The top-rated truck insurance agent in Plainfield, Illinois is Rick Hakey - State Farm Insurance Agent, rated 4.9 stars across 438 reviews. Other highly rated options include Nick Diorio Agency Inc American Family Insurance, Southwest Insurance Center, Matt Heath - State Farm Insurance Agent. This directory lists 18 truck insurance agents serving Plainfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rick Hakey - State Farm Insurance Agent | 24048 Lockport St | (815) 436-5608 |
| 2 | Nick Diorio Agency Inc American Family Insurance | 15515 S Rte 59 UNIT 103 | (815) 436-7474 |
| 3 | Southwest Insurance Center | 24118 Chicago St #100 | (815) 230-4600 |
| 4 | Matt Heath - State Farm Insurance Agent | 7140 Caton Farm Rd A | (815) 680-5544 |
| 5 | Chris McLeod - State Farm Insurance Agent | 12443 S Rte 59 #103 | (815) 609-9099 |
| 6 | Ray Kelly - State Farm Insurance Agent | 15925 Rte 59 Suite 109 | (815) 577-1717 |
| 7 | Par Insurance Agency | 24020 W Riverwalk Ct #122 | (815) 254-7900 |
| 8 | Farmers Insurance - Nikola Peroustiyski | 13550 US-30 Suite 202 | (630) 590-3726 |
| 9 | PrairieOne Insurance Agency, LLC | 24402 Lockport St #220 | (815) 588-1600 |
| 10 | Fidelity Insurance Group LLC | 13246 Rte 59 Unit 212 | (630) 998-8852 |
Rick Hakey - State Farm Insurance Agent serves the Plainfield, Illinois area and surrounding Will County, offering coverage tailored for trucking operations. The agency provides commercial auto policies designed for local delivery vehicles and long-haul rigs, protecting against liability and physical damage on the road. Policies help business owners manage cargo exposure during transit and cover equipment stored at depots. Rick Hakey’s office also handles specific endorsements for hired and non-owned trucks used by contractors.
Nick Diorio Agency Inc American Family Insurance offers truck insurance for local commercial operators in the Plainfield, Illinois area. It provides liability and physical damage coverage along with cargo protection, and tailors each policy to meet individual business needs. Regular policy reviews help adjust coverage as fleet requirements change over time. The agency also supports clients through claims filing and risk management advice. Its services cover single-family homes, apartments, retail, and restaurants.
Southwest Insurance Center in Plainfield, Illinois handles both one-time policy purchases for individual truckers and recurring comprehensive coverage plans for fleet operators. Their work typically addresses accident liability, cargo protection, and physical damage coverage. Services are offered on either a scheduled basis for renewals or as-needed, allowing clients to request immediate assistance whenever a new truck policy or coverage update is required.
Trucking companies and independent owner-operators in the Plainfield area turn to Matt Heath - State Farm Insurance Agent for their commercial auto and liability coverage needs. The agency helps these businesses manage risk with tailored policies designed for local and long-haul trucking operations. It also serves local homeowners and auto clients, offering personal insurance solutions alongside its commercial truck focus. Its coverage extends to drivers and fleets operating throughout the nearby Joliet region and the broader Will County corridor.
Serving Plainfield, Illinois, and the surrounding communities in Will and Kendall counties, Chris McLeod - State Farm Insurance Agent provides truck insurance coverage for commercial vehicles operating in the region. This local agency handles liability, physical damage, and cargo protection policies tailored to independent owner-operators and small fleet owners. The approach focuses on assessing each client’s specific route needs and vehicle value to recommend appropriate limits and deductibles for a balanced policy.
Ray Kelly - State Farm Insurance Agent in Plainfield, IL, offers both one-time policy consultations and ongoing recurring coverage options for trucking businesses. Commercial auto insurance addresses vehicle damage, cargo, and liability risks that local truckers frequently encounter on roadways. This agency provides coverage tailored to short-haul, long-haul, and owner-operator scenarios. Service for local truck insurance agents typically runs on an as-needed basis, with annual policy renewals scheduled to reassess limits and adjust coverage according to changes in fleet size or routes.
Par Insurance Agency offers customized commercial truck insurance solutions for owner-operators and fleet owners in the Plainfield area. It provides policies covering liability, physical damage, and cargo protection for local and long-haul operations. As an independent agency, it also reviews coverage options with drivers during policy renewals to maintain adequate protection. As winter approaches, the agency helps truckers adjust their policies to account for increased road hazards and seasonal cargo risks in northern Illinois.
When winter weather creates hazardous road conditions in Plainfield, trucking companies turn to Farmers Insurance - Nikola Peroustiyski for coverage tailored to their commercial fleet needs. This local truck insurance agent helps independent drivers and transportation businesses manage liability risks associated with freight delivery across the region. Policies are structured to address changing liability requirements. The initial process begins with a comprehensive fleet inspection to assess vehicle specifications and current coverage gaps.
Fidelity Insurance Group LLC serves the Plainfield, IL, area with residential coverage options for personal vehicles used in local trucking operations. The agency also provides commercial policies for larger fleets operating throughout the surrounding region. Their team assists truckers in matching protection with state requirements and common road risks. After securing an initial policy, clients can return for periodic policy reviews or adjust coverage as their driving needs change between regular visits.
What Does a a Truck Insurance Agent in Plainfield Cost?
Truck insurance costs in Illinois typically range from $8,000 to $15,000 per year for a single truck with basic liability coverage. Full coverage policies including physical damage can cost $12,000 to $25,000 annually. Rates vary based on driving record, cargo type, and annual mileage. This is general information and not insurance advice.
About truck insurance agents in Plainfield
Truck insurance agents in Plainfield Illinois help owner operators and fleet companies meet Illinois mandatory liability insurance requirements. Illinois law requires minimum liability coverage of $750,000 for most commercial trucks operating in the state. A local agent can explain how Illinois specific regulations affect your policy and help you find coverage that fits your operation.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Illinois?
Illinois requires commercial trucks to have at least $750,000 in liability coverage for bodily injury and property damage. Higher limits may be needed for hazardous materials or larger vehicles. Your agent can help you determine the correct minimums for your specific truck type.
Do I need a special license to sell truck insurance in Illinois?
Yes truck insurance agents in Illinois must hold a valid insurance producer license issued by the Illinois Department of Insurance. They must also complete continuing education courses to stay current on state regulations and coverage options.
How does Illinois law affect truck insurance rates in Plainfield?
Illinois requires proof of insurance for vehicle registration and imposes penalties for lapses in coverage. Local factors like traffic density on I-55 and weather conditions in Will County can also influence premiums. An agent familiar with Plainfield can explain these regional impacts.
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