The top-rated truck insurance agent in Urbandale, Iowa is James Walford - State Farm Insurance Agent, rated 5.0 stars across 206 reviews. Other highly rated options include Buenzow Insurance Group, Margo Kromminga - State Farm Insurance Agent, Jones Insurance & Associates. This directory lists 10 truck insurance agents serving Urbandale.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | James Walford - State Farm Insurance Agent | 2781 100th St | (515) 256-9159 |
| 2 | Buenzow Insurance Group | 3273 100th St | (515) 270-8870 |
| 3 | Margo Kromminga - State Farm Insurance Agent | 4541 86th St | (515) 270-9090 |
| 4 | Jones Insurance & Associates | 2924 104th St | (515) 868-0040 |
| 5 | Cupp Insurance Inc. | 3815 109th St | (515) 334-5286 |
| 6 | Fortress Insurance Services | 7701 Douglas Ave | (515) 225-1712 |
| 7 | Jim Bagbey - State Farm Insurance Agent | 3885 121st St | (515) 278-2100 |
| 8 | BLC Insurance | 10546 Justin Dr | (515) 243-4289 |
| 9 | Luke Van Roekel- Independent Insurance Agent | 4566 114th St | (515) 978-9150 |
| 10 | Coffey Insurance Agency | 7517 Douglas Ave # 11 | (515) 270-1880 |
James Walford - State Farm Insurance Agent serves the Urbandale, IA metro area and surrounding communities, specializing in truck insurance policies for local and long-haul operations. The agency provides coverage for commercial vehicles, helping fleet owners and independent drivers manage their risk in this region. Clients receive tailored liability and physical damage protection for trucks, accommodating various cargo types and operational distances. The office handles comprehensive truck insurance adjustments and specialty endorsements for equipment within Urbandale.
Buenzow Insurance Group in Urbandale, Iowa, provides truck insurance agent services tailored to commercial vehicle operators in the region. Its offerings include coverage for various trucking needs and assistance with evaluating the proper protection for fleet or individual operations. The company helps clients review their current coverage and adjust policy details to adapt to changing business requirements. It serves diverse property types such as small residential properties, apartment complexes, local retail stores, and independent restaurants within the greater Urbandale area.
Margi Kromminga - State Farm Insurance Agent serves local business owners, fleet operators, and independent truck drivers in the Urbandale, Iowa area. The agency provides commercial truck insurance policies tailored to cover cargo, liability, and vehicle damage for local and regional hauling operations. It also offers risk management advice specific to the trucking industry’s regulatory requirements. Clients can receive personalized policy reviews to help match coverage with their fleet size and routes. The agency additionally covers communities throughout the Des Moines metro, including neighboring West Des Moines.
Jones Insurance & Associates serves Urbandale, Iowa and the surrounding communities, handling truck insurance coverage for local and regional operators. Their focus is on policies that address the specific risks commercial trucking faces on Midwest roadways, from liability to cargo protection. The agency works directly with clients to review coverage limits and ensure they meet regulatory requirements. When handling a typical job for a new client, they begin by assessing the trucking operation’s routes and fleet size before tailoring a policy that matches the insured’s daily exposure.
Located in Urbandale, IA, Cupp Insurance Inc. provides truck insurance agent services that differentiate between tailored, one-time policies for single shipments and recurring coverage for ongoing fleet operations. Their service addresses regional compliance requirements and cargo liability specific to local routes. Trucking clients rely on them for standard policy management and claims guidance. This agent runs their service strictly on an as-needed basis, allowing clients to request coverage adjustments or new quotes without a mandatory long-term contract or commitment.
Fortress Insurance Services serves the Ames, Iowa area as a truck insurance agent, helping local operators secure coverage. Agents review liability and physical damage policies tailored to the needs of commercial trucking. Compliance with state and federal regulations is a key part of the counsel they provide. Their work focuses on matching fleets and independent owner-operators with appropriate protection. The company handles consulting on policy deductibles and coverage limits for tractor-trailer and box truck operations.
Jim Bagbey - State Farm Insurance Agent in Urbandale, IA, specializes in providing commercial truck insurance policies tailored to local fleet needs. It also offers personal auto, home, and life insurance to individuals and families. As a truck insurance agent, the agency helps commercial drivers manage liability, physical damage, and cargo coverage concerns. During winter months, it assists with policy reviews to ensure adequate protection against ice-related accidents and road hazards that frequently affect trucking routes in central Iowa.
As spring storms approach across central Iowa, truck owners in the Urbandale area face increased risks from wind and hail damage to their commercial vehicles. BLC Insurance provides tailored truck insurance agent services designed to address these seasonal exposures and the unique liability demands of regional freight operations. Their process begins by assessing each client’s specific driving radius and cargo types to build appropriate coverage. This initial consultation always includes a detailed review of current equipment conditions to recommend necessary policy adjustments.
Luke Van Roekel- Independent Insurance Agent in Urbandale, IA provides truck insurance coverage tailored to commercial vehicles operating locally and regionally. The agency focuses on policies that meet regulatory requirements alongside specialized add-ons for cargo protection and roadside assistance. Independent agent services allow for customized plan options to address varied fleet needs. This truck insurance agent can serve commercial sectors including offices, warehouses, and food service operations.
Coffey Insurance Agency serves residential clients in Urbandale with tailored truck insurance policies designed for personal vehicles. The company also offers comprehensive commercial coverage for local business fleets operating throughout the greater Des Moines area and surrounding communities. Their agency works with policyholders to ensure appropriate liability and cargo protection for various truck operations. Clients needing adjustments or renewals often contact the office between regular service visits for prompt assistance with changing coverage needs.
What Does a a Truck Insurance Agent in Urbandale Cost?
Typical truck insurance costs in Iowa range from $8,000 to $15,000 per year for a single long-haul truck, depending on driving record and cargo type. Local Urbandale agents may offer rates starting around $6,000 for short-haul operations. Costs vary by case, so compare multiple quotes. This is general information, not insurance advice.
About truck insurance agents in Urbandale
Truck insurance agents in Urbandale Iowa help owner-operators and fleet managers meet state and federal insurance requirements. Iowa law mandates minimum liability coverage of $750,000 for interstate commercial trucks under federal regulations. Local agents understand Urbandale routes and can tailor policies for regional hauls.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Urbandale Iowa?
For interstate trucks, Iowa follows federal minimums of $750,000 in liability coverage. Intrastate trucks may require lower limits, but agents often recommend higher coverage for cargo and physical damage.
How do I find a truck insurance agent in Urbandale?
You can search online for agents specializing in commercial auto insurance in Urbandale. Many local agencies offer free quotes and can explain Iowa-specific filings like the BOC-3 form.
Does Iowa require underinsured motorist coverage for trucks?
Iowa does not require underinsured motorist coverage for commercial trucks, but agents often suggest it for added protection. Federal regulations do not mandate it, but it can help cover gaps in liability claims.
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