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Truck Insurance Agents in Des Moines, IA

Browse truck insurance agents serving Des Moines, Iowa. Contact information and addresses listed below.

11 agents listed
Updated May 2026
Des Moines, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 11 truck insurance agents in Des Moines, IA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Insurance Specialists Inc
514 E Euclid Ave, Des Moines, IA 50313
(515) 280-1207 insspecinc.com
Ligouri Insurance
4320 1/2 SW 9th St, Des Moines, IA 50315
(515) 285-0370 ligouri-insurance.com
Ketelsen Davis Agency: Allstate Insurance
106 SW 7th St Ste B101, Des Moines, IA 50309
(515) 257-7072 agents.allstate.com
Budget Insurance
3111 Douglas Ave, Des Moines, IA 50310
(515) 277-1313 budget-ins.com
Boersma Insurance Services
100 Court Ave #310/450, Des Moines, IA 50309
(515) 327-7033 boersmainsurance.com
Centro Insurance
5406 Douglas Ave, Des Moines, IA 50310
(515) 318-5638 centroinsurance.com
Adriana's Agency
1514 E Grand Ave Suite B, Des Moines, IA 50316
(515) 266-0402 adrianas-agency.com
Davis Insurance Agency
2815 Beaver Ave # 200, Des Moines, IA 50310
(515) 274-3838 davis-insurance.com
Dallas Downey, DSM Insurance Guy
505 E Grand Ave, Des Moines, IA 50309
(515) 373-8988 dsminsuranceguy.com
Crivaro Insurance Agency
2449 SW 9th St, Des Moines, IA 50315
(515) 288-5589 brockerkarns.com
Downtown Insurance
655 Walnut St Suite 136, Des Moines, IA 50309
(515) 288-3004 downtowninsurance.net

Truck insurance agents in Des Moines Iowa help owner-operators and fleets meet state minimum liability requirements. Iowa law mandates at least 750 thousand dollars in liability coverage for most commercial trucks. Local agents understand the specific filing rules with the Iowa DOT and can tailor policies for regional routes.

What Does a Truck Insurance Agent in Des Moines Cost?

Truck insurance costs in Iowa vary widely based on driving record, cargo type, and annual mileage. A basic policy for a single truck can range from 8 thousand to 15 thousand dollars per year. High-risk or long-haul operations may pay 20 thousand dollars or more. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for trucks in Iowa?
Iowa requires at least 750 thousand dollars in liability coverage for trucks operating interstate. For intrastate haulers the minimum is 300 thousand dollars. Agents can help you meet these limits and file proof with the Iowa DOT.
How do I find a truck insurance agent in Des Moines?
Look for agents who specialize in commercial auto and trucking insurance. Many agencies in Des Moines have experience with local regulations and can compare quotes from multiple carriers. Ask about coverage for cargo, physical damage, and non-trucking liability.
Does Iowa require underinsured motorist coverage for trucks?
Iowa does not require underinsured motorist coverage for commercial trucks but carriers often offer it. Agents can explain how this coverage protects you if another driver has insufficient insurance. It is optional but recommended for added protection.