The top-rated truck insurance agent in Addison, Illinois is Luis Garcia - State Farm Insurance Agent, rated 4.9 stars across 409 reviews. Other highly rated options include Gary Lemenager - State Farm Insurance Agent, Freeway Insurance, My Insurance Werks, Inc.. This directory lists 14 truck insurance agents serving Addison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Luis Garcia - State Farm Insurance Agent | 245 Addison Rd | (630) 543-8582 |
| 2 | Gary Lemenager - State Farm Insurance Agent | 1250 W Lake St | (630) 628-0700 |
| 3 | Freeway Insurance | 433 W Lake St | (630) 425-7083 |
| 4 | My Insurance Werks, Inc. | 211 E Lake St #2 | (630) 410-9375 |
| 5 | Magnum Insurance Agency | 522 W Lake St Suite D | (630) 563-4725 |
| 6 | Towns Johnson Ins: Allstate Insurance | 221 E Lake St Ste 201 | (630) 834-5678 |
| 7 | Hispano Insurance Agency, Inc. | 15 N Addison Rd | (630) 833-0505 |
| 8 | Oxford Auto Insurance | 560 W Lake St | (630) 320-3310 |
| 9 | Leticia Herrera Agency, Inc American Family Insurance | 1000 W Lake St | (630) 543-8009 |
| 10 | Farmers Insurance - James Provinzino | 240 E Lake St Ste 205 | (630) 941-0566 |
Luis Garcia - State Farm Insurance Agent serves the Addison, Illinois area and the surrounding communities as a dedicated truck insurance agent. This agency specializes in providing commercial vehicle solutions tailored for local trucking businesses and independent owner-operators. Clients receive assistance with policy selection that offers essential protections such as liability coverage and cargo insurance. Distinct services include coverage for specific rig equipment and tailored liability options to meet regulatory requirements.
Gary Lemenager - State Farm Insurance Agent in Addison, IL, provides a full range of truck insurance services, including liability, physical damage, and cargo coverage for commercial operators. Its service plans offer tailored risk management support to help local truckers maintain compliance and recover quickly from claims. The agency works with fleets and independent drivers to design policies that meet unique operational needs. It serves single-family homes, apartments, retail, and restaurants in the surrounding area.
Freeway Insurance in Addison, Illinois, is known for connecting commercial drivers with tailored truck insurance coverage. Their service range includes basic liability, physical damage protection, and cargo insurance to address common needs for local and regional trucking operations. They work with both owner-operators and small fleet owners to find policies that align with state and federal requirements. For those hauling specialized cargo or operating older vehicles, the agency can add on breakdown contingency coverage or replacement cost endorsements for added security.
Local business owners and independent truck operators in Addison, Illinois turn to My Insurance Werks, Inc. for their commercial truck insurance needs. The agency helps clients navigate coverage options that address risks specific to freight and delivery operations within the region. Tailored policies are designed to protect vehicles, cargo, and liability exposures common to the industry. My Insurance Werks also extends its truck insurance agent services to nearby communities such as Itasca, ensuring broader access across the western suburbs of the Chicago metro area.
Magnum Insurance Agency serves the Addison, Illinois area and surrounding DuPage County as a Truck Insurance Agent. This agency provides essential commercial coverage for trucking operations of all sizes. Local fleet owners and independent owner-operators rely on the firm for policies that address the unique risks of the transportation industry. The company works closely with clients to select appropriate liability limits and cargo protection. It regularly handles physical damage coverage for tractors and trailers, as well as workers' compensation policies for professional drivers.
Serving the Addison area and surrounding communities in Illinois, Towns Johnson Ins: Allstate Insurance handles truck insurance agent needs for local commercial operators. It manages all aspects of coverage for trucks, including liability and cargo protection. The agent works to find an appropriate policy by reviewing each client’s driving record, vehicle type, and operational routes. Submitting information to its carrier network, it compares available options and presents a policy that fits the driver’s specific requirements.
Hispano Insurance Agency, Inc. in Addison, IL helps local trucking clients choose between a one-time policy for a single haul or recurring coverage for regular fleet operations. Their truck insurance agent services focus on standard liability and physical damage protections for commercial vehicles in the region. Service runs on an as-needed basis, with clients contacting the agency directly to review coverage changes or file claims as requirements arise.
Oxford Auto Insurance in Addison, Illinois provides a range of truck insurance services including liability coverage, cargo protection, and physical damage policies. It offers comprehensive maintenance plans that assist commercial vehicle operators with policy renewals and claims reporting. The company also provides scheduled review services to help clients adjust their coverage as business needs change. Its typical clientele includes owner-operators and small fleets. Oxford Auto Insurance serves single-family homes, apartments, retail, and restaurants.
Leticia Herrera Agency, Inc American Family Insurance offers specialized coverage for commercial trucks, addressing liability, cargo, and physical damage needs. It also writes general auto and homeowners policies for the Addison, IL community. The agency works with independent drivers and small fleets, tailoring policies to local Midwestern hauling conditions. Before winter freezes or harvest season peaks, it helps truckers adjust deductibles and add roadside assistance, ensuring their rigs remain operational throughout sudden weather changes.
What Does a a Truck Insurance Agent in Addison Cost?
Truck insurance premiums in Illinois vary widely based on driving record, cargo type, and annual mileage. A typical policy for a single owner-operator can range from 8,000 to 15,000 dollars per year for basic liability and physical damage coverage. Fleet policies often have lower per-truck rates. This is general information and not insurance advice.
About truck insurance agents in Addison
Truck insurance agents in Addison Illinois help owner-operators and fleet owners find coverage that meets Illinois Department of Transportation requirements. Illinois law mandates minimum liability limits of 750,000 dollars for most commercial trucks. Local agents understand the specific needs of Addison businesses near major freight routes like I-290 and I-355.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Illinois?
Illinois requires commercial trucks to have at least 750,000 dollars in liability coverage for bodily injury and property damage. Higher limits may be needed for hazardous materials or interstate hauling. An Addison agent can help you determine the correct limits for your operation.
Do I need cargo insurance for my truck in Addison?
Cargo insurance is not required by Illinois state law but is often required by brokers or shippers. It covers the value of the goods you are hauling. Your agent can explain typical cargo coverage options based on the type of freight you carry.
How does Illinois handle truck insurance claims and time limits?
Illinois has a statute of limitations for truck accident claims of two years from the date of the accident for personal injury. Property damage claims have a five-year limit. Your insurance agent can help you understand how your policy responds to claims within these timeframes.
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