the correct limits.
Do I need a specific filing for Kansas truck insurance?
Yes, intrastate carriers must file proof of insurance with the Kansas Corporation Commission. Interstate carriers need a BMC-91 or BMC-91X form filed with the FMCSA. Your Gardner agent can handle these filings for you.
Can I get temporary truck insurance in Gardner Kansas?
Yes, many agents offer short-term policies for seasonal work or trip coverage. Temporary policies typically last 30 to 90 days and include liability and physical damage options. Availability depends on your driving record and cargo type.
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